Comparison

CREDINS online vs UBA Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CREDINS online

Manage your banking needs remotely through this digital platform. Perform transactions, check balances, and apply for services without visiting a branch. Advanced security features ensure your financial data remains protected.

Highlights
  • Check account balances and history
  • Perform internal, domestic, and international transfers
  • Pay utility bills and standing orders
  • Currency exchange services
  • Online application for banking products
  • Biometric identification (Face/Fingerprint)
  • SMS authorization codes
Features
Read full description

What is Credins Online? Credins Online is the digital banking platform offered by Credins Bank. Through this platform you can perform a wide range of transactions from internet browser or your mobile phone, without having to go physically in the bank. What kind of transactions? • Check the balance, history and details of all your banking products such as: Account/Deposit/Loan/Cards. • Internal/Domestic/International Transfer. • Standing Orders/Utility Payments/Bill Payments. • Currency Exchange. • Apply Online for banking products and services. How safe is using this service? The security of the actions performed is the most important element, which is why Credins Online uses a very advanced security technology: • Access to the application through biometric identification, Face Recognition, Fingerprint and PIN for registered devices, providing an even faster and more secure service. • Unique Identification Credentials – username and password. Now your password is made available via email. • In addition to security elements, information SMS technology is also applied. You will receive an SMS in your mobile phone, with an authorization code for the transaction you want to perform. Steps to get Credins Online 1. Visit the nearest Credins branch and carry an identification document with you. 2. Fill a Form at the Customer Service desk and make sure you are provided with a USERNAME. 3. Check your Email for your Password. (Make sure to check Junk Mail as well). 4. Download the Application in App Store. 5. Enter your data and the TAN Code which will be delivered via SMS when you activate the service. --------------------------------------------------------- Çfarë është Credins Online? Credins Online është platforma digjitale bankare ofruar nga Credins Bank. Përmes së cilës ju mund të kryeni shërbimet bankare pa qenë nevoja të jeni prezent në bankë, mjafton të keni një kompjuter, celular, smartphone apo tablet. Çfarë mund të bëj me Credins online? • Kontrolloni gjendjen e të gjitha produkteve bankare: llogari, kredi, depozita apo kartat tuaja. • Paguani fatura utilitare si energji elektrike, ujësjellës, telefon etj. • Kryeni transferta brenda dhe jashtë Shqipërisë. • Kryeni këmbime valutore shitje/blerje në monedha të ndryshme. • Aplikoni Online për shërbime të ndryshme bankare. Çfarë sigurie ka Credins Online? Siguria e veprimeve të kryera është maksimale, ndaj dhe Credins Online përdor teknologji sigurie shumë të avancuar: • Mundësi aksesi në aplikacion përmes identifikimit biometrik, Njohje Fytyre, Shenjë Gishti, PIN për pajisjet e regjistruara, duke ofruar shërbim akoma më të shpejtë dhe të sigurt. • Kredenciale Unike Identifikimi – ID përdoruesi dhe fjalëkalim. Tani fjalëkalimin mund ta merrni përmes email-it. • Krahas elementeve të sigurisë aplikohet dhe teknologjia me SMS informues. Ju do të merrni me anë të një SMS-je në celularin tuaj, një kod autorizimi të transaksionit që doni të kryeni. Si e përfitoj Credins online? 1. Paraqituni në degën Credins më pranë jush së bashku me një mjet identifikimi. 2. Plotësoni Formularin pranë Shërbimit Ndaj Klientit dhe sigurohuni të pajiseni me USERNAME. 3. Kontrolloni Email-in për tu pajisur me Password. (Sigurohuni të kontrolloni edhe Junk Mail). 4. Shkarkoni Aplikacionin në App Store. 5. Vendosni të dhënat tuaja dhe Kodin TAN i cili ju vjen me SMS në momentin e aktivizimit të shërbimit.

About

UBA Mobile

Manage your United Bank of Albania accounts conveniently from your mobile device. Perform banking transactions, check balances, and access financial services on the go.

Highlights
  • Account management
  • Transaction history
  • Balance checks
  • Financial services access
  • Mobile banking
Features
Read full description

United Bank Of Albania Mobile Banking

Screenshots

CREDINS online4 screens
UBA Mobile4 screens

Verdict

The call

The clearest difference is rating: UBA Mobile at 3.0 against CREDINS online's 2.0. UBA Mobile also leads on update cadence (every 3 weeks vs every 3 months) and iOS requirement (13.0 vs 17.0). CREDINS online's advantage is ratings volume (44 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UBA Mobile holds the better App Store score, 3.0 against 2.0. That said, the two scores are not equally well evidenced: CREDINS online has 44 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

CREDINS online ships an update every 3 months, UBA Mobile every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
CREDINS online versus UBA Mobile: the parameters behind the verdict, then further details
ParameterCREDINS onlineUBA Mobile
PriceFreeFree
Rating2.0 (44 ratings)3.0 (2 ratings) — better
Positive reviews6.8% of reviews—
Number of ratings44 — better2
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.013.0 — better
Further details — not scored
Size46 MB59 MB
Age rating4+4+
DeveloperCREDINS bankBANKA E BASHKUAR E SHQIPERISE SH.A.

Customer experience

CREDINS online

All ratings42 ratings
Positive26.2%
Neutral0.0%
Negative73.8%
Written reviews44 reviews
Positive6.8%
Neutral2.3%
Negative90.9%

UBA Mobile

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

CREDINS online

No in-app purchases

None

UBA Mobile

No in-app purchases

Questions

Is CREDINS online free?
CREDINS online is free to download, with no in-app purchases.
Is UBA Mobile free?
UBA Mobile is free to download, with no in-app purchases.
Which has better reviews, CREDINS online or UBA Mobile?
UBA Mobile is rated higher. CREDINS online averages 2.0 out of 5 from 44 ratings, while UBA Mobile averages 3.0 from 2 ratings.
Do CREDINS online or UBA Mobile have ads?
Neither CREDINS online nor UBA Mobile shows ads.
Which is updated more often, CREDINS online or UBA Mobile?
CREDINS online ships an update every 3 months, and UBA Mobile every 3 weeks. Most recently, CREDINS online was updated on November 6, 2026 and UBA Mobile on November 3, 2026.

Other comparisons