Comparison

LHV vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LHV

Manage your personal and business finances with this mobile banking app. Open accounts, make payments, order cards, apply for loans, and invest. Receive timely notifications for important financial events.

Highlights
  • Account opening
  • Payment processing
  • Card management
  • Loan and lease applications
  • Investment options
  • Pension management
  • Customizable notifications
Features
Read full description

LHV mobiilipank • Erakliendi ja ärikliendi konto avamine Smart-ID ja Mobiil-ID-ga • Maksete teostamine • Pangakaardid – tellimine, blokeerimine, limiitide haldamine ja Apple Pay • E-arved • Ootel maksed • Konto väljavõte • Laenude ja liisingu taotlemine • Investeerimine • Pensioni ülevaade ja II ning III sambaga liitumine • Meeldetuletused laekunud makse, aeguva kaardi ja täituva limiidi kohta • Kontaktandmed, sularahaautomaatide asukohad LHV mobile bank • Open an account for private and business clients with Smart-ID or Mobile-ID • Bank cards – ordering, blocking and limits management • Payments • E-invoices • Pending payments • Statement • Loan and lease applications • Investing • Pension overview, joining the II and III pension pillar • Notifications for incoming transactions, expiring cards and reaching the daily/monthly limit • Contact details, locations of ATM’s

About

Subscription Tracker

Manage all your recurring payments and bills in one secure, private place. Get timely reminders for subscriptions, credit card due dates, and personal IOUs to avoid late fees and overspending. Offers optional AI insights for saving money.

Highlights
  • Track unlimited subscriptions
  • Monitor credit card due dates
  • Manage personal IOUs
  • View spending by category
  • Multi-currency tracking
  • Optional AI spending insights
  • Local data storage
Features
Read full description

Stop losing money to forgotten subscriptions and surprise card bills. **SubVault** keeps every subscription, credit card due date, and IOU in one simple, private place—with reminders before you get charged. No sign-up. No ads. Your data stays on your device. TRACK EVERY SUBSCRIPTION • Add Netflix, Spotify, ChatGPT Plus, iCloud+, and 25+ popular services in one tap, or create custom subscriptions • See your true monthly and yearly spending at a glance • Sort by renewal date, price, or name • View spending by category to understand where your money goes • Track subscriptions in multiple currencies NEVER MISS A CREDIT CARD BILL • Track due dates for every credit or debit card • Get local reminders 1, 3, 5, or 7 days before bills are due • Mark bills as paid with one tap • Easily identify Visa, Mastercard, Amex, and Discover cards with distinct colors KNOW WHO OWES WHO • Track money you've lent or borrowed • Record repayments and outstanding balances • Add due dates and notes for every transaction • See what you owe and what you're owed at a glance BUILT FOR PRIVACY • Everything is stored securely on your device using Apple's SwiftData • No account, email, or password required • Local reminders stay on your iPhone • Your financial data is never sold or shared for advertising ASK AI — COMPLETELY OPTIONAL • Receive spending insights and savings suggestions • Discover free alternatives and cancellation guidance • Uses Apple Intelligence on supported devices or built-in on-device insights when available WHY PEOPLE CHOOSE SUBVAULT • One app for subscriptions, card bills, and personal loans • Clean, fast, native iOS experience with Light and Dark Mode support • Designed to help you avoid unexpected charges and stay organized SUBVAULT PREMIUM Upgrade to SubVault Premium to unlock: • Unlimited subscriptions • Unlimited credit cards • Unlimited money ledger entries • Removal of free-tier limits Available as Weekly, Monthly, and Yearly auto-renewing subscriptions. Pricing varies by region and is shown in the App before purchase. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your Apple ID Account Settings. PRIVACY & TERMS Privacy Policy https://sites.google.com/view/subvault/privacy-policy Terms of Use (EULA) https://sites.google.com/view/subvault/term-of-use SubVault is free to download with optional Premium features. Download today and take control of your subscriptions, bills, and personal finances—all in one secure place.

Screenshots

LHV4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is rating: Subscription Tracker at 5.0 against LHV's 4.3. LHV's advantage is in-app purchases (none vs 3) and ratings volume (12 vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. LHV asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Subscription Tracker holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: LHV has 12 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

LHV ships an update weekly, Subscription Tracker every 10 days. The most recent releases landed on October 8, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
LHV versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterLHVSubscription Tracker
PriceFreeFree
Rating4.3 (12 ratings)5.0 (2 ratings) — better
Positive reviews41.2% of reviews—
Number of ratings12 — better2
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.1 — better17
Further details — not scored
Size274 MB9 MB
Age rating4+12+
DeveloperAS LHV PankMd Golam Saroar Shuvo

Customer experience

LHV

All ratings12 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews17 reviews
Positive41.2%
Neutral5.9%
Negative52.9%

Subscription Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

LHV

No in-app purchases

3 purchases

Subscription Tracker

Subscriptions3
  • Weekly Pro3 Days trial$2.997 Days
  • Monthly Pro$4.991 Month
  • Yearly Pro$34.991 Year

Questions

Is LHV free?
LHV is free to download, with no in-app purchases.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Which has better reviews, LHV or Subscription Tracker?
Subscription Tracker is rated higher. LHV averages 4.3 out of 5 from 12 ratings, while Subscription Tracker averages 5.0 from 2 ratings.
Do LHV or Subscription Tracker have ads?
Neither LHV nor Subscription Tracker shows ads.
Which is updated more often, LHV or Subscription Tracker?
LHV ships an update weekly, and Subscription Tracker every 10 days. Most recently, LHV was updated on October 8, 2026 and Subscription Tracker on October 14, 2026.

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