Preferred CU vs UBMich
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Preferred CU
Manage your finances conveniently with mobile banking features. Deposit checks, find branch locations, and access contact information easily. Stay connected to your credit union's services on the go.
- Mobile check deposit
- Access to website
- Branch and contact info
- Mobile banking
- Convenient access
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Preferred Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
UBMich
Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit card (reorder/turn off)
- View and save monthly statements
- Find branches and ATMs
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UBMich is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with UBMich: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.
Screenshots
Verdict
The clearest difference is review sentiment: UBMich at 100% against Preferred CU's 9%. UBMich also leads on rating (4.8 vs 2.8) and ratings volume (330 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UBMich holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: UBMich has 330 ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 9% of Preferred CU's written reviews are positive against 100% of UBMich's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | Preferred CU | UBMich |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (27 ratings) | 4.8 (330 ratings) — better |
| Positive reviews | 9.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 27 | 330 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 61 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | Preferred Credit Union | Union Bank (MI) |
Customer experience
Preferred CU
UBMich
In-app purchases
Preferred CU
No in-app purchases
UBMich
No in-app purchases
Questions
Is Preferred CU free?
Is UBMich free?
Which has better reviews, Preferred CU or UBMich?
Do Preferred CU or UBMich have ads?
Which is updated more often, Preferred CU or UBMich?
Other comparisons
