Comparison

My Debit vs debiX+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Debit

Easily manage your debit account or pocket money balance. This app focuses solely on tracking your current funds without detailed expense logging. It offers an optional daily check-in to help keep your balance updated.

Highlights
  • Track debit account balances
  • Manage pocket money
  • Simple balance tracking
  • Daily balance update reminders
  • No account number required
Features
Read full description

My Debit is a simple app to easily manage how much money you have in a debit account or in your pocket, just that! My Debit doesn't asks you for an account number, and the amount of money you have is saved right on the app (if you delete the app your saved amount of money will also be erased). My Debit is for those who doesn't need to keep a detailed track of their expenses or transactions, the app doesn't asks you what are you spending your money on, it just cares for how much money you have left. Activate daily check and My Debit will ask you, at the time you selected, if you forgot to make any changes during the day to keep your balance updated! My Debit is for you!

About

debiX+

Manage your debit card digitally with this app. Authorize online purchases, view transactions, and control card settings securely. It offers biometric authentication and contactless payment options.

Highlights
  • Secure online purchase authorization
  • Biometric authentication
  • View debit card transactions
  • Digital card deposit to wallets
  • Contactless mobile payments
  • Card settings and controls
  • Push notifications for transactions
Features
Read full description

PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). - Debit card transactions are immediately displayed to you as a push notification. - Set limits for push notifications Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.

Screenshots

My Debit4 screens
debiX+4 screens

Verdict

The call

The clearest difference is review sentiment: My Debit at 67% against debiX+'s 15%. My Debit also leads on iOS requirement (13.0 vs 16.4). debiX+'s advantage is rating (4.2 vs 3.0) and in-app purchases (none vs 1). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debit sells 1 one-off in-app purchase. debiX+ asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

debiX+ holds the better App Store score, 4.2 against 3.0. That said, the two scores are not equally well evidenced: debiX+ has 41 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 67% of My Debit's written reviews are positive against 15% of debiX+'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

My Debit ships an update every 3 weeks, debiX+ every 6 weeks. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 5 level
My Debit versus debiX+: the parameters behind the verdict, then further details
ParameterMy DebitdebiX+
PriceFreeFree
Rating3.0 (1 ratings)4.2 (41 ratings) — better
Positive reviews66.7% of reviews — better14.7% of reviews
Number of ratings141 — better
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size9 MB51 MB
Age rating4+4+
DeveloperMarck AppsSIX

Customer experience

My Debit

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

debiX+

All ratings41 ratings
Positive78.0%
Neutral7.3%
Negative14.6%
Written reviews34 reviews
Positive14.7%
Neutral0.0%
Negative85.3%

In-app purchases

1 purchases

My Debit

One-time1
  • My Debit Pro$0.99
None

debiX+

No in-app purchases

Questions

Is My Debit free?
My Debit is free to download, with in-app purchases available.
Is debiX+ free?
debiX+ is free to download, with no in-app purchases.
Which has better reviews, My Debit or debiX+?
debiX+ is rated higher. My Debit averages 3.0 out of 5 from 1 ratings, while debiX+ averages 4.2 from 41 ratings.
Do My Debit or debiX+ have ads?
Neither My Debit nor debiX+ shows ads.
Which is updated more often, My Debit or debiX+?
My Debit ships an update every 3 weeks, and debiX+ every 6 weeks. Most recently, My Debit was updated on October 7, 2026 and debiX+ on October 15, 2026.

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