Comparison

ChatUWM vs WeLoan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChatUWM

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

Highlights
  • Loan pipeline management
  • Loan locking and submission
  • Rate checking
  • Scenario creation
  • Chat support
  • Document access
  • Home value estimation
Features
Read full description

ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.

About

WeLoan

Read full description

At WeLoan, we tailor each loan individually for our clients and help them obtain the best loan possible to meet their unique lending need. The best path to this unique lending solution is the WeLoan Mobile App, our tool to simplify the home buying and lending process. From homebuyers looking to purchase, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for their clients, the WeLoan Mobile App has the feature to benefit you. Key Features: • Convenience: Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Streamlined Application Process: The WeLoan Mobile App streamlines the mortgage application process by offering a user-friendly interface and step-by-step guidance. You can fill out your loan application in as little as 20 minutes. • Secure Document Upload: The WeLoan Mobile App offers a secure platform for borrowers to scan, upload, and submit required documents. This ensures the privacy and confidentiality of sensitive information, giving you peace of mind. • Communication and Support: The mobile app facilitates communication between borrowers and loan officers or customer support representatives. Borrowers can send messages, ask questions, and receive timely responses through the WeLoan Mobile App. • Educational Resources: The WeLoan Mobile App can provide borrowers with educational resources, such as articles and loan calculators, to help them understand the mortgage process and make informed decisions. WeLoan’s Mobile App provides these many benefits to enhance the borrower's experience and make the mortgage process more efficient and user-friendly. Chat easily with your WeLoan Officer, who can also assist you with any questions about your loan and the loan approval process. Always remember – at WeLoan, You Benefit.

Screenshots

ChatUWM4 screens
WeLoan4 screens

Verdict

The call

The clearest difference is update cadence: ChatUWM at fortnightly against WeLoan's every 3 months. ChatUWM also leads on iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ChatUWM ships an update fortnightly, WeLoan every 3 months. The most recent releases landed on October 23, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
ChatUWM versus WeLoan: the parameters behind the verdict, then further details
ParameterChatUWMWeLoan
PriceFreeFree
Rating3.8 (182 ratings) — better—
Positive reviews41.4% of reviews—
Number of ratings182 — better—
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size105 MB92 MB
Age rating4+4+
DeveloperUWMSharp Loan, Inc.

Bugs and requests

ChatUWM

Reported bugs

15 issues
  • CR does not work
  • App doesn't find account
  • App keeps crashing
  • App always logs you out
  • App never saves logins
Show 10 more
  • Cannot login to the app
  • Incorrect password error
  • User ID and password not accepted
  • App pulls up wrong documents
  • Cannot log in after multiple updates
  • Login issues (incorrect username/password)
  • App not working on iOS
  • App not working on mobile devices
  • Mobile website is slow and choppy
  • Cannot access information without a computer

Requested features

11 requests
  • App for homeowners/customers
  • Customer-facing app for payments and loan activity
  • Ability to manage mortgage payments
  • Ability to schedule loan payments
  • User-friendly interface for consumers
Show 6 more
  • Update mobile website for user-friendliness
  • Integrate customer option into the app
  • Facial recognition login
  • Allow selection of payment withdrawal date
  • Change fees in the app
  • Fix document viewing errors

WeLoan

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ChatUWM

No in-app purchases

None

WeLoan

No in-app purchases

Questions

Is ChatUWM free?
ChatUWM is free to download, with no in-app purchases.
Is WeLoan free?
WeLoan is free to download, with no in-app purchases.
Do ChatUWM or WeLoan have ads?
Neither ChatUWM nor WeLoan shows ads.
Which is updated more often, ChatUWM or WeLoan?
ChatUWM ships an update fortnightly, and WeLoan every 3 months. Most recently, ChatUWM was updated on October 23, 2026 and WeLoan on October 6, 2026.

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