Comparison

Click SuperApp vs Paynet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Click SuperApp

Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.

Highlights
  • Card-to-Card Transfers
  • Click Wallet
  • Widgets for quick payments
  • Click Premium subscription
  • Click Boom transfers
  • HumoPay with NFC
  • QR code payments
  • Scheduled Auto-Pay
Features
Read full description

With the Click SuperApp mobile application, you have access to: - Card-to-Card Transfers Transfer funds from one plastic card to another. You can make transfers as well as request funds from a Click user by phone number, by card number, or transfer between your own cards. - Click Wallet This is a virtual account that you can top up, use to pay for various goods and services, and transfer funds to other wallets. Now you don’t have to visit a bank or wait for an account or card to be opened. - Widgets Enjoy quick access for paying for mobile communications, utilities, transfers, and much more with new widgets on your home screen. Keep only those you need and arrange them as you like. - Click Premium The Click Premium subscription lets you earn double cashback on payments, refund 100% of transfer commissions, make transfers via Click Boom, chat with premium support, and change the golden theme of the home screen for a fixed monthly fee. - Click Boom Fast and convenient transfers to nearby contacts in one click. - Card History View the history of all transactions (credits, payments at retail locations, cash withdrawals, etc.) on your UzCard and Humo cards. - HumoPay Pay directly with your mobile device using NFC technology at all terminals that accept Humo cards. - In-Person Payments Pay using a QR code scanner at retail locations in your city. - Scheduled Auto-Pay Use this for making payments to a supplier on a specified day each month or week for a set amount. - Event-Based Auto-Pay This is used for making a payment when a certain balance is reached on your supplier account. - Friend’s Help If you run out of funds, you can ask friends to pay for you by sending them a payment request. - Offline and Online Modes The app works via the internet or through USSD requests—even with a negative balance on your phone! - Loan Repayment Repay loans from the comfort of your home in one Click. The following banks are available for loan repayment: AloqaBank, Asia Alliance Bank, Agrobank, Madad Invest Bank, Xalq Bank, Mikrokredit Bank, SQB, Orient Finans Bank, Davr Bank, Kapitalbank, Infin Bank, Ziraat Bank, Universalbank, Ipak Yuli Bank, Qishloq Qurilish Bank, Ravnak Bank, Garant Bank, Hamkor Bank, Asaka Bank, Trast Bank, Poytaxt Bank, Texnomart, Uzavtosanoat, TheMall, Kredit 24, Tenge Bank. - Payment for Various Services Pay for mobile communications, internet, landline and telephony services, digital television, taxes and utility bills, transportation services, food ordering and delivery, services and goods from online stores in Uzbekistan, and much more. - Click Pass For quick cashier payments, simply scan your Click Pass and the amount will be deducted from your chosen plastic card, even without an internet connection. - My Bills Pay bills issued by suppliers or another Click user. - Reports View your Click payment history and receive reports in graphical form. - Favorite Payments Add recurring payments to "Favorites" for even faster and more convenient payments. - Overall Balance Check the balance of your registered plastic cards, and much more. Our website: http://click.uz/ Our Telegram channel: https://t.me/click_uz Service payments via Telegram Bot: https://t.me/clickuzOur Facebook page: https://www.facebook.com/click.uz/ Contact Center: +99871 2310880 Click SuperApp – Pay in a New Way! We are constantly working to improve our system and this application. Encounter any problems or have an interesting idea? Write to us at info@click.uz

About

Paynet

This app allows users to top up balances, make payments, transfer funds, and store money. It supports card-to-card transfers, payments for over 1000 services, checking bank card balances, and tracking expenses through payment history.

