Comparison

SFTAAgent ONE vs ChatUWM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SFTAAgent ONE

Generate professional seller net sheets and buyer estimates for real estate clients quickly and easily. Offers city/county specific calculations and closing costs. A free plan is available, with an optional premium subscription for enhanced features.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimates
  • Quick generation of financial documents
  • Free plan available
  • Premium subscription with advanced features
Features
Read full description

SFTAAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. SFTAAgent ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

ChatUWM

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

Highlights
  • Loan pipeline management
  • Loan locking and submission
  • Rate checking
  • Scenario creation
  • Chat support
  • Document access
  • Home value estimation
Features
Read full description

ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.

Screenshots

SFTAAgent ONE4 screens
ChatUWM4 screens

Verdict

The call

The clearest difference is review sentiment: SFTAAgent ONE at 100% against ChatUWM's 41%. SFTAAgent ONE also leads on rating (5.0 vs 3.8). ChatUWM's advantage is in-app purchases (none vs 2) and update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SFTAAgent ONE sells 2 in-app purchases, starting at $0.99 per month. ChatUWM asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SFTAAgent ONE holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: ChatUWM has 181 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 100% of SFTAAgent ONE's written reviews are positive against 41% of ChatUWM's.

UpkeepUpdate frequency

SFTAAgent ONE ships an update every 2 months, ChatUWM every 2 weeks. The most recent releases landed on September 10, 2026 and September 30, 2026 respectively.

Scorecard6 real differences · 4 level
SFTAAgent ONE versus ChatUWM: the parameters behind the verdict, then further details
ParameterSFTAAgent ONEChatUWM
PriceFreeFree
Rating5.0 (9 ratings) — better3.8 (181 ratings)
Positive reviews100.0% of reviews — better41.4% of reviews
Number of ratings9181 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size357 MB91 MB
Age rating9+4+
DeveloperSouth Florida Title Associates, LLCUWM

Customer experience

SFTAAgent ONE

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ChatUWM

All ratings181 ratings
Positive69.1%
Neutral3.9%
Negative27.1%
Written reviews58 reviews
Positive41.4%
Neutral3.4%
Negative55.2%

Bugs and requests

SFTAAgent ONE

Not enough reviews yet to summarise bugs or requests.

ChatUWM

Reported bugs

15 issues
  • CR does not work
  • App doesn't find account
  • App keeps crashing
  • App always logs you out
  • App never saves logins
Show 10 more
  • Cannot login to the app
  • Incorrect password error
  • User ID and password not accepted
  • App pulls up wrong documents
  • Cannot log in after multiple updates
  • Login issues (incorrect username/password)
  • App not working on iOS
  • App not working on mobile devices
  • Mobile website is slow and choppy
  • Cannot access information without a computer

Requested features

11 requests
  • App for homeowners/customers
  • Customer-facing app for payments and loan activity
  • Ability to manage mortgage payments
  • Ability to schedule loan payments
  • User-friendly interface for consumers
Show 6 more
  • Update mobile website for user-friendliness
  • Integrate customer option into the app
  • Facial recognition login
  • Allow selection of payment withdrawal date
  • Change fees in the app
  • Fix document viewing errors

In-app purchases

2 purchases

SFTAAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

ChatUWM

No in-app purchases

Questions

Is SFTAAgent ONE free?
SFTAAgent ONE is free to download, with in-app purchases available.
Is ChatUWM free?
ChatUWM is free to download, with no in-app purchases.
Which has better reviews, SFTAAgent ONE or ChatUWM?
SFTAAgent ONE is rated higher. SFTAAgent ONE averages 5.0 out of 5 from 9 ratings, while ChatUWM averages 3.8 from 181 ratings.
Do SFTAAgent ONE or ChatUWM have ads?
Neither SFTAAgent ONE nor ChatUWM shows ads.
Which is updated more often, SFTAAgent ONE or ChatUWM?
SFTAAgent ONE ships an update every 2 months, and ChatUWM every 2 weeks. Most recently, SFTAAgent ONE was updated on September 10, 2026 and ChatUWM on September 30, 2026.

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