Click SuperApp vs Token Open Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Click SuperApp
Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.
- Card-to-Card Transfers
- Click Wallet
- Widgets for quick payments
- Click Premium subscription
- Click Boom transfers
- HumoPay with NFC
- QR code payments
- Scheduled Auto-Pay
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With the Click SuperApp mobile application, you have access to: - Card-to-Card Transfers Transfer funds from one plastic card to another. You can make transfers as well as request funds from a Click user by phone number, by card number, or transfer between your own cards. - Click Wallet This is a virtual account that you can top up, use to pay for various goods and services, and transfer funds to other wallets. Now you don’t have to visit a bank or wait for an account or card to be opened. - Widgets Enjoy quick access for paying for mobile communications, utilities, transfers, and much more with new widgets on your home screen. Keep only those you need and arrange them as you like. - Click Premium The Click Premium subscription lets you earn double cashback on payments, refund 100% of transfer commissions, make transfers via Click Boom, chat with premium support, and change the golden theme of the home screen for a fixed monthly fee. - Click Boom Fast and convenient transfers to nearby contacts in one click. - Card History View the history of all transactions (credits, payments at retail locations, cash withdrawals, etc.) on your UzCard and Humo cards. - HumoPay Pay directly with your mobile device using NFC technology at all terminals that accept Humo cards. - In-Person Payments Pay using a QR code scanner at retail locations in your city. - Scheduled Auto-Pay Use this for making payments to a supplier on a specified day each month or week for a set amount. - Event-Based Auto-Pay This is used for making a payment when a certain balance is reached on your supplier account. - Friend’s Help If you run out of funds, you can ask friends to pay for you by sending them a payment request. - Offline and Online Modes The app works via the internet or through USSD requests—even with a negative balance on your phone! - Loan Repayment Repay loans from the comfort of your home in one Click. The following banks are available for loan repayment: AloqaBank, Asia Alliance Bank, Agrobank, Madad Invest Bank, Xalq Bank, Mikrokredit Bank, SQB, Orient Finans Bank, Davr Bank, Kapitalbank, Infin Bank, Ziraat Bank, Universalbank, Ipak Yuli Bank, Qishloq Qurilish Bank, Ravnak Bank, Garant Bank, Hamkor Bank, Asaka Bank, Trast Bank, Poytaxt Bank, Texnomart, Uzavtosanoat, TheMall, Kredit 24, Tenge Bank. - Payment for Various Services Pay for mobile communications, internet, landline and telephony services, digital television, taxes and utility bills, transportation services, food ordering and delivery, services and goods from online stores in Uzbekistan, and much more. - Click Pass For quick cashier payments, simply scan your Click Pass and the amount will be deducted from your chosen plastic card, even without an internet connection. - My Bills Pay bills issued by suppliers or another Click user. - Reports View your Click payment history and receive reports in graphical form. - Favorite Payments Add recurring payments to "Favorites" for even faster and more convenient payments. - Overall Balance Check the balance of your registered plastic cards, and much more. Our website: http://click.uz/ Our Telegram channel: https://t.me/click_uz Service payments via Telegram Bot: https://t.me/clickuzOur Facebook page: https://www.facebook.com/click.uz/ Contact Center: +99871 2310880 Click SuperApp – Pay in a New Way! We are constantly working to improve our system and this application. Encounter any problems or have an interesting idea? Write to us at info@click.uz
Token Open Banking
Manage your bank-direct payments and financial permissions from a single platform. Create a secure identity, link bank accounts, and authorize third parties to access your financial data. Two-factor authentication ensures you remain in control of your transactions and permissions.
- Create a Token alias for identity
- Link multiple bank accounts
- Make bank-direct payments
- Share account information securely
- Manage permissions and transactions
- Two-factor authorization for security
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The Token app allows you to control your bank-direct payments and financial permissions from one single place. CREATE IDENTITY Create your Token alias. LINK BANK ACCOUNTS Link bank accounts with your new Token identity. MAKE BANK DIRECT PAYMENTS You can now use any of your linked bank accounts as your source of payments. SHARE ACCOUNT INFORMATION Grant permissions to your trusted third parties to securely access your banking information (account balance and transaction history). REMAIN IN CONTROL The Token app uses two-factor authorization for transactions over €30 and to grant permissions - this way, you can be sure you remain in control of your accounts. Moreover, it allows you to manage all your permissions, transactions, and accounts from one place. TRY IT OUT The Token app gives you full control over who is allowed to charge your bank account and see your account information, while making it safer and easier to move money. Token is compliant with the PSD2 regulation in Europe.
Screenshots
Verdict
The clearest difference is rating: Click SuperApp at 4.7 against Token Open Banking's 4.0. Click SuperApp also leads on review sentiment (63% vs 23%) and ratings volume (2.7K vs 1). Token Open Banking's advantage is monetization model (free vs freemium) and iOS requirement (9.1 vs 15.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Click SuperApp holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Click SuperApp has 2.7K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 63% of Click SuperApp's written reviews are positive against 23% of Token Open Banking's.
Click SuperApp ships an update fortnightly, Token Open Banking monthly. The most recent releases landed on October 16, 2026 and September 24, 2026 respectively.
| Parameter | Click SuperApp | Token Open Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.7K ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 63.2% of reviews — better | 22.7% of reviews |
| Number of ratings | 2.7K — better | 1 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.0 | 9.1 — better |
| Further details — not scored | ||
| Size | 423 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Click LLC | TOKEN, INC. |
Customer experience
Click SuperApp
Token Open Banking
Bugs and requests
Click SuperApp
Reported bugs
4 issues- Registration issues
- Frequent crashes
- Compatibility problems with newer devices
- Unreliable push notifications
Requested features
4 requests- Add dark mode option
- Improve account management features
- Expand payment options
- Enhance transaction history and reporting
Token Open Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Click SuperApp
No in-app purchases
Token Open Banking
No in-app purchases
Questions
Is Click SuperApp free?
Is Token Open Banking free?
Which has better reviews, Click SuperApp or Token Open Banking?
Do Click SuperApp or Token Open Banking have ads?
Which is updated more often, Click SuperApp or Token Open Banking?
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