TBC Bank vs Pockard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TBC Bank
Manage your finances digitally with a secure and user-friendly mobile banking app. Open accounts, transfer money, pay bills, apply for loans, and invest in stocks, all from your smartphone. Enjoy instant card activation and convenient payment options.
- Digital account opening
- Instant card activation
- 24/7 money transfers
- One-tap bill payments
- Fast consumer loans
- Stock investing with $0 fees
- Digital remittance management
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Simplify your life with TBC's Mobilebank Experience banking fully digitally – simple, instant, secure. TBC’s Mobilebank offers various features to make your daily banking experience seamless – from customizing your homepage to activating products wherever you are, right from your phone. Become TBC’s customer in just 30 seconds. Register in Mobilebank without any documents by verifying your identity with just a selfie. Get your new TBC Card via Mobilebank and use it instantly. Earn on every payment, unlock exclusive offers across Georgia, and transfer your loyalty rewards straight to your account. Transfer money 24/7. Send money to someone else in TBC, to another Georgian bank, or from another Georgian bank to your account – anytime you need. Pay utilities and recurring expenses with just one tap. Simple, fast, and always at hand. Get a fast consumer loan in under 2 minutes. Access up to 80,000 GEL, with an effective rate starting at 18%. Open a deposit and move step by step, closer to your goals. Start saving today and move towards what matters. Choose how you want to pay with TBC Pay Later. Divide your payment into up to 4 months with a 0% effective rate. Get a refund for an already completed payment and split it into your preferred number of months. Spread the cost of your desired item over up to 36 months at a monthly rate of 1.5% (effective rate: 36%). Invest in more than 6,500 U.S. stocks. Enjoy $0 fees for trading, account opening, deposits, and withdrawals. Build your portfolio on your terms and invest across the world’s largest sectors and industries. Manage remittances digitally, 24/7. Send or withdraw money from home at any time and enjoy special exchange rates.
Pockard
Consolidate all your loyalty and discount cards into a single digital wallet. Scan and store cards to easily present them at checkout, eliminating the need for physical cards. Access your digital collection offline.
- Digital loyalty card wallet
- Scan barcodes and QR codes
- Store discount cards
- Offline card access
- Share cards
- Reduce plastic card usage
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Smarter loyalty. Connecting businesses & customers. Your loyalty and discount cards, all in one digital wallet. Scan, save and use your cards directly from your phone. No more plastic cards, no more searching for the right one at checkout. Your cards, always with you • Scan barcodes and QR codes • Store loyalty and discount cards • Quickly show your card at checkout • Keep everything in one place • Share cards when supported • Access your cards offline Less plastic. More freedom. Pockard puts your loyalty cards where you need them — on your phone. For businesses Pockard is also a digital loyalty platform that helps businesses create and manage digital loyalty programs, loyalty cards and customer engagement. Website: https://pockard.online/ Smarter loyalty. Connecting businesses & customers.
Screenshots
Verdict
The clearest difference is ads: Pockard at none against TBC Bank's shown. Pockard also leads on review sentiment (100% vs 66%) and monetization model (free vs ad-supported). TBC Bank's advantage is ratings volume (118K vs 1). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for TBC Bank against 5.0 for Pockard. That said, the two scores are not equally well evidenced: TBC Bank has 118K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 66% of TBC Bank's written reviews are positive against 100% of Pockard's.
TBC Bank ships an update every 4 days, Pockard every 5 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | TBC Bank | Pockard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (118K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 65.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 118K — better | 1 |
| Update frequency | Every 4 days — better | Every 5 days |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 16 | 15.1 — better |
| Further details — not scored | ||
| Size | 813 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | TBC Bank | vazha jambazishvili |
Customer experience
TBC Bank
Pockard
Bugs and requests
TBC Bank
Reported bugs
5 issues- Login screen freezes
- Incorrect account balance display
- Issues with password change functionality
- Unreliable SMS code delivery
- Scrolling problems in transaction history
Requested features
5 requests- Dark mode option
- Improved transaction history and reporting
- Customizable bill payment organization
- Push notifications for transactions
- Support for contactless payments
Pockard
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TBC Bank
No in-app purchases
Pockard
No in-app purchases









