NCBA NOW vs PESACOM
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCBA NOW
Manage your banking needs with this app, offering features for both customers and non-customers. Perform various payments, manage accounts, and access customer support conveniently.
- eCitizen Government services payment
- Account balance hiding/unhiding
- Credit card bill payment and statement viewing
- Debit & Credit Card Set/Change PIN
- Insurance premium payments
- M-Pesa to NCBA Account transfer
- KRA domestic payments (iTax)
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The NCBA NOW App has exciting features that make your banking experience with NCBA Bank fast and convenient. Enjoy the following features and so much more when you download the NCBA NOW App: • Transfer with confidence — recipient names now appear instantly when you enter a phone number, helping you send funds accurately. • Enjoy faster branch visits — initiate your cash deposit and/or withdrawal on the NCBA NOW app before reaching the counter, with no transaction forms needed. • Open your NCBA account anytime, anywhere - no queues, just a seamless start to your banking journey. • Payment of eCitizen Government services • Hide/unhide your account balance • Credit card bill payment balance and statement viewing • Debit & Credit Card Set PIN and Change PIN • Insurance premium payments • M-Pesa to NCBA Account transfer • KRA domestic payments (iTax) • Unit Trust accounts management • Details of your Relationship Manager • Fast contact to NCBA contact centre via telephone, email and WhatsApp • Secure payment options via RTGS, EFT and Pesalink • Lipa na M-Pesa services (PayBill / Buy good / Till) directly from your account • Top up for Expressway toll payments • Buy and sell forex through the FX Now feature
PESACOM
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Pesacom — Seamless Business. Pesacom is an all-in-one business management platform that brings every part of your operations into one connected system from HR and payroll to inventory, retail, delivery, and reporting. HUMAN RESOURCES Manage interviews, employees, attendance, shifts, offs, and leave all in one place. PAYROLL Run payroll with wallets, adjustments, advances, bonuses, deductions, allowances, commissions, and statutory deductions (NSSF, NHIF, PAYE). Generate payroll batches, process payments, and give employees access to their payslip history. PROCUREMENT & INVENTORY Manage suppliers, purchase orders, goods receipts, stock transfers, stock audits, and inventory valuation across multiple warehouses. RETAIL & POINT OF SALE Handle catalog, orders, invoicing, dispatches, reservations, payment receipts, refunds, and exchanges. EXPRESS DELIVERY Track delivery tasks, fulfillments, and returns from a dedicated logistics dashboard. SERVICE BUSINESS Manage services, service orders, and custom client sizing for made-to-order products. TRANSACTIONS & REPORTS Track Mpesa transactions, view best sellers, commissions, cash registers, sales breakdowns, gross profit, inventory trends, and fulfillment reports. ANALYTICS Get a real-time view of your business with dashboards across expenses, payroll, HR, deliveries, sales, inventory, purchasing, and customer behavior. MULTI-BUSINESS, MULTI-BRANCH Onboard multiple businesses and branches, assign roles, and control access with fine-grained permissions across every module. Pesacom is built for businesses that need one system to run everything without the complexity of stitching together separate tools.
Screenshots
Verdict
NCBA NOW and PESACOM are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | NCBA NOW | PESACOM |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (20 ratings) — better | — |
| Positive reviews | 14.3% of reviews | — |
| Number of ratings | 20 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 118 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | NIC Bank Kenya PLC | BENJAMIN MWANGI MUGO |
In-app purchases
NCBA NOW
No in-app purchases
PESACOM
No in-app purchases



