Web Banking vs Raiffeisen Payconiq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Web Banking
Manage your finances on the go with secure access to your accounts. Track transactions, make instant transfers, and manage your cards. Get quick insights and personalized budget advice from a 24/7 chatbot.
- Track banking transactions
- Instant and international transfers
- Activate and manage cards
- Subscribe to banking products
- 24/7 chatbot support
- Personalized budget alerts
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The BGL BNP Paribas Web Banking app: smooth, simple and secure! ►MANAGE YOUR MONEY WITH COMPLETE FREEDOM Keep track of all your banking transactions, wherever you are. ►QUICKS INSIGHTS No need to log in to acces your key information thanks to the Express View. ►TRANSFER WITH EASE Make instant and international transfers in a matter of seconds. ►MANAGE YOUR CARDS Activate a card, change a limit and view your PIN securely. ►SUBSCRIBE IN A FEW STEPS Explore and subscribe to banking products directly from your phone. ►CHAT WITH GENIUS Your chatbot is available 24/7, so you can get help right away. ►CONTROL YOUR BUDGET Receive personalized alerts and advice from Genius to better manage your money.
Raiffeisen Payconiq
Send money internationally to contacts or any mobile number in Luxembourg, Belgium, and the Netherlands. Pay bills, shops, restaurants, and online by scanning QR codes. Payments are debited from your chosen Raiffeisen current account.
- International money transfers
- Payment requests to contacts
- QR code bill payments
- In-store and online QR payments
- Debit from Raiffeisen current account
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With the Raiffeisen Payconiq application, make international payments in Luxembourg, Belgium and the Netherlands. You can send money and make payment requests to your contacts or to any mobile phone number. You can also pay your bills, pay in shops, restaurants and online by scanning QR codes. Your payments are then debited to the Raiffeisen current account of your choice. To use the application, all you need is a Raiffeisen current account and the LuxTrust product that you usually use to connect to your R-Net online bank. Then follow the instructions in the Raiffeisen Payconiq application, it's quick and easy!
Screenshots
Verdict
The clearest difference is update cadence: Web Banking at monthly against Raiffeisen Payconiq's every 5 months. Web Banking also leads on review sentiment (11% vs 0%). Raiffeisen Payconiq's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Web Banking ships an update monthly, Raiffeisen Payconiq every 5 months. The most recent releases landed on August 5, 2026 and June 1, 2026 respectively.
| Parameter | Web Banking | Raiffeisen Payconiq |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (10 ratings) — better | — |
| Positive reviews | 11.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 10 — better | — |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 128 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | BGL BNP Paribas | Banque Raiffeisen s.c. |
Customer experience
Web Banking
Raiffeisen Payconiq
In-app purchases
Web Banking
No in-app purchases
Raiffeisen Payconiq
No in-app purchases
