NCBA NOW vs Pinned Runner

The NCBA NOW App has exciting features that make your banking experience with NCBA Bank fast and convenient. Enjoy the following features and so much more when you download the NCBA NOW App: • Transfer with confidence — recipient names now appear instantly when you enter a phone number, helping you send funds accurately. • Enjoy faster branch visits — initiate your cash deposit and/or withdrawal on the NCBA NOW app before reaching the counter, with no transaction forms needed. • Open your NCBA account anytime, anywhere - no queues, just a seamless start to your banking journey. • Payment of eCitizen Government services • Hide/unhide your account balance • Credit card bill payment balance and statement viewing • Debit & Credit Card Set PIN and Change PIN • Insurance premium payments • M-Pesa to NCBA Account transfer • KRA domestic payments (iTax) • Unit Trust accounts management • Details of your Relationship Manager • Fast contact to NCBA contact centre via telephone, email and WhatsApp • Secure payment options via RTGS, EFT and Pesalink • Lipa na M-Pesa services (PayBill / Buy good / Till) directly from your account • Top up for Expressway toll payments • Buy and sell forex through the FX Now feature

Pinned Flow – Smart Route & Locker Delivery App Earn on your schedule with Kenya's smartest last-mile delivery network. Pinned Flow connects independent delivery runners with automated smart locker hubs and local drop-off points. Whether you walk or ride, Pinned Flow provides optimized parcel batches, instant station access, and guaranteed clear daily payouts putting full control of your earnings directly in your hands. KEY FEATURES & FUNCTIONALITY Optimized Parcel Batching & Jobs Near You Smart Route Grouping: View available delivery batches near your current location, complete with package counts, estimated detour times, and vehicle class requirements (Walker or Motorcycle). Guaranteed Upfront Payouts: See exact expected earnings before you accept any job. No surprises or hidden fees. Batch Terminal Overview: Access clear route breakdowns, destination station details, and package size tiers (S, M, L) before hitting the road. Active In-App Navigation & Real-Time Tracking Turn-by-Turn Guidance: Seamlessly navigate between pick-up hubs, drop-off pods, and customer addresses using integrated map routing. Live Route Progress: Track your batch completion status in real-time with visual progress bars and live ETA updates. Instant Rerouting: Access one-tap redirection options to drop parcels at the nearest alternative Pod or Host station if a customer is unavailable. Smart Locker Access & Instant Verification Integrated Hardware Keypad & QR Scanner: Open automated Pinned smart lockers directly from your phone using secure, dynamic QR codes or instant hardware triggers. VHost Station Drops: Hand over batches directly to Virtual Host station agents with simplified, single-tap agent confirmations no customer OTP required. 4-Digit Receiver Handover: Complete direct-to-door deliveries securely with 4-digit receiver PIN validation and live OTP verification. Daily Payouts & Performance Insights Daily Earnings Summary: Track completed routes, total active time, and daily balance straight from your runner dashboard. Automated Daily Settlements: Get paid reliably every evening directly to your mobile money account. Digital Runner ID: Present your secure, encrypted Runner QR pass for quick identity verification at partner hubs and pickup points. HOW IT WORKS Find Nearby Jobs: Open the app to view available delivery routes and parcel batches in your immediate vicinity. Accept & Route: Review upfront payouts, detour times, and package details, then tap Accept Job to lock in your route. Pick Up & Unlock: Navigate to the origin hub or smart locker, scan your app QR code to access compartments, and retrieve your parcel batch. Deliver & Confirm: Follow live turn-by-turn navigation to destination addresses or Virtual Host pods. Confirm handover via PIN, QR scan, or agent drop. Get Paid: Track your earnings in real-time and receive automated daily payouts at the end of your shift. WHO IS PINNED FLOW FOR? Foot Runners & Walkers: Take on short-distance neighborhood batch routes without needing a vehicle. Riders & Boda Couriers: Access higher-volume parcel runs across city stations with optimized multi-stop routing. Flexible Earners: Work when you want, where you want, with complete freedom over your daily schedule. ABOUT PINNED Pinned is building the future of automated last-mile logistics across Kenya. By pairing smart locker networks with intelligent route optimization, we empower runners to earn faster while delivering packages safely, accurately, and on time. Download Pinned Flow today and start earning on your own terms!