Money Owed vs CHere
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Owed
Easily track who owes you money and who you owe. Log debts, split bills, and manage shared expenses with friends and family. Features include recurring payments, bill splitting via photo, and offline tracking.
- Track IOUs instantly
- Sync across devices
- Share with groups
- Automate recurring payments
- Split bills with photo
- Offline expense tracking
- Home screen widgets
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Stop guessing who owes what. Money Owed is a local-first ledger for IOUs, shared expenses, loans, roommates, trips, and everyday balances. Record transactions, see a clear running balance, and share an account when everyone needs the same source of truth. TRACK EVERY BALANCE - Create unlimited accounts for friends, family, roommates, trips, loans, or projects. - Record manual and split transactions with descriptions, dates, notes, and calculations. - See whether money is owed to you, owed by you, or settled. - Use a separate currency for each account. Money Owed never converts or combines different currencies. - Work offline. Changes save locally and sync when network is available. SHARE WITH THE RIGHT PEOPLE - Share an account with Read & Write or Read Only access. - Keep a private alias for how a shared account is named on your device. - Invite people using Apple's built-in sharing controls. - Keep both sides up to date with the same shared transactions and balance. SEE THE BIG PICTURE - Follow balances over time with native charts. - Add account balance and accounts list widgets. - View cached balances and quickly add a transaction on Apple Watch. - Add a photo to an account so it is easy to recognize at a glance. MONEY OWED PRO Money Owed Pro adds these tools with a one-time purchase: - Attach receipt images and PDFs to transactions. - Post recurring transactions on daily, weekly, monthly, or yearly schedules. - Apply automatic interest on a schedule you choose. - Import transactions from CSV files. - Export CSV data and PDF statements. - Receive alerts for new manual transactions added by the other side of a shared account.
CHere
This utility app enables remote access and playback of video feeds. It supports P2P connections via QR code scanning and IP login, along with DDNS for network access. Users can also take snapshots of live feeds.
- P2P QR code scan
- IP login
- DDNS login
- Remote playback
- Snapshot functionality
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1.Support P2P via QR code scan 2.Support IP login 3.Support DDNS login 4.Support remote playback 5.Support snapshot
Screenshots
Verdict
The clearest difference is rating: CHere at 1.8 against Money Owed's 1.0. CHere also leads on in-app purchases (none vs 5) and ratings volume (25 vs 4). Money Owed's advantage is update cadence (every 4 days vs every 2 months) and device support (4 vs 2). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Owed sells 5 in-app purchases, starting at $2.49 per 3 months. CHere asks for nothing beyond the download.
CHere holds the better App Store score, 1.8 against 1.0. That said, the two scores are not equally well evidenced: CHere has 25 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 18% of Money Owed's written reviews are positive against 27% of CHere's.
Money Owed ships an update every 4 days, CHere every 2 months. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.
| Parameter | Money Owed | CHere |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (4 ratings) | 1.8 (25 ratings) — better |
| Positive reviews | 18.2% of reviews | 26.7% of reviews — better |
| Number of ratings | 4 | 25 — better |
| Update frequency | Every 4 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 17.0 | 9.1 — better |
| Further details — not scored | ||
| Size | 28 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Eduardo Almeida | TIGERSECU, Inc. |
Customer experience
Money Owed
CHere
In-app purchases
Money Owed
- Money Owed Pro (Quarterly)14 Days trial$2.493 Months
- Money Owed Pro (Yearly)14 Days trial$6.491 Year
- Pro (3 Months)$1.99
- Money Owed Pro$4.99
- Pro (1 year)$5.99
CHere
No in-app purchases
