Comparison

AMIS SME vs Debt Payoff Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMIS SME

This mobile application provides financial and accounting data for business managers. It offers insights into revenue, expenses, profits, cash flow, accounts receivable, accounts payable, and inventory. Requires existing AMIS software to use.

Highlights
  • Financial data overview
  • Revenue and expense tracking
  • Cash flow management
  • Accounts receivable/payable monitoring
  • Inventory tracking
  • Account balance lookup
Features
Read full description

AMIS SME là ứng dụng mobile của phần mềm quản trị doanh nghiệp hợp nhất AMIS. AMIS SME giúp Kế toán trưởng, Giám đốc nắm bắt kịp thời các số liệu tài chính, kế toán của doanh nghiệp như: • Doanh thu, chi phí, lãi lỗ chi tiết đến từng bộ phận và toàn công ty. • Tiền mặt tại quỹ, tiền gửi ngân hàng và tổng tiền hiện có của doanh nghiệp. • Tổng công nợ phải thu, xem công nợ theo từng khách hàng, hóa đơn, hạn thanh toán. • Tổng nợ phải trả, xem công nợ theo từng nhà cung cấp, hóa đơn, hạn thanh toán. • Công nợ tạm ứng, phải thu, phải trả chi tiết theo từng nhân viên. Ngoài ra, AMIS SME còn giúp Kế toán trưởng tra cứu số lượng và giá trị hàng tồn kho theo từng mặt hàng, tra cứu số dư từng tài khoản kế toán. Để sử dụng được sản phẩm, công ty bạn phải đang sử dụng AMIS.

About

Debt Payoff Tracker

Features
Read full description

Zero - Know Your Debt-Free Date. Zero is the debt payoff app built around one number that actually matters: the day you make your last payment. Every balance, every repayment, every interest charge - tracked with precision so you can see exactly where every dollar goes and exactly how fast you can reach freedom. CHOOSE YOUR STRATEGY - Debt Snowball: Pay off your smallest balance first. Build momentum. Feel wins compound. - Debt Avalanche: Attack the highest-interest debt first. Pay less interest overall. - Compare both side-by-side: see which strategy saves more in interest and time. - Switch strategies anytime without losing your data. UNDERSTAND WHERE EVERY DOLLAR GOES - See every balance you owe - credit cards, auto loans, personal debts, and more - Track monthly interest charges and total interest cost per debt - Watch your principal balance shrink with every repayment - Know how your income and expenses affect your debt payoff pace - What-If Calculator: how much do you save by adding $100 or $500 per month? WATCH YOUR PROGRESS - Total debt countdown with a live payoff date projection - Milestone celebrations at 25%, 50%, 75%, and the moment you reach zero - Days-to-freedom countdown (Premium) - Full repayment history (Premium) AI DEBT COACH (PREMIUM) Ask your AI coach anything about your debts, your repayment options, or your path to financial freedom. - "Should I switch from Snowball to Avalanche?" - "What if I repay an extra $300 this month?" - "How do I free up income to accelerate my payoff?" Powered by advanced AI. 30 questions per day. ZERO PRO FEATURES - Unlimited debts (free tier: up to 5) - Full repayment history - Interest vs. principal monthly breakdown - Payoff timeline visualization - Days-to-freedom countdown - AI Debt Coach (30 queries/day) - Export to CSV - Shareable progress cards - Custom app icons FREE TIER INCLUDES - Up to 5 debts tracked - Snowball and Avalanche strategies with side-by-side comparison - Payment logging with milestone celebrations - Payoff date projection - What-If Calculator Zero Pro is available as a monthly ($4.99/month) or yearly ($39.99/year) subscription. A 50% introductory offer may be available for new subscribers. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

AMIS SME1 screens
Debt Payoff Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: AMIS SME at none against Debt Payoff Tracker's 3. AMIS SME also leads on iOS requirement (7.0 vs 18). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. AMIS SME asks for nothing beyond the download.

UpkeepUpdate frequency

AMIS SME ships an update every 2 months, Debt Payoff Tracker every 3 months. The most recent releases landed on October 6, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
AMIS SME versus Debt Payoff Tracker: the parameters behind the verdict, then further details
ParameterAMIS SMEDebt Payoff Tracker
PriceFreeFree
Rating2.3 (3 ratings) — better—
Positive reviews40.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS7.0 — better18
Further details — not scored
Size11 MB4 MB
Age rating4+4+
DeveloperMISA JSCKarol Jaworski

In-app purchases

None

AMIS SME

No in-app purchases

3 purchases

Debt Payoff Tracker

Subscriptions3
  • Zero Pro Monthly$4.991 Month
  • Zero Pro - First Year Offer1 Year trial$39.991 Year
  • Zero Pro Yearly$39.991 Year

Questions

Is AMIS SME free?
AMIS SME is free to download, with no in-app purchases.
Is Debt Payoff Tracker free?
Debt Payoff Tracker is free to download, with in-app purchases available.
Do AMIS SME or Debt Payoff Tracker have ads?
Neither AMIS SME nor Debt Payoff Tracker shows ads.
Which is updated more often, AMIS SME or Debt Payoff Tracker?
AMIS SME ships an update every 2 months, and Debt Payoff Tracker every 3 months. Most recently, AMIS SME was updated on October 6, 2026 and Debt Payoff Tracker on October 5, 2026.

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