ChatUWM vs Loan Cost Comparison
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ChatUWM
This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.
- Loan pipeline management
- Loan locking and submission
- Rate checking
- Scenario creation
- Chat support
- Document access
- Home value estimation
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ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.
Loan Cost Comparison
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Easily compare the costs associated with two loans with different Interest Rates (APR) and loan terms in years. Find the best loan for your budget and future plans. A mere 0.5% interest rate differential can either save or cost tens of thousands of dollars over the lifespan of a loan.
Screenshots
Verdict
The clearest difference is price: ChatUWM at Free against Loan Cost Comparison's $0.99. ChatUWM also leads on update cadence (fortnightly vs every 43 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
ChatUWM is free to download; Loan Cost Comparison costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
ChatUWM ships an update fortnightly, Loan Cost Comparison every 43 months. The most recent releases landed on October 23, 2026 and September 21, 2026 respectively.
| Parameter | ChatUWM | Loan Cost Comparison |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 3.8 (182 ratings) — better | — |
| Positive reviews | 41.4% of reviews | — |
| Number of ratings | 182 — better | — |
| Update frequency | Fortnightly — better | Every 43 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 105 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | UWM | H3 Apps, LLC |
Bugs and requests
ChatUWM
Reported bugs
15 issues- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins
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- Cannot login to the app
- Incorrect password error
- User ID and password not accepted
- App pulls up wrong documents
- Cannot log in after multiple updates
- Login issues (incorrect username/password)
- App not working on iOS
- App not working on mobile devices
- Mobile website is slow and choppy
- Cannot access information without a computer
Requested features
11 requests- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers
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- Update mobile website for user-friendliness
- Integrate customer option into the app
- Facial recognition login
- Allow selection of payment withdrawal date
- Change fees in the app
- Fix document viewing errors
Loan Cost Comparison
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ChatUWM
No in-app purchases
Loan Cost Comparison
No in-app purchases
Questions
Is ChatUWM free?
Is Loan Cost Comparison free?
Do ChatUWM or Loan Cost Comparison have ads?
Which is updated more often, ChatUWM or Loan Cost Comparison?
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