Comparison

Mfukoni vs Openfloat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mfukoni

Manage your bank accounts, transfer funds, pay bills, and deposit checks from your Apple device. The app offers a simplified interface with personalized themes and convenient features like contact integration for transactions.

Highlights
  • Account balance and transaction history
  • Bill payments (DSTV, KRA, etc.)
  • Money transfers (SBM and other banks)
  • MPESA integration
  • Cheque deposit
  • Airtime purchase
  • Branch and ATM locator
Read full description

Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple device. To get started, download the Mfukoni App and enroll by self-registration. With the newly upgraded version of Mfukoni, you can now experience the following; Easier layout and navigation Simple navigation between accounts Automatic display of last 5 transactions for the selected account Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime Easy navigation by scrolling right/left and up/down Personalization By adding your photo By setting a theme (from three available themes) Recommending the application to a friend Convenience by, Being able to pick contacts from your phonebook (for MPESA and airtime transactions) By easily resetting and changing your PIN By being able to request for products and services directly e.g. additional bank accounts Other functionalities include: Manage Your Account View account balances and transaction history Perform Transactions Pay bills – DSTV, GoTV, Kenya Power, Zuku, JTL, KRA Tax Payment Money Transfer between SBM Bank Kenya accounts and other Bank accounts Deposit SBM Bank Kenya Cheques Send and deposit money to and from MPESA Purchase Airtime from Safaricom, Airtel and Orange Locate SBM Locate the nearest SBM Bank Kenya branches and ATMs Notes on Permissions: Location permissions are needed to determine your current location in order to find SBM Bank Kenya branches and ATMs near you. Read Contact permissions are needed to access your contacts to send money via Mfukoni Camera permissions are needed to deposit checks via Mfukoni. Photo/Media/Files permissions are needed to pick profile pictures. Disclosure: Some features are available for eligible customers and accounts only. There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations.

About

Openfloat

Features
Read full description

Openfloat is a business solution that digitises Petty Cash, Payroll, and Corporate Bills Payments. You can Disburse Funds, Pay Bills, and Buy Airtime in Bulk — all in one place. Note: To use this app, please ensure you already have an Openfloat account.

Screenshots

Mfukoni4 screens
Openfloat4 screens

Verdict

The call

The clearest difference is update cadence: Openfloat at every 5 days against Mfukoni's every 3 months. Mfukoni's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mfukoni ships an update every 3 months, Openfloat every 5 days. The most recent releases landed on September 16, 2026 and August 14, 2026 respectively.

Scorecard3 real differences · 7 level
Mfukoni versus Openfloat: the parameters behind the verdict, then further details
ParameterMfukoniOpenfloat
PriceFreeFree
Rating2.8 (12 ratings) — better—
Positive reviews37.5% of reviews—
Number of ratings12 — better—
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.6
Further details — not scored
Size89 MB22 MB
Age rating4+4+
DeveloperSBM BANK KENYA LIMITEDPesapal Limited

In-app purchases

None

Mfukoni

No in-app purchases

None

Openfloat

No in-app purchases

Questions

Is Mfukoni free?
Mfukoni is free to download, with no in-app purchases.
Is Openfloat free?
Openfloat is free to download, with no in-app purchases.
Do Mfukoni or Openfloat have ads?
Neither Mfukoni nor Openfloat shows ads.
Which is updated more often, Mfukoni or Openfloat?
Mfukoni ships an update every 3 months, and Openfloat every 5 days. Most recently, Mfukoni was updated on September 16, 2026 and Openfloat on August 14, 2026.

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