CPA Flex Mobile vs HCLive
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CPA Flex Mobile
Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view account details, and submit claims on the go. Securely access all your important health benefit information anytime, anywhere.
- Check account balances 24/7
- View account summaries and charts
- Submit claims with receipt photos
- File medical FSA and HRA claims
- View and manage HSA transactions
- Pay bills and add payees
- Report lost or stolen debit cards
Read full descriptionHide full description
Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgot username/password • Report a debit card as lost or stolen Powered by WEX Health®
HCLive
Manage your health benefit accounts like HSA, HRA, and FSA with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access and manage all your important account information anytime, anywhere.
- Check account balances 24/7
- View account summaries and claims
- File claims and upload receipts
- Manage HSA transactions
- Pay bills and add payees
- Report lost or stolen debit cards
Read full descriptionHide full description
Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®
Screenshots
Verdict
The clearest difference is review sentiment: HCLive at 100% against CPA Flex Mobile's 50%. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CPA Flex Mobile ships an update every 5 months, HCLive every 3 months. The most recent releases landed on October 6, 2026 and September 18, 2026 respectively.
| Parameter | CPA Flex Mobile | HCLive |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (6 ratings) — better | — |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 — better | — |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 30 MB | 29 MB |
| Age rating | 17+ | 4+ |
| Developer | Cafeteria Plan Advisors | Evolution1, Inc. |
Customer experience
CPA Flex Mobile
HCLive
In-app purchases
CPA Flex Mobile
No in-app purchases
HCLive
No in-app purchases
Questions
Is CPA Flex Mobile free?
Is HCLive free?
Do CPA Flex Mobile or HCLive have ads?
Which is updated more often, CPA Flex Mobile or HCLive?
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