Comparison

BudgetCH vs ZKB Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudgetCH

Manage your personal finances with this secure and independent budgeting app. Track weekly, monthly, and annual spending, control invoices, and receive personalized budget templates and tips. Monitor your budget with spending warnings and share financial plans with family.

Highlights
  • Weekly, monthly, annual overview
  • Invoice/expenditure control
  • Budget control with recommendations
  • Budget templates
  • Spending warnings
  • Family budget sharing
  • Budget export to other devices
Features
Read full description

With BudgetCH, the umbrella organisation Budget Advice Switzerland offers a simple, independent and secure app for budgets of private individuals. This is what BudgetCH offers: Easy to use: · Weekly, monthly and annual overview · Invoice/ expenditure control with individual payments and standing orders · Budget control according to the recommendations of the umbrella organisation Budget Advice Switzerland · Budget templates for every wallet · Tips and recommendations for your budget Control: · Monitor your budget with warnings if you spend too much. Connect with others: · Share your budget within the family · Export your budget to other devices: · Register and export your budget to other devices. The umbrella organisation Budgetberatung Schweiz is a non-profit association and welcomes your donation to further develop the app. Information: http://www.budgetberatung.ch/. If you have any questions or feedback about the app, you can write to us via in-app support: info@budgetberatung.ch.

About

ZKB Access

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

Highlights
  • Secure eBanking login
  • New customer identification
  • ID scan and video selfie
  • Smartphone and tablet support
  • Two-channel security
Read full description

With the ZKB Access App, you can easily and securely log in to the digital Banking of Zürcher Kantonalbank. New customers can also identify themselves from home or in one of our branches. Advantages of the ZKB Access App: - High flexibility by using your smartphone or tablet - Easy identification with ID scan and video selfie for new customers - High security due to the separation into two channels (smartphone and eBanking) For more information, visit www.zkb.ch/access-faq

Screenshots

BudgetCH4 screens
ZKB Access4 screens

Verdict

The call

The clearest difference is in-app purchases: ZKB Access at none against BudgetCH's 4. ZKB Access also leads on update cadence (every 5 weeks vs every 9 months) and iOS requirement (16.4 vs 18.6). On price, review sentiment, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudgetCH sells 4 one-off in-app purchases. ZKB Access asks for nothing beyond the download.

UpkeepUpdate frequency

BudgetCH ships an update every 9 months, ZKB Access every 5 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
BudgetCH versus ZKB Access: the parameters behind the verdict, then further details
ParameterBudgetCHZKB Access
PriceFreeFree
Rating—4.9 (214 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—214 — better
Update frequencyEvery 9 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.616.4 — better
Further details — not scored
Size51 MB127 MB
Age rating4+4+
DeveloperDachverband Budgetberatung SchweizZuercher Kantonalbank

Customer experience

BudgetCH

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ZKB Access

All ratings212 ratings
Positive98.1%
Neutral0.5%
Negative1.4%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

BudgetCH

One-time4
  • A little thank-you$2.99
  • Export Package$5.00
  • Great recognition$12.00
Show 1 more
  • The Fan Package$25.00
None

ZKB Access

No in-app purchases

Questions

Is BudgetCH free?
BudgetCH is free to download, with in-app purchases available.
Is ZKB Access free?
ZKB Access is free to download, with no in-app purchases.
Do BudgetCH or ZKB Access have ads?
Neither BudgetCH nor ZKB Access shows ads.
Which is updated more often, BudgetCH or ZKB Access?
BudgetCH ships an update every 9 months, and ZKB Access every 5 weeks. Most recently, BudgetCH was updated on October 23, 2026 and ZKB Access on October 24, 2026.

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