Comparison

SIMPL mBanking vs mojaRBA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SIMPL mBanking

Manage your finances and perform banking transactions securely and conveniently from your mobile device. Pay bills, transfer money, convert currencies, and manage your cards 24/7. Access bank information, branch locations, and exchange rates.

Highlights
  • Pay bills and accounts
  • Scan & Pay bills with photos
  • Money transfers to contacts
  • Currency conversion
  • Card management (block/unblock, spending limits)
  • Account and card balance overview
  • Biometric login (face, fingerprint)
Features
Read full description

SIMPL mBanking aplikacija na vašem mobilnom uređaju omogućava vam da koristite bankarske usluge i vršite finansijske transakcije putem mobilnog uređaja. Ovo je siguran, brz, jednostavan i isplativ način finansijskog poslovanja koji vam je dostupan 24h dnevno. Uz SIMPL mBanking uslugu naše banke možete jednostavno: - plaćati režije i druge vrste računa, - plaćati kroz opciju Slikaj&Plati, jednostavnim fotografisanjem računa - ugovoriti putno zdravstveno ili osiguranje od nezgode - koristiti uslugu “Brzica” za brzi prenos novca kontaktima iz svog imenika koji imaju račun i registriran broj mobitela u našoj banci - izvršavati prenose sredstava na račune drugih fizičkih i pravnih lica - vršiti prenos sredstava između vlastitih računa - obavljati konverziju valuta, - Izvršiti blokadu ili deblokadu vaše kartice, te upravljati dozvoljenim mjestima trošenja ( Internet, POS, ATM) - vršiti pregled stanja, prometa i obaveza po svim računima i karticama, - vršiti različita podešavanja aplikacije, promjene PINa, postavke biometrije, fonta, jezika i slično. SIMPL mBanking usluga vam pruža informacije i o : - korisnim kontaktima u Banci, - kursnoj/tečajnoj listi, - radnom vremenu/lokaciji poslovnica i bankomata, - proizvodima Banke. Sparkasse Bank najveći naglasak stavlja na sigurnost, te vam pored mogućnosti prijave putem lozinke, stoji na raspolaganju i prijava biometrijom (face recognition i finger print). Ovaj način prijave se može odabrati prilikom prve prijave na aplikaciju ili kroz postavke unutar aplikacije.

About

mojaRBA

Manage your accounts, make payments, and access banking services 24/7 from anywhere. This app offers features like invoice scanning, instant money transfers, and the ability to split credit card expenses. You can also track loyalty points and manage pension fund accounts.

Highlights
  • Account balance and transaction display
  • Transaction search
  • Online product contracting
  • Invoice barcode scanning
  • Contact-based money transfers
  • Split credit card expenses
  • Loyalty points tracking
  • Pension fund management
Read full description

Make life easier with mojaRBA mobile banking Download the app, open the current account with a service package online and manage your finance 24/7 from anywhere. All essentials in one place - detailed display of balances and movements in accounts, savings and loans - simple search of transactions by date or a specific word Your offer - customized offers of RBA products and services that you can contract 100% online through the app Payments in seconds - FotoNalog for invoice barcode scanning - KlikPay for free money transfers to contacts, with RBA and elsewhere, no IBAN required Buy Now Pay Later - split your credit card expenses into 2 or up to 24 instalments Zlatna RBICA - total points accumulated in the loyalty program and converting them into Zlatna RBICA euros Saving for the future - deposits into and balance of the account of Raiffeisen Voluntary Pension Fund mToken - login to internet banking and eCitizen -payment authentication for online card purchases App reactivation - when you change your phone and number, and when you reset the device to default settings Chat with RBA - exchanging authenticated messages with the bank, related to your products and services

Screenshots

SIMPL mBanking4 screens
mojaRBA4 screens

Verdict

The call

The clearest difference is rating: mojaRBA at 4.8 against SIMPL mBanking's 2.5. mojaRBA also leads on update cadence (every 2 weeks vs every 4 months) and ratings volume (493 vs 11). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

mojaRBA holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: mojaRBA has 493 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 29% of SIMPL mBanking's written reviews are positive against 40% of mojaRBA's.

UpkeepUpdate frequency

SIMPL mBanking ships an update every 4 months, mojaRBA every 2 weeks. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
SIMPL mBanking versus mojaRBA: the parameters behind the verdict, then further details
ParameterSIMPL mBankingmojaRBA
PriceFreeFree
Rating2.5 (11 ratings)4.8 (493 ratings) — better
Positive reviews28.6% of reviews40.0% of reviews — better
Number of ratings11493 — better
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size53 MB311 MB
Age rating4+4+
DeveloperSparkasse Bank dd BiHRaiffeisenbank Austria d.d.

Customer experience

SIMPL mBanking

All ratings11 ratings
Positive27.3%
Neutral0.0%
Negative72.7%
Written reviews7 reviews
Positive28.6%
Neutral14.3%
Negative57.1%

mojaRBA

All ratings487 ratings
Positive94.9%
Neutral2.5%
Negative2.7%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

SIMPL mBanking

No in-app purchases

None

mojaRBA

No in-app purchases

Questions

Is SIMPL mBanking free?
SIMPL mBanking is free to download, with no in-app purchases.
Is mojaRBA free?
mojaRBA is free to download, with no in-app purchases.
Which has better reviews, SIMPL mBanking or mojaRBA?
mojaRBA is rated higher. SIMPL mBanking averages 2.5 out of 5 from 11 ratings, while mojaRBA averages 4.8 from 493 ratings.
Do SIMPL mBanking or mojaRBA have ads?
Neither SIMPL mBanking nor mojaRBA shows ads.
Which is updated more often, SIMPL mBanking or mojaRBA?
SIMPL mBanking ships an update every 4 months, and mojaRBA every 2 weeks. Most recently, SIMPL mBanking was updated on October 23, 2026 and mojaRBA on October 29, 2026.

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