HPCU Mobile Banking vs TCDRS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HPCU Mobile Banking
Manage your finances conveniently on the go with this mobile banking app. Perform essential banking tasks like depositing checks, paying bills, and transferring funds directly from your smartphone. Access your account information and locate ATMs with ease.
- Deposit checks
- Pay bills and credit cards
- Send money
- Check balances and transaction history
- View check images
- Find nearby ATMs
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Most people are busy and on the go—and do most of their banking on their mobile device. Now Houston Police Credit Union’s closest branch is at your fingertips! Our mobile app lets you do almost everything as you would on online banking, just on your mobile device. It’s easy, convenient and free. Download our mobile app today. You can: • Deposit checks • Pay bills and credit cards • Send money to anyone • Check balances and transaction history instantly • View check images • Find nearby ATMs Visit https://www.hpcu.coop for more details about HPCU Mobile Banking.
TCDRS
Manage your retirement savings and benefits securely from your mobile device. Track your account balance, estimate future payments, and update personal information. Designed for both active members and retirees to stay connected to their financial future.
- View account balance and transaction history
- Estimate monthly retirement benefits
- Apply for retirement or withdrawals
- Manage beneficiaries
- Update contact information
- Access annual statements
- Track retirement payments
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Plan your future with confidence — all from the palm of your hand. The Texas County & District Retirement System (TCDRS) app makes it simple to manage your retirement account, track your savings, and stay connected at every stage of your journey. With the TCDRS app, members can: • View your account balance, transaction history, and savings growth • Estimate your monthly retirement benefit • Apply for retirement or withdraw your account (if eligible) • Manage your beneficiaries quickly and securely • Update your contact information with ease • Access your annual statements and account information anytime Already retired? Retirement doesn’t mean you stop planning. The TCDRS app helps retirees stay connected by allowing you to: • View and track your monthly retirement payments • Update direct deposit information • Adjust your tax withholding preferences • Access and download your 1099-R tax forms • Update your personal and beneficiary information easily Stay connected to your retirement with secure, convenient account access wherever you go. Download the TCDRS app today — safe, secure, and built just for you.
Screenshots
Verdict
HPCU Mobile Banking and TCDRS both sit at 4.9 stars, but that hides the real split: 78% of HPCU Mobile Banking's written reviews are positive against 33% of TCDRS's. HPCU Mobile Banking also leads on ratings volume (6.8K vs 4). TCDRS's advantage is ads (none vs shown) and update cadence (every 2 days vs monthly). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for HPCU Mobile Banking against 5.0 for TCDRS. That said, the two scores are not equally well evidenced: HPCU Mobile Banking has 6.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 78% of HPCU Mobile Banking's written reviews are positive against 33% of TCDRS's.
HPCU Mobile Banking ships an update monthly, TCDRS every 2 days. The most recent releases landed on September 25, 2026 and July 5, 2026 respectively.
| Parameter | HPCU Mobile Banking | TCDRS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (6.8K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 78.3% of reviews — better | 33.3% of reviews |
| Number of ratings | 6.8K — better | 4 |
| Update frequency | Monthly | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 230 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Houston Police Federal Credit Union | Texas County and District Retirement System |
Customer experience
HPCU Mobile Banking
TCDRS
Bugs and requests
HPCU Mobile Banking
Reported bugs
4 issues- Account transfer functionality not working
- Credit card transaction details not showing
- Frequent login issues and security questions
- Mobile check deposit not always working
Requested features
5 requests- Add Zelle integration
- Expand ATM network
- Improve app design and layout
- Add note feature for transfers
- Implement Face ID/Touch ID login
TCDRS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HPCU Mobile Banking
No in-app purchases
TCDRS
No in-app purchases
Questions
Is HPCU Mobile Banking free?
Is TCDRS free?
Which has better reviews, HPCU Mobile Banking or TCDRS?
Do HPCU Mobile Banking or TCDRS have ads?
Which is updated more often, HPCU Mobile Banking or TCDRS?
Other comparisons
