NCBA NOW vs Twiva

The NCBA NOW App has exciting features that make your banking experience with NCBA Bank fast and convenient. Enjoy the following features and so much more when you download the NCBA NOW App: • Transfer with confidence — recipient names now appear instantly when you enter a phone number, helping you send funds accurately. • Enjoy faster branch visits — initiate your cash deposit and/or withdrawal on the NCBA NOW app before reaching the counter, with no transaction forms needed. • Open your NCBA account anytime, anywhere - no queues, just a seamless start to your banking journey. • Payment of eCitizen Government services • Hide/unhide your account balance • Credit card bill payment balance and statement viewing • Debit & Credit Card Set PIN and Change PIN • Insurance premium payments • M-Pesa to NCBA Account transfer • KRA domestic payments (iTax) • Unit Trust accounts management • Details of your Relationship Manager • Fast contact to NCBA contact centre via telephone, email and WhatsApp • Secure payment options via RTGS, EFT and Pesalink • Lipa na M-Pesa services (PayBill / Buy good / Till) directly from your account • Top up for Expressway toll payments • Buy and sell forex through the FX Now feature

About this app: Twiva is a tech-powered creator ecosystem that turns your influence into income. We give creators the skills, tools, trusted networks, and embedded financial services they need to build sustainable online businesses. Who can use Twiva: • Creators: Anyone active on social channels who wants to monetize their influence. • Brands: Companies across industries - from FMCG and fashion to fintech and travel - seeking authentic, measurable ways to connect with consumers through creator-led content. • Agencies: Creative, digital, and PR agencies that need streamlined influencer campaign management, finance, and reporting. How Twiva works: We equip creators with the right skills, tools, networks, and embedded financial services they need to build sustainable online businesses. How to Register as a Creator: Download the Twiva App Click on Sign up as a Creator Create your profile Activate your wallet Connect your social media accounts Start earning through campaign gigs, reselling products, or livestreaming on the platform Features: Influencer Marketing: Twiva offers end-to-end influencer marketing services, from the discovery of influencers to management and reporting. Social Commerce: We help brands expand their market reach by selling products through creators. Twiva Pay: Creators will have the opportunity to save, invest, and gain access to credit directly on the platform, all of which are critical for sustaining growth in the dynamic creator economy. Visit Twiva on the web here: www.twiva.com