Comparison

CPA Flex Mobile vs HCLive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CPA Flex Mobile

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view account details, and submit claims on the go. Securely access all your important health benefit information anytime, anywhere.

Highlights
  • Check account balances 24/7
  • View account summaries and charts
  • Submit claims with receipt photos
  • File medical FSA and HRA claims
  • View and manage HSA transactions
  • Pay bills and add payees
  • Report lost or stolen debit cards
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgot username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

HCLive

Manage your health benefit accounts like HSA, HRA, and FSA with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access and manage all your important account information anytime, anywhere.

Highlights
  • Check account balances 24/7
  • View account summaries and claims
  • File claims and upload receipts
  • Manage HSA transactions
  • Pay bills and add payees
  • Report lost or stolen debit cards
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

CPA Flex Mobile4 screens
HCLive4 screens

Verdict

The call

The clearest difference is review sentiment: HCLive at 100% against CPA Flex Mobile's 50%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CPA Flex Mobile ships an update every 5 months, HCLive every 3 months. The most recent releases landed on October 6, 2026 and September 18, 2026 respectively.

Scorecard1 real difference · 9 level
CPA Flex Mobile versus HCLive: the parameters behind the verdict, then further details
ParameterCPA Flex MobileHCLive
PriceFreeFree
Rating4.2 (6 ratings) — better—
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings6 — better—
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size30 MB29 MB
Age rating17+4+
DeveloperCafeteria Plan AdvisorsEvolution1, Inc.

Customer experience

CPA Flex Mobile

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

HCLive

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CPA Flex Mobile

No in-app purchases

None

HCLive

No in-app purchases

Questions

Is CPA Flex Mobile free?
CPA Flex Mobile is free to download, with no in-app purchases.
Is HCLive free?
HCLive is free to download, with no in-app purchases.
Do CPA Flex Mobile or HCLive have ads?
Neither CPA Flex Mobile nor HCLive shows ads.
Which is updated more often, CPA Flex Mobile or HCLive?
CPA Flex Mobile ships an update every 5 months, and HCLive every 3 months. Most recently, CPA Flex Mobile was updated on October 6, 2026 and HCLive on September 18, 2026.

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