Comparison

TBC Bank vs Pockard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TBC Bank

Manage your finances digitally with a secure and user-friendly mobile banking app. Open accounts, transfer money, pay bills, apply for loans, and invest in stocks, all from your smartphone. Enjoy instant card activation and convenient payment options.

Highlights
  • Digital account opening
  • Instant card activation
  • 24/7 money transfers
  • One-tap bill payments
  • Fast consumer loans
  • Stock investing with $0 fees
  • Digital remittance management
Features
Read full description

Simplify your life with TBC's Mobilebank Experience banking fully digitally – simple, instant, secure. TBC’s Mobilebank offers various features to make your daily banking experience seamless – from customizing your homepage to activating products wherever you are, right from your phone. Become TBC’s customer in just 30 seconds. Register in Mobilebank without any documents by verifying your identity with just a selfie. Get your new TBC Card via Mobilebank and use it instantly. Earn on every payment, unlock exclusive offers across Georgia, and transfer your loyalty rewards straight to your account. Transfer money 24/7. Send money to someone else in TBC, to another Georgian bank, or from another Georgian bank to your account – anytime you need. Pay utilities and recurring expenses with just one tap. Simple, fast, and always at hand. Get a fast consumer loan in under 2 minutes. Access up to 80,000 GEL, with an effective rate starting at 18%. Open a deposit and move step by step, closer to your goals. Start saving today and move towards what matters. Choose how you want to pay with TBC Pay Later. Divide your payment into up to 4 months with a 0% effective rate. Get a refund for an already completed payment and split it into your preferred number of months. Spread the cost of your desired item over up to 36 months at a monthly rate of 1.5% (effective rate: 36%). Invest in more than 6,500 U.S. stocks. Enjoy $0 fees for trading, account opening, deposits, and withdrawals. Build your portfolio on your terms and invest across the world’s largest sectors and industries. Manage remittances digitally, 24/7. Send or withdraw money from home at any time and enjoy special exchange rates.

About

Pockard

Consolidate all your loyalty and discount cards into a single digital wallet. Scan and store cards to easily present them at checkout, eliminating the need for physical cards. Access your digital collection offline.

Highlights
  • Digital loyalty card wallet
  • Scan barcodes and QR codes
  • Store discount cards
  • Offline card access
  • Share cards
  • Reduce plastic card usage
Features
Read full description

Smarter loyalty. Connecting businesses & customers. Your loyalty and discount cards, all in one digital wallet. Scan, save and use your cards directly from your phone. No more plastic cards, no more searching for the right one at checkout. Your cards, always with you • Scan barcodes and QR codes • Store loyalty and discount cards • Quickly show your card at checkout • Keep everything in one place • Share cards when supported • Access your cards offline Less plastic. More freedom. Pockard puts your loyalty cards where you need them — on your phone. For businesses Pockard is also a digital loyalty platform that helps businesses create and manage digital loyalty programs, loyalty cards and customer engagement. Website: https://pockard.online/ Smarter loyalty. Connecting businesses & customers.

Screenshots

TBC Bank4 screens
Pockard4 screens

Verdict

The call

The clearest difference is ads: Pockard at none against TBC Bank's shown. Pockard also leads on review sentiment (100% vs 66%) and monetization model (free vs ad-supported). TBC Bank's advantage is ratings volume (118K vs 1). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for TBC Bank against 5.0 for Pockard. That said, the two scores are not equally well evidenced: TBC Bank has 118K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 66% of TBC Bank's written reviews are positive against 100% of Pockard's.

UpkeepUpdate frequency

TBC Bank ships an update every 4 days, Pockard every 5 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
TBC Bank versus Pockard: the parameters behind the verdict, then further details
ParameterTBC BankPockard
PriceFreeFree
Rating4.9 (118K ratings)5.0 (1 ratings) — better
Positive reviews65.8% of reviews100.0% of reviews — better
Number of ratings118K — better1
Update frequencyEvery 4 days — betterEvery 5 days
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1615.1 — better
Further details — not scored
Size813 MB42 MB
Age rating4+4+
DeveloperTBC Bankvazha jambazishvili

Customer experience

TBC Bank

All ratings117,771 ratings
Positive97.4%
Neutral0.9%
Negative1.8%
Written reviews354 reviews
Positive65.8%
Neutral5.1%
Negative29.1%

Pockard

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

TBC Bank

Reported bugs

5 issues
  • Login screen freezes
  • Incorrect account balance display
  • Issues with password change functionality
  • Unreliable SMS code delivery
  • Scrolling problems in transaction history

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and reporting
  • Customizable bill payment organization
  • Push notifications for transactions
  • Support for contactless payments

Pockard

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TBC Bank

No in-app purchases

None

Pockard

No in-app purchases

Questions

Is TBC Bank free?
TBC Bank is free to download, with no in-app purchases.
Is Pockard free?
Pockard is free to download, with no in-app purchases.
Which has better reviews, TBC Bank or Pockard?
Pockard is rated higher. TBC Bank averages 4.9 out of 5 from 118K ratings, while Pockard averages 5.0 from 1 ratings.
Do TBC Bank or Pockard have ads?
TBC Bank shows ads; Pockard does not.
Which is updated more often, TBC Bank or Pockard?
TBC Bank ships an update every 4 days, and Pockard every 5 days. Most recently, TBC Bank was updated on November 7, 2026 and Pockard on November 5, 2026.

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