Comparison

LHV vs CostPocket

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LHV

Manage your personal and business finances with this mobile banking app. Open accounts, make payments, order cards, apply for loans, and invest. Receive timely notifications for important financial events.

Highlights
  • Account opening
  • Payment processing
  • Card management
  • Loan and lease applications
  • Investment options
  • Pension management
  • Customizable notifications
Features
Read full description

LHV mobiilipank • Erakliendi ja ärikliendi konto avamine Smart-ID ja Mobiil-ID-ga • Maksete teostamine • Pangakaardid – tellimine, blokeerimine, limiitide haldamine ja Apple Pay • E-arved • Ootel maksed • Konto väljavõte • Laenude ja liisingu taotlemine • Investeerimine • Pensioni ülevaade ja II ning III sambaga liitumine • Meeldetuletused laekunud makse, aeguva kaardi ja täituva limiidi kohta • Kontaktandmed, sularahaautomaatide asukohad LHV mobile bank • Open an account for private and business clients with Smart-ID or Mobile-ID • Bank cards – ordering, blocking and limits management • Payments • E-invoices • Pending payments • Statement • Loan and lease applications • Investing • Pension overview, joining the II and III pension pillar • Notifications for incoming transactions, expiring cards and reaching the daily/monthly limit • Contact details, locations of ATM’s

About

CostPocket

Streamline business expense management by digitizing receipts and invoices. Automate data extraction with AI and integrate with accounting software for a paperless workflow. Submit reports, track mileage, and manage approvals efficiently.

Highlights
  • AI-powered receipt and invoice digitization
  • Automated data extraction
  • Integration with accounting software
  • Expense and travel report submission
  • Mileage and daily allowance calculators
  • Cloud-based document management
  • Secure EU-based data archiving
Features
Read full description

One app to handle your business expenses: scan receipts, forward invoices by email, submit travel and expense reports, mileage, e-invoices, and approval rounds. Forget manual data entry: with a smart robot, CostPocket extracts data from documents and sends it directly to the integrated accounting software. Are you collecting receipts in your wallet and bringing them all to your accountant? Get rid of these practices and start enjoying a paperless accounting experience with CostPocket! Main services: - Robot digitisation: an intelligent robot extracts data from your documents using Machine Learning and Artificial Intelligence algorithms. - Human verified digitization: 99.5% precision within a working day for maximum efficiency. - Expense management: fill in expense and travel reports, add information for the accountant, and submit the data directly to the integrated accounting software. - Accounting software integrations: CostPocket can be integrated with over 30 popular accounting software for seamless data sharing. - Mobile and Web: reach CostPocket via iOS app or through a web browser. - Cloud Environment: a convenient tool for administrators to sort, organize, edit, and export single documents and reports. - Reliable archive: all submitted documents are archived for the legally required time span in safe servers in EU territory adhering to all GDPR requirements. - E-invoices: receive e-invoices through CostPocket. - Approval rounds: set and tailor approval rounds to suit your company's needs. Approve or reject the expense documents from the app or the email. Other awesome CostPocket features include: - Available in 8 languages - Custom expense reporting process: set expense types and inputs to your needs - Daily allowance and mileage calculators - Custom single document and report exports - Easy user management - Automatic currency conversion

Screenshots

LHV4 screens
CostPocket4 screens

Verdict

The call

The clearest difference is rating: CostPocket at 5.0 against LHV's 4.3. CostPocket also leads on iOS requirement (14.0 vs 16.1). LHV's advantage is update cadence (weekly vs monthly) and ratings volume (12 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CostPocket holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: LHV has 12 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

LHV ships an update weekly, CostPocket monthly. The most recent releases landed on September 21, 2026 and September 14, 2026 respectively.

Scorecard4 real differences · 6 level
LHV versus CostPocket: the parameters behind the verdict, then further details
ParameterLHVCostPocket
PriceFreeFree
Rating4.3 (12 ratings)5.0 (1 ratings) — better
Positive reviews41.2% of reviews—
Number of ratings12 — better1
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.114.0 — better
Further details — not scored
Size258 MB85 MB
Age rating4+4+
DeveloperAS LHV PankCostPocket OU

Customer experience

LHV

All ratings12 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews17 reviews
Positive41.2%
Neutral5.9%
Negative52.9%

CostPocket

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

LHV

No in-app purchases

None

CostPocket

No in-app purchases

Questions

Is LHV free?
LHV is free to download, with no in-app purchases.
Is CostPocket free?
CostPocket is free to download, with no in-app purchases.
Which has better reviews, LHV or CostPocket?
CostPocket is rated higher. LHV averages 4.3 out of 5 from 12 ratings, while CostPocket averages 5.0 from 1 ratings.
Do LHV or CostPocket have ads?
Neither LHV nor CostPocket shows ads.
Which is updated more often, LHV or CostPocket?
LHV ships an update weekly, and CostPocket monthly. Most recently, LHV was updated on September 21, 2026 and CostPocket on September 14, 2026.

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