Mfukoni vs Openfloat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mfukoni
Manage your bank accounts, transfer funds, pay bills, and deposit checks from your Apple device. The app offers a simplified interface with personalized themes and convenient features like contact integration for transactions.
- Account balance and transaction history
- Bill payments (DSTV, KRA, etc.)
- Money transfers (SBM and other banks)
- MPESA integration
- Cheque deposit
- Airtime purchase
- Branch and ATM locator
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Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple device. To get started, download the Mfukoni App and enroll by self-registration. With the newly upgraded version of Mfukoni, you can now experience the following; Easier layout and navigation Simple navigation between accounts Automatic display of last 5 transactions for the selected account Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime Easy navigation by scrolling right/left and up/down Personalization By adding your photo By setting a theme (from three available themes) Recommending the application to a friend Convenience by, Being able to pick contacts from your phonebook (for MPESA and airtime transactions) By easily resetting and changing your PIN By being able to request for products and services directly e.g. additional bank accounts Other functionalities include: Manage Your Account View account balances and transaction history Perform Transactions Pay bills – DSTV, GoTV, Kenya Power, Zuku, JTL, KRA Tax Payment Money Transfer between SBM Bank Kenya accounts and other Bank accounts Deposit SBM Bank Kenya Cheques Send and deposit money to and from MPESA Purchase Airtime from Safaricom, Airtel and Orange Locate SBM Locate the nearest SBM Bank Kenya branches and ATMs Notes on Permissions: Location permissions are needed to determine your current location in order to find SBM Bank Kenya branches and ATMs near you. Read Contact permissions are needed to access your contacts to send money via Mfukoni Camera permissions are needed to deposit checks via Mfukoni. Photo/Media/Files permissions are needed to pick profile pictures. Disclosure: Some features are available for eligible customers and accounts only. There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations.
Openfloat
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Openfloat is a business solution that digitises Petty Cash, Payroll, and Corporate Bills Payments. You can Disburse Funds, Pay Bills, and Buy Airtime in Bulk — all in one place. Note: To use this app, please ensure you already have an Openfloat account.
Screenshots
Verdict
The clearest difference is update cadence: Openfloat at every 5 days against Mfukoni's every 3 months. Mfukoni's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mfukoni ships an update every 3 months, Openfloat every 5 days. The most recent releases landed on September 16, 2026 and August 14, 2026 respectively.
| Parameter | Mfukoni | Openfloat |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (12 ratings) — better | — |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 89 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | SBM BANK KENYA LIMITED | Pesapal Limited |
In-app purchases
Mfukoni
No in-app purchases
Openfloat
No in-app purchases









