ChatUWM vs Tip Calculator₊
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ChatUWM
This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.
- Loan pipeline management
- Loan locking and submission
- Rate checking
- Scenario creation
- Chat support
- Document access
- Home value estimation
Read full descriptionHide full description
ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.
Tip Calculator₊
This app quickly calculates tips and splits bills accurately, even for complex scenarios. It offers live updates as you type, a custom keypad, and a unique design. All features are free and available offline, prioritizing user privacy with no data collection.
- Live totals as you type
- Exact bill splitting
- Adjustable rounding and tip presets
- Bill history with saved details
- Shareable receipt export
- Home and Lock Screen widgets
- Apple Watch app
Read full descriptionHide full description
Tip Calculator₊ is a fast, fully offline tip calculator and bill splitter for iPhone, iPad, and Apple Watch. Totals update live as you type - there's no calculate button and no waiting. Split a bill fairly and see your tip the moment you finish typing. A custom number pad replaces the system keyboard, and a bold, hand-drawn neo-brutalist design makes it feel nothing like a stock calculator app. KEY FEATURES: • Live totals as you type, on every screen, with no calculate button • Exact bill splitting - per-person shares always add up to the total, to the cent • Even splits and weighted splits, for when everyone didn't order the same thing • Adjustable rounding, tip percentage presets, and a custom tip option • Party size stepper for splitting between any number of people • Bill history with place names and a full per-person breakdown for every saved bill • Shareable, themed receipt image export - send a clean summary to anyone • Home Screen and Lock Screen widgets for your last or most frequent bill • A Control Center control for starting a new bill or quick split in one tap • An independent Apple Watch app with its own keypad and complications, so a bill can be entered entirely on your wrist • Multiple accent themes to match your style • Full VoiceOver and Dynamic Type support throughout WHY TIP CALCULATOR₊: Every feature is free, on every device, from the first launch. There's no account to create, no paywall to hit, and no ads. The app never connects to the internet and never collects, stores, or shares any data about you or your bills - everything happens on your device. PERFECT FOR: • Splitting dinner, drinks, or takeout with friends • Dividing shared rent, utilities, or trip expenses • Quick, accurate tips on the go • Anyone who wants a calculator that respects their privacy WORKS WITH: Siri Shortcuts, Home Screen and Lock Screen widgets, Control Center, and Apple Watch - so you can start a bill from wherever you already are. PRICING: 100% free. Every feature, forever. No subscriptions, no in-app purchases, no ads. Download Tip Calculator₊ and split every bill exactly, down to the cent. Privacy Policy: https://pandataps.com/tip-calculator/privacy Terms of Use: https://pandataps.com/tip-calculator/terms
Screenshots
Verdict
The clearest difference is ratings volume: ChatUWM at 181 against Tip Calculator₊'s 3. ChatUWM also leads on iOS requirement (16.0 vs 26.0). Tip Calculator₊'s advantage is rating (4.0 vs 3.8) and review sentiment (50% vs 41%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tip Calculator₊ holds the better App Store score, 4.0 against 3.8. That said, the two scores are not equally well evidenced: ChatUWM has 181 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 41% of ChatUWM's written reviews are positive against 50% of Tip Calculator₊'s.
| Parameter | ChatUWM | Tip Calculator₊ |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (181 ratings) | 4.0 (3 ratings) — better |
| Positive reviews | 41.4% of reviews | 50.0% of reviews — better |
| Number of ratings | 181 — better | 3 |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 105 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | UWM | Panda Taps LLC |
Customer experience
ChatUWM
Tip Calculator₊
Bugs and requests
ChatUWM
Reported bugs
15 issues- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins
Show 10 moreShow fewer
- Cannot login to the app
- Incorrect password error
- User ID and password not accepted
- App pulls up wrong documents
- Cannot log in after multiple updates
- Login issues (incorrect username/password)
- App not working on iOS
- App not working on mobile devices
- Mobile website is slow and choppy
- Cannot access information without a computer
Requested features
11 requests- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers
Show 6 moreShow fewer
- Update mobile website for user-friendliness
- Integrate customer option into the app
- Facial recognition login
- Allow selection of payment withdrawal date
- Change fees in the app
- Fix document viewing errors
Tip Calculator₊
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ChatUWM
No in-app purchases
Tip Calculator₊
No in-app purchases









