Comparison

NCBA NOW vs Recon SMI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCBA NOW

Manage your banking needs with this app, offering features for both customers and non-customers. Perform various payments, manage accounts, and access customer support conveniently.

Highlights
  • eCitizen Government services payment
  • Account balance hiding/unhiding
  • Credit card bill payment and statement viewing
  • Debit & Credit Card Set/Change PIN
  • Insurance premium payments
  • M-Pesa to NCBA Account transfer
  • KRA domestic payments (iTax)
Features
Read full description

The NCBA NOW App has exciting features that make your banking experience with NCBA Bank fast and convenient. Enjoy the following features and so much more when you download the NCBA NOW App: • Transfer with confidence — recipient names now appear instantly when you enter a phone number, helping you send funds accurately. • Enjoy faster branch visits — initiate your cash deposit and/or withdrawal on the NCBA NOW app before reaching the counter, with no transaction forms needed. • Open your NCBA account anytime, anywhere - no queues, just a seamless start to your banking journey. • Payment of eCitizen Government services • Hide/unhide your account balance • Credit card bill payment balance and statement viewing • Debit & Credit Card Set PIN and Change PIN • Insurance premium payments • M-Pesa to NCBA Account transfer • KRA domestic payments (iTax) • Unit Trust accounts management • Details of your Relationship Manager • Fast contact to NCBA contact centre via telephone, email and WhatsApp • Secure payment options via RTGS, EFT and Pesalink • Lipa na M-Pesa services (PayBill / Buy good / Till) directly from your account • Top up for Expressway toll payments • Buy and sell forex through the FX Now feature

About

Recon SMI

Features
Read full description

Recon SMI is a powerful, all-in-one construction site management platform that revolutionizes how construction companies operate. By consolidating multiple disparate systems into a single mobile application, Recon SMI enables construction professionals to manage every aspect of their projects from anywhere, at any time. CORE FEATURES AND FUNCTIONALITY: SITE MANAGEMENT - Create and manage unlimited construction sites - Upload and manage site documentation and photos - Mark sites as favorites for quick access - Set primary site for default operations - View site-specific analytics and reports - Site selection screen with search and filtering capabilities INVENTORY MANAGEMENT SYSTEM - Organize inventory into hierarchical categories - Create unlimited inventory items with detailed specifications - Track stock levels in real-time across all sites - Set minimum stock thresholds with automatic alerts - Define SKU codes for easy item identification - Set unit prices and supplier information - Track stock movements (in/out) with complete history - Transfer inventory between sites with approval workflow - Generate inventory reports and stock summaries - View inventory value by site and category - Low stock notifications and reorder alerts - Material delivery tracking against purchase orders - Quality check functionality for received materials PURCHASE ORDER MANAGEMENT - Create detailed purchase orders with multiple line items - Select from existing suppliers or add new ones - Set order priorities: High, Medium, Low - Specify delivery dates and requirements - Attach notes and specifications to orders

Screenshots

NCBA NOW4 screens
Recon SMI4 screens

Verdict

The call

NCBA NOW and Recon SMI are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
NCBA NOW versus Recon SMI: the parameters behind the verdict, then further details
ParameterNCBA NOWRecon SMI
PriceFreeFree
Rating2.5 (20 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings20 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size118 MB30 MB
Age rating4+17+
DeveloperNIC Bank Kenya PLCSamuel Methusela

In-app purchases

None

NCBA NOW

No in-app purchases

None

Recon SMI

No in-app purchases

Questions

Is NCBA NOW free?
NCBA NOW is free to download, with no in-app purchases.
Is Recon SMI free?
Recon SMI is free to download, with no in-app purchases.
Do NCBA NOW or Recon SMI have ads?
Neither NCBA NOW nor Recon SMI shows ads.
Which is updated more often, NCBA NOW or Recon SMI?
NCBA NOW ships an update every 2 months, and Recon SMI every 2 months. Most recently, NCBA NOW was updated on November 6, 2026 and Recon SMI on October 31, 2026.

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