Amounts Budget Expense Tracker vs Surplus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amounts Budget Expense Tracker
Manage your money effectively with this personal finance tool. Track expenses, create budgets, and visualize spending habits with insightful charts. Securely sync your data across devices for a seamless financial overview.
- Effortless expense logging
- Insightful budgeting tools
- Smart financial charts
- Secure cloud sync
- Customizable categories
- CSV export
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Take control of your finances and achieve your financial goals with Amounts, the powerful personal expense tracker and budgeting app designed to simplify your financial life. Whether you want to track your daily expenses, create a budget, or collect your business purchases, Amounts is here to help you manage money every step of the way. Say goodbye to financial stress and hello to financial freedom! Effortless Expense Tracking With Amounts, simply log your expenses on the go, effortlessly categorize them, and gain instant insights into your spending habits. Our intuitive interface allows you to record cash or credit card transactions with just a few taps, so you can focus on what matters most - managing your wallet. Insightful Budgeting Tools Create budgets tailored to your needs and gain control over your spending. Amounts empowers you to set realistic spending limits for different categories, helping you stay on track and avoid overspending. Know where every dollar of your budget goes and climb your way out of debt! Smart Charts Uncover the secrets behind your spending patterns with our smart financial charts. See daily, weekly, monthly and yearly breakdowns of your spending. Compare different time periods with just a few taps. Identify areas where you can cut back and make informed financial decisions that align with your goals and help you build wealth. Secure and Private We understand that your financial information is sensitive, which is why we prioritize the highest level of security. All of your Amounts data lives either directly on your device, or in your personal iCloud account if you enable cloud sync. Seamless Sync Across Devices Your financial life doesn't stop at your iPhone; it extends to your iPad and Mac. Amounts seamlessly syncs your data across all your devices safely and securly via iCloud, so you can access your financial information anytime, anywhere. Start adding an expense on your iPhone, and finish editing it on your iPad without missing a beat. Intuitive and Personalized Experience We've designed Amounts with your convenience in mind. Our app boasts a clean and intuitive interface, making it easy for you to navigate and manage your finances efficiently. Personalize your experience by choosing from a range of beautiful color palettes to suit your style. Each category you create can be customized with over 100 searchable icons. Amounts is here to make your financial journey enjoyable! Effortless Export Need to get reimbursed for a work trip? No problem! Our excellent CSV export tools let you quickly narrow down which categories and dates you want to export, letting you easily upload transactions to any business tracking tool. Amounts is completely free to use with up to 7 custom user categories. If you want more categories, more customization and more export options you can subscribe to Amounts Pro via a monthly or yearly subscription. Free Features: - 7 fully customizable categories (Icon, color and name) - Monthly category budgeting - Fast transaction entry - View spending trends weekly, monthly or yearly - Daily notification reminder to help keep you on track - iCloud sync across other iOS devices - Store receipt images for easy tracking of reimbursable expenses - Full text search to find any transaction in seconds - Beautiful charts of your data - Quick entry widget Pro Features (Unlocked via subscription): - Unlimited Categories - 100+ icons - Swappable color palettes - Customizable app accent color - Export transactions to CSV - Export backup database & images Privacy Policy: [https://amounts.app/privacy/](https://amounts.app/privacy/) EULA: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)
Surplus
This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.
- Monthly income and expense tracking
- Categorization of spending
- Customizable reports with CSV export
- Transaction grouping
- Home and lock screen widgets
- Automation via Shortcuts app
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Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam
Screenshots
Verdict
The clearest difference is rating: Surplus at 4.8 against Amounts Budget Expense Tracker's 4.6. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Amounts Budget Expense Tracker sells 2 in-app purchases, starting at $2.99 per month and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Surplus holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 19 and 27 respectively. Written reviews complicate that: 86% of Amounts Budget Expense Tracker's written reviews are positive against 83% of Surplus's, so the app with the better star average is not the one people write more warmly about.
Amounts Budget Expense Tracker ships an update every 2 weeks, Surplus monthly. The most recent releases landed on October 1, 2026 and October 5, 2026 respectively.
| Parameter | Amounts Budget Expense Tracker | Surplus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (19 ratings) | 4.8 (27 ratings) — better |
| Positive reviews | 86.4% of reviews — better | 83.3% of reviews |
| Number of ratings | 19 | 27 — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Swift Fox Software LLC | Dev Harvest LLC |
Customer experience
Amounts Budget Expense Tracker
Surplus
In-app purchases
Amounts Budget Expense Tracker
- Amounts Pro (Monthly)$2.991 Month
- Amounts Pro (Yearly)7 Days trial$24.991 Year
Surplus
- Surplus Pro Monthly$3.991 Month
- Surplus Pro Yearly$14.491 Year
- Surplus Pro Yearly$29.991 Year
- Surplus Pro Lifetime$29.99
Questions
Is Amounts Budget Expense Tracker free?
Is Surplus free?
Which has better reviews, Amounts Budget Expense Tracker or Surplus?
Do Amounts Budget Expense Tracker or Surplus have ads?
Which is updated more often, Amounts Budget Expense Tracker or Surplus?
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