Comparison

PBS Benny vs Centivo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBS Benny

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view claims, and submit receipts securely. The app provides real-time access to your account information and offers time-saving features like filing claims and paying bills.

Highlights
  • Check account balances 24/7
  • View account summaries and claims
  • Submit receipts via photo upload
  • File claims for medical FSA and HRA
  • Contribute and distribute HSA transactions
  • Pay bills and manage payees
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgot username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

Centivo

Access and manage your health benefits seamlessly. Find the care you need and get the most out of your membership with easy account setup and benefit management.

Highlights
  • Access health benefits
  • Manage health benefits
  • Find needed care
  • Membership verification
  • Account setup
Features
Read full description

With the Centivo app, members can easily access and manage your health benefits and find the care you need. When you log into the app for the first time, we’ll verify your membership and help you setup your account. Then you’ll be ready to get the most out of your benefits.

Screenshots

PBS Benny4 screens
Centivo4 screens

Verdict

The call

The clearest difference is rating: Centivo at 3.7 against PBS Benny's 2.3. Centivo also leads on review sentiment (52% vs 20%) and ratings volume (58 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Centivo holds the better App Store score, 3.7 against 2.3. That said, the two scores are not equally well evidenced: Centivo has 58 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 20% of PBS Benny's written reviews are positive against 52% of Centivo's.

UpkeepUpdate frequency

PBS Benny ships an update every 4 months, Centivo every 3 months. The most recent releases landed on September 19, 2026 and August 20, 2026 respectively.

Scorecard4 real differences · 6 level
PBS Benny versus Centivo: the parameters behind the verdict, then further details
ParameterPBS BennyCentivo
PriceFreeFree
Rating2.3 (4 ratings)3.7 (58 ratings) — better
Positive reviews20.0% of reviews52.4% of reviews — better
Number of ratings458 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.011.0 — better
Further details — not scored
Size30 MB20 MB
Age rating17+12+
DeveloperProgressive Benefit SolutionsCentivo

Customer experience

PBS Benny

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%
Written reviews5 reviews
Positive20.0%
Neutral20.0%
Negative60.0%

Centivo

All ratings58 ratings
Positive65.5%
Neutral1.7%
Negative32.8%
Written reviews21 reviews
Positive52.4%
Neutral0.0%
Negative47.6%

In-app purchases

None

PBS Benny

No in-app purchases

None

Centivo

No in-app purchases

Questions

Is PBS Benny free?
PBS Benny is free to download, with no in-app purchases.
Is Centivo free?
Centivo is free to download, with no in-app purchases.
Which has better reviews, PBS Benny or Centivo?
Centivo is rated higher. PBS Benny averages 2.3 out of 5 from 4 ratings, while Centivo averages 3.7 from 58 ratings.
Do PBS Benny or Centivo have ads?
Neither PBS Benny nor Centivo shows ads.
Which is updated more often, PBS Benny or Centivo?
PBS Benny ships an update every 4 months, and Centivo every 3 months. Most recently, PBS Benny was updated on September 19, 2026 and Centivo on August 20, 2026.

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