Comparison

中国人寿寿险 vs 房贷计算器

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国人寿寿险

Features
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“中国人寿寿险APP”是中国人寿保险股份有限公司唯一官方移动应用,是帮助客户【管保单】【管财富】【管健康】【管养老】的一站式智慧保险服务平台。 中国人寿寿险App新版智启新程,智慧服务为您保驾护航,诚邀下载体验。 【查保单】全新呈现,展现清晰 金融资产,全新上线 可领的、可借的、待缴的、待还的,一目了然,省时省力 【办业务】旅程重构,快捷轻松 保单变更,一键办理 业务办理无感串接,展现更清晰,办理更便捷 语音理赔,温馨快捷 智能交互,轻松省时,人工协办,全程守护 【买保险】精品推荐,保障全面 产品搭配,懂您所需 “省心搭配”“推荐专区”,适配您的保险需求 辅助投保,解您所疑 “选保攻略”“选前必看”,科普答疑有帮助,险种知识早知道 服务经理,联络及时 精简流程,联系更便捷,缩短链路,体验更舒适 【享权益】内容加码,体验丰富 健康权益,及您所及 “康养”新入口,展示更直观,使用更便捷 优质资讯,沉浸阅读 保险、健康、育儿、理财……精选资讯,开卷有益 视频直播,丰富感知 多元主题,予您所想,大咖畅聊,精彩无限

About

房贷计算器

This tool helps users manage mortgage payments with timely reminders to avoid late fees and credit score damage. It calculates various loan types and repayment methods, offering clear repayment plans and up-to-date interest rate information.

Highlights
  • Mortgage repayment reminders
  • LPR and standard interest rate calculation
  • Commercial, provident fund, and combined loans
  • Equal principal and interest repayment
  • Equal principal repayment
  • Clear repayment plans
Features
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全新的3.0系列大升级,精简业务、突出重点打造全新的产品。重构了整个内部框架,以支持后续持续的功能拓展。需要特别注意的是:”全新的3.0系列不在支持生活模块,把产品的主要定位方向由房贷计算改为房贷还款提醒,着重拓展还款提醒业务”。为得到App Store 推荐官的青睐,上榜官方精品推荐而不断努力。 你是否还在为逾期还房贷影响个人征信而苦恼? 你是否还在为买房不知选哪种贷款方式而苦闷? 你是否还在被中介骗而懊悔? 房贷计算器 - 还款提醒、贷款(LPR)计算 最专业的LPR利率购房计算器 ,又不只是计算器。操作简单,推送提醒不怕逾期影响征信,计算结果精准无误,还能轻松计算各类贷款!是为所有买房子的用户量身打造的专业还款、贷款小助手! 【还款提醒】 还款日倒计时信息,清晰可见!还会定时推送提醒,不会再逾期。 【方便快捷】 打开即用,直接上手,利率(LPR)自定义,一键计算! 【多重模式】 商业贷款,公积金贷款,组合贷款全部搞定!等额本息,等额本金还款模式随意切换! 【清晰排列】 还款计划清晰排列! 【省钱好手】 不消耗任何流量,精准贷款信息! 最新的利率方式: 1、普通利率 2、LPR 常用贷款方式:
1、商业贷款 2、公积金贷款 3、组合贷款(商业+公积金贷款) 常用的还款方式 1、等额本息 - 在还款期中每月偿还的金额(本金+利息)是固定不变的; 2、等额本金 - 在还款期中把贷款总额按贷款时间等分,每月偿还一样的本金和剩余贷款在该月所产业的利息,这样由于剩余贷款本金不断减少,而利息也会越来越少,所以每月还款金额(本金+利息)也越来越少。 由于所有的算法都是本人独自根据计算公式所编写的,如果您感觉计算结果和实际的有偏差,麻烦联系我,大家一起努力。 -- 抱紧我们 -- 邮箱:xuuohz@163.com

Screenshots

中国人寿寿险4 screens
房贷计算器4 screens

Verdict

The call

The clearest difference is rating: 房贷计算器 at 4.7 against 中国人寿寿险's 2.3. 中国人寿寿险's advantage is ads (none vs shown) and ratings volume (58 vs 13). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

房贷计算器 holds the better App Store score, 4.7 against 2.3. Both are backed by a comparable volume of ratings — 58 and 13 respectively.

UpkeepUpdate frequency

中国人寿寿险 ships an update every 3 weeks, 房贷计算器 fortnightly. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
中国人寿寿险 versus 房贷计算器: the parameters behind the verdict, then further details
Parameter中国人寿寿险房贷计算器
PriceFreeFree
Rating2.3 (58 ratings)4.7 (13 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings58 — better13
Update frequencyEvery 3 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size354 MB23 MB
Age rating4+4+
Developer中国人寿保险股份有限公司周 徐

Customer experience

中国人寿寿险

All ratings58 ratings
Positive31.0%
Neutral3.4%
Negative65.5%
Written reviews48 reviews
Positive12.5%
Neutral6.3%
Negative81.3%

房贷计算器

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%

In-app purchases

None

中国人寿寿险

No in-app purchases

None

房贷计算器

No in-app purchases

Questions

Is 中国人寿寿险 free?
中国人寿寿险 is free to download, with no in-app purchases.
Is 房贷计算器 free?
房贷计算器 is free to download, with no in-app purchases.
Which has better reviews, 中国人寿寿险 or 房贷计算器?
房贷计算器 is rated higher. 中国人寿寿险 averages 2.3 out of 5 from 58 ratings, while 房贷计算器 averages 4.7 from 13 ratings.
Do 中国人寿寿险 or 房贷计算器 have ads?
房贷计算器 shows ads; 中国人寿寿险 does not.
Which is updated more often, 中国人寿寿险 or 房贷计算器?
中国人寿寿险 ships an update every 3 weeks, and 房贷计算器 fortnightly. Most recently, 中国人寿寿险 was updated on October 17, 2026 and 房贷计算器 on October 4, 2026.

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