WCCU Mobile vs miPayOnline
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WCCU Mobile
Manage your finances on the go with this credit union's mobile app. Access accounts, transfer funds, deposit checks, and pay bills securely from your device. Explore loan and investment options offered by the financial cooperative.
- Account management
- Money transfers
- Mobile check deposit
- Bill payment
- Loan and investment information
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With WCCU credit union, you can manage your money anytime, anywhere. With WCCU Mobile you will have access to your checking, savings accounts, loans and bill payer. You can check balances, transfer money, deposit checks and pay your bills. WCCU is your financial cooperative offering you great rates on home loans, auto loans, savings, investments and much more. Be sure to check out our Awards Checking. Mortgages are serviced locally by people you know and trust. For online banking with free bill payer and much more, visit us online at wccucreditunion.coop.
miPayOnline
Manage payroll and timekeeping on the go. Approve time off requests, submit W2s, and view important announcements. Streamline workforce management from your mobile device.
- Pay checks
- Time entry
- Time approval
- Time off requests
- W2 access
- Announcements
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miPayOnline mobile app features currently include -Pay checks -Time entry -Time approval -Time off -Time off approval -W2's -Announcements
Screenshots
Verdict
The clearest difference is rating: miPayOnline at 4.7 against WCCU Mobile's 3.8. miPayOnline also leads on ratings volume (2.6K vs 20) and update cadence (every 9 days vs monthly). WCCU Mobile's advantage is review sentiment (56% vs 30%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
miPayOnline holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: miPayOnline has 2.6K ratings behind it against 20, so its average is the more settled of the two. Written reviews complicate that: 56% of WCCU Mobile's written reviews are positive against 30% of miPayOnline's, so the app with the better star average is not the one people write more warmly about.
WCCU Mobile ships an update monthly, miPayOnline every 9 days. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | WCCU Mobile | miPayOnline |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (20 ratings) | 4.7 (2.6K ratings) — better |
| Positive reviews | 55.6% of reviews — better | 30.0% of reviews |
| Number of ratings | 20 | 2.6K — better |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 173 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Westby Co-op Credit Union Inc. | Civic Systems |
Customer experience
WCCU Mobile
miPayOnline
In-app purchases
WCCU Mobile
No in-app purchases
miPayOnline
No in-app purchases
Questions
Is WCCU Mobile free?
Is miPayOnline free?
Which has better reviews, WCCU Mobile or miPayOnline?
Do WCCU Mobile or miPayOnline have ads?
Which is updated more often, WCCU Mobile or miPayOnline?
Other comparisons
