Finances 1 (Old Version) vs uBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finances 1 (Old Version)
Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.
- Income and expense tracking
- Transaction categorization
- Weekly, monthly, yearly statistics
- Apple Watch app
- Data export (full version)
- Customizable categories
- Passcode and fingerprint security
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**Don't download – this app was replaced by Finances 2** My Finances helps you to track your income and expenses with ease. The app lets you categorise your transactions and provides weekly, monthly and yearly statistics. Beautiful line and bar charts make analysing your income and expenses fun. The app is designed to be easy to use on the go and gets out of your way quickly. Apple Watch: My Finances on Apple Watch shows your income and expenses of today, yesterday, this week and month. You can also view your transactions grouped by categories is a beautiful bar chart. The Glance shows your net worth history over the last 30 days. It's the easiest and fastest way to get an overview of your finances. Features: - Income and expense tracking for multiple account - Planned (one-time or recurring) transactions with reminder - Weekly, monthly and yearly statistics (full version) - Data export as csv, plaintext and json file (full version) - Customisable categories - Secure your data with a passcode and your fingerprint (requires Touch ID) - Today widget - Apple Watch app to see your statistics on your wrist - Optimised for iPhone 6 and 6 Plus - No ads The free version is limited to 20 transactions per month per account and doesn't offer all statistics, data export and automatic backups. Purchase the full version with a one-time In-App Purchase to enable all features.
uBudget
Track your monthly income and expenses with this minimalist budget app. It allows you to set budgets for different spending categories and monitors your spending against those limits. All your budget values are visible on the main screen for quick access.
- Income and expense tracking
- Budget reports
- Dark mode
- Biometric security
- Data backup and restore
- Currency selection
- Data export
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uBudget is a simple, minimalist budget app that will allow you to track your spending each month. It has a simple user interface that will allow you to quickly and easily track your monthly income and expenses. Each entry in a month is allocated a budget. Example - Clothing $100. The program will keep track of the maximum budget for clothing ($100), how much was spent and the remaining balance for the entry. No need to go through countless menu options all the budget values can be seen on the main screen. uBudget features: * Income and expense tracking * Reports per budget entry * Dark mode * Touch and Face ID enabled * Backup and restore data * Select different currencies * Import previous month budget * Export data to an external program * Full history log for each month * Savings mode Advertisement video required to continue access. We take privacy very important and therefore none of your data is stored externally. Only you have access to your budget data. Privacy settings: * Touch/Face ID required if app is locked * Data connection is required to backup and restore data
Screenshots
Verdict
The clearest difference is rating: uBudget at 4.8 against Finances 1 (Old Version)'s 4.0. uBudget also leads on monetization model (ad-supported vs free with in-app purchases) and ratings volume (16 vs 4). Finances 1 (Old Version)'s advantage is ads (none vs shown) and iOS requirement (9.0 vs 15.6). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
uBudget holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 4 and 16 respectively. Written reviews complicate that: 84% of Finances 1 (Old Version)'s written reviews are positive against 80% of uBudget's, so the app with the better star average is not the one people write more warmly about.
Finances 1 (Old Version) ships an update monthly, uBudget every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Finances 1 (Old Version) | uBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 4.8 (16 ratings) — better |
| Positive reviews | 84.4% of reviews — better | 80.0% of reviews |
| Number of ratings | 4 | 16 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 8 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthias Hochgatterer | Diveshen Govender |
Customer experience
Finances 1 (Old Version)
uBudget
Bugs and requests
Finances 1 (Old Version)
Reported bugs
2 issues- Crashes and closes unexpectedly for some users
- Recurring transactions not always posting automatically
Requested features
5 requests- Add ability to track hours worked and calculate average hourly earnings
- Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
- Provide option to view expenses by specific store/merchant
- Enhance color customization for categories
- Add more cloud storage integration options (e.g., OneDrive, Google Drive)
uBudget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Finances 1 (Old Version)
No in-app purchases
uBudget
No in-app purchases
Questions
Is Finances 1 (Old Version) free?
Is uBudget free?
Which has better reviews, Finances 1 (Old Version) or uBudget?
Do Finances 1 (Old Version) or uBudget have ads?
Which is updated more often, Finances 1 (Old Version) or uBudget?
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