Highlights
  • Card-to-card money transfers
  • Payments for over 1000 services
  • Check bank card balances
  • Track expenses via payment history
  • Top up balances
Features
Read full description

Paynet — bu faqat to‘lovlar emas, shu bilan birga sizning ishonchli yordamchingiz. Tezkor o‘tkazmalar, kommunal xizmatlar uchun qulay to‘lovlar va 2 000 dan ortiq xizmat turlari – hammasi sizning hamyoningizda! — Pul o‘tkazmalari va to‘lovlar bir necha marta bosish orqali Endi moddiy ko‘rinishdagi kartani uyda qoldirishingiz mumkin! Kartangizdagi pulni HUMO va Uzcard kartalariga karta yoki telefon raqami orqali o‘tkazing. — Keshbek va bonuslar Paynet orqali xizmatlar uchun to‘lovlarga 5% gacha keshbek oling. Birinchi to‘lov uchun esa yoqimli bonus - 10% keshbek — Kommunal va boshqa turdagi xizmatlar uchun to‘lovlar Elektr energiyasi, suv, internet va hokazo – endi barcha xarajatlaringizga to‘lovni bir-ikki marta bosish orqali amalga oshirishingiz mumkin. 2000 dan ortiq xizmatlar smartfoningizda! — Moliya manbalarini boshqarish HUMO va Uzcard kartalarining balansini ilovaning o‘zidan tekshiring. To‘lovlar va o‘tkazmalar tarixi qo‘l ostingizda – xarajatlarni nazorat qilish yanada oson bo‘ldi. Nimaga Paynetni tanlashyapti? — O‘zbekistonda 20 milliondan ortiq foydalanuvchilar. — Oson va ishonchlilik. — Kun-u tun qo‘llab-quvvatlash tizimi va oson tushunadigan interfeys. Paynet — bu kundalik to‘lov va o‘tkazmalaringiz uchun eng kerakli yechim: tez, qulay va xavfsiz! Bog'lanish uchun:+998 (71) 202 07 07 info@paynet.uz Facebook: https://www.facebook.com/paynetuz.uz Telegram: @Paynetuz_official Instagram: @Paynet.uzb

Screenshots

Click SuperApp4 screens
Paynet4 screens

Verdict

The call

The clearest difference is monetization model: Paynet at free against Click SuperApp's freemium. Click SuperApp's advantage is review sentiment (63% vs 43%) and ratings volume (2.7K vs 190). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Click SuperApp against 4.6 for Paynet. That said, the two scores are not equally well evidenced: Click SuperApp has 2.7K ratings behind it against 190, so its average is the more settled of the two. Written reviews are what separate them: 63% of Click SuperApp's written reviews are positive against 43% of Paynet's.

UpkeepUpdate frequency

Click SuperApp ships an update fortnightly, Paynet every 2 weeks. Both last shipped on October 16, 2026.

Scorecard3 real differences · 7 level
Click SuperApp versus Paynet: the parameters behind the verdict, then further details
ParameterClick SuperAppPaynet
PriceFreeFree
Rating4.7 (2.7K ratings) — better4.6 (190 ratings)
Positive reviews63.2% of reviews — better42.5% of reviews
Number of ratings2.7K — better190
Update frequencyFortnightly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size423 MB199 MB
Age rating4+4+
DeveloperClick LLCJV Paynet LLC

Customer experience

Click SuperApp

All ratings2,749 ratings
Positive93.4%
Neutral1.6%
Negative5.0%
Written reviews174 reviews
Positive63.2%
Neutral3.4%
Negative33.3%

Paynet

All ratings190 ratings
Positive89.5%
Neutral2.1%
Negative8.4%
Written reviews40 reviews
Positive42.5%
Neutral10.0%
Negative47.5%

Bugs and requests

Click SuperApp

Reported bugs

4 issues
  • Registration issues
  • Frequent crashes
  • Compatibility problems with newer devices
  • Unreliable push notifications

Requested features

4 requests
  • Add dark mode option
  • Improve account management features
  • Expand payment options
  • Enhance transaction history and reporting

Paynet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Click SuperApp

No in-app purchases

None

Paynet

No in-app purchases

Questions

Is Click SuperApp free?
Click SuperApp is free to download, with no in-app purchases.
Is Paynet free?
Paynet is free to download, with no in-app purchases.
Which has better reviews, Click SuperApp or Paynet?
Click SuperApp is rated higher. Click SuperApp averages 4.7 out of 5 from 2.7K ratings, while Paynet averages 4.6 from 190 ratings.
Do Click SuperApp or Paynet have ads?
Neither Click SuperApp nor Paynet shows ads.
Which is updated more often, Click SuperApp or Paynet?
Click SuperApp ships an update fortnightly, and Paynet every 2 weeks. Most recently, Click SuperApp was updated on October 16, 2026 and Paynet on October 16, 2026.

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