Finances 1 (Old Version) vs Expense & Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finances 1 (Old Version)
Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.
- Income and expense tracking
- Transaction categorization
- Weekly, monthly, yearly statistics
- Apple Watch app
- Data export (full version)
- Customizable categories
- Passcode and fingerprint security
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**Don't download – this app was replaced by Finances 2** My Finances helps you to track your income and expenses with ease. The app lets you categorise your transactions and provides weekly, monthly and yearly statistics. Beautiful line and bar charts make analysing your income and expenses fun. The app is designed to be easy to use on the go and gets out of your way quickly. Apple Watch: My Finances on Apple Watch shows your income and expenses of today, yesterday, this week and month. You can also view your transactions grouped by categories is a beautiful bar chart. The Glance shows your net worth history over the last 30 days. It's the easiest and fastest way to get an overview of your finances. Features: - Income and expense tracking for multiple account - Planned (one-time or recurring) transactions with reminder - Weekly, monthly and yearly statistics (full version) - Data export as csv, plaintext and json file (full version) - Customisable categories - Secure your data with a passcode and your fingerprint (requires Touch ID) - Today widget - Apple Watch app to see your statistics on your wrist - Optimised for iPhone 6 and 6 Plus - No ads The free version is limited to 20 transactions per month per account and doesn't offer all statistics, data export and automatic backups. Purchase the full version with a one-time In-App Purchase to enable all features.
Expense & Subscription Tracker
Effortlessly track your spending, manage budgets, and build savings habits. Quickly log expenses, scan receipts, and automate recurring bills to gain clear financial visibility and control without complex tools.
- Fast expense entry
- Smart receipt scanning
- Recurring expense automation
- Category summaries
- Budget visibility
- CSV export
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Ever open your banking app and wonder where the money went? Money Gone?! shows you – in a few seconds a day, with no bank linking, no account and no ads. Log an expense in three taps, or snap a photo of the receipt and let AI read the amount, date and category for you. Set a monthly budget and always know how much is still safe to spend. That's it – money tracking that finally sticks. WHY PEOPLE STAY WITH MONEY GONE?! • Add expenses in seconds – quick entry designed for daily use • Scan receipts – AI reads the amount, date and category automatically • Monthly budget – see what's left, your daily allowance and a month-end forecast • Safe to Spend – upcoming bills are already deducted, so the number is honest • Recurring expenses – subscriptions, rent and bills log themselves • Income tracking – salary, bonuses and balance in one clear history • Smart statistics – top categories and trends by day, week, month or year • Budget alerts – a heads-up at 80% and when you go over • Daily summary – an evening notification with today's spending and balance • CSV export – analyze your data in Excel or Google Sheets • 120+ currencies, light and dark mode, colorful themes PRIVATE BY DESIGN No ads. No bank connection. No required sign-up. Your data stays on your device – create an optional free account only if you want backups and sync between devices. SIMPLE ON PURPOSE Money Gone?! is for people who quit complicated budget planners. No spreadsheets to configure, no accounts to connect – just open, add, and see where your money goes. PREMIUM, YOUR WAY The core tracker is free. Premium unlocks receipt scanning, recurring expenses, subcategories, advanced filters and more – as a subscription or a one-time lifetime purchase. Try it free first. Download Money Gone?! and find out where your money really goes. The app offers optional in-app purchases, including auto-renewable subscriptions. Payment will be linked to your Apple ID account after purchase confirmation. You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. - Privacy: https://www.creamsoft.com/rd.php?p=wmm_iosprivacy - Terms: https://www.creamsoft.com/rd.php?p=wmm_iostermsofuse
Screenshots
Verdict
The clearest difference is in-app purchases: Finances 1 (Old Version) at none against Expense & Subscription Tracker's 25. Finances 1 (Old Version) also leads on iOS requirement (9.0 vs 15.0). Expense & Subscription Tracker's advantage is rating (4.4 vs 4.0) and update cadence (every 9 days vs monthly). On price, review sentiment, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense & Subscription Tracker sells 24 in-app purchases, starting at $2.99 per 7 days. Finances 1 (Old Version) asks for nothing beyond the download.
Expense & Subscription Tracker holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Expense & Subscription Tracker has 55 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 84% of Finances 1 (Old Version)'s written reviews are positive against 79% of Expense & Subscription Tracker's, so the app with the better star average is not the one people write more warmly about.
Finances 1 (Old Version) ships an update monthly, Expense & Subscription Tracker every 9 days. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.
| Parameter | Finances 1 (Old Version) | Expense & Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 4.4 (55 ratings) — better |
| Positive reviews | 84.4% of reviews — better | 78.6% of reviews |
| Number of ratings | 4 | 55 — better |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 8 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthias Hochgatterer | CREAM SOFTWARE |
Customer experience
Finances 1 (Old Version)
Expense & Subscription Tracker
Bugs and requests
Finances 1 (Old Version)
Reported bugs
2 issues- Crashes and closes unexpectedly for some users
- Recurring transactions not always posting automatically
Requested features
5 requests- Add ability to track hours worked and calculate average hourly earnings
- Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
- Provide option to view expenses by specific store/merchant
- Enhance color customization for categories
- Add more cloud storage integration options (e.g., OneDrive, Google Drive)
Expense & Subscription Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Finances 1 (Old Version)
No in-app purchases
Expense & Subscription Tracker
- 1 Week Premium Access7 Days trial2 variants$2.997 Days
- 1 Month Premium (Trial)7 Days trial$3.491 Month
- Premium for 1 month1 Month trial$4.991 Month
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- Premium for 6 months3 Days trial$5.496 Months
- Premium 3-Month Subscription$6.953 Months
- 1 Year Premium Access$8.991 Year
- Premium 3-Month (Trial)7 Days trial$9.953 Months
- Special Deal – 1 Year Premium1 Year trial$17.491 Year
- 1 Year Premium Access1 Year trial$17.991 Year
- 1 Year Premium Access$19.991 Year
- 1 Year Premium (Trial)14 Days trial$19.991 Year
- Tea$0.99
- Americano Coffee$1.99
- Remove ads$2.99
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- Ice Coffee$2.99
- Mocha$3.99
- Custom Icons$4.39
- Control with Subcategories$4.39
- Recurring Expenses$4.39
- Receipt Scanner$5.49
- Special One-time purchase$9.99
- Lifetime Premium Access$15.99
- One-time purchase$19.95
- Lifetime Premium Access$29.99
Questions
Is Finances 1 (Old Version) free?
Is Expense & Subscription Tracker free?
Which has better reviews, Finances 1 (Old Version) or Expense & Subscription Tracker?
Do Finances 1 (Old Version) or Expense & Subscription Tracker have ads?
Which is updated more often, Finances 1 (Old Version) or Expense & Subscription Tracker?
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