Comparison

Finances 1 (Old Version) vs uBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finances 1 (Old Version)

Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.

Highlights
  • Income and expense tracking
  • Transaction categorization
  • Weekly, monthly, yearly statistics
  • Apple Watch app
  • Data export (full version)
  • Customizable categories
  • Passcode and fingerprint security
Features
Read full description

**Don't download – this app was replaced by Finances 2** My Finances helps you to track your income and expenses with ease. The app lets you categorise your transactions and provides weekly, monthly and yearly statistics. Beautiful line and bar charts make analysing your income and expenses fun. The app is designed to be easy to use on the go and gets out of your way quickly. Apple Watch: My Finances on Apple Watch shows your income and expenses of today, yesterday, this week and month. You can also view your transactions grouped by categories is a beautiful bar chart. The Glance shows your net worth history over the last 30 days. It's the easiest and fastest way to get an overview of your finances. Features: - Income and expense tracking for multiple account - Planned (one-time or recurring) transactions with reminder - Weekly, monthly and yearly statistics (full version) - Data export as csv, plaintext and json file (full version) - Customisable categories - Secure your data with a passcode and your fingerprint (requires Touch ID) - Today widget - Apple Watch app to see your statistics on your wrist - Optimised for iPhone 6 and 6 Plus - No ads The free version is limited to 20 transactions per month per account and doesn't offer all statistics, data export and automatic backups. Purchase the full version with a one-time In-App Purchase to enable all features.

About

uBudget

Track your monthly income and expenses with this minimalist budget app. It allows you to set budgets for different spending categories and monitors your spending against those limits. All your budget values are visible on the main screen for quick access.

Highlights
  • Income and expense tracking
  • Budget reports
  • Dark mode
  • Biometric security
  • Data backup and restore
  • Currency selection
  • Data export
Read full description

uBudget is a simple, minimalist budget app that will allow you to track your spending each month. It has a simple user interface that will allow you to quickly and easily track your monthly income and expenses. Each entry in a month is allocated a budget. Example - Clothing $100. The program will keep track of the maximum budget for clothing ($100), how much was spent and the remaining balance for the entry. No need to go through countless menu options all the budget values can be seen on the main screen. uBudget features: * Income and expense tracking * Reports per budget entry * Dark mode * Touch and Face ID enabled * Backup and restore data * Select different currencies * Import previous month budget * Export data to an external program * Full history log for each month * Savings mode Advertisement video required to continue access. We take privacy very important and therefore none of your data is stored externally. Only you have access to your budget data. Privacy settings: * Touch/Face ID required if app is locked * Data connection is required to backup and restore data

Screenshots

Finances 1 (Old Version)3 screens

Verdict

The call

The clearest difference is rating: uBudget at 4.8 against Finances 1 (Old Version)'s 4.0. uBudget also leads on monetization model (ad-supported vs free with in-app purchases) and ratings volume (16 vs 4). Finances 1 (Old Version)'s advantage is ads (none vs shown) and iOS requirement (9.0 vs 15.6). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

uBudget holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 4 and 16 respectively. Written reviews complicate that: 84% of Finances 1 (Old Version)'s written reviews are positive against 80% of uBudget's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Finances 1 (Old Version) ships an update monthly, uBudget every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
Finances 1 (Old Version) versus uBudget: the parameters behind the verdict, then further details
ParameterFinances 1 (Old Version)uBudget
PriceFreeFree
Rating4.0 (4 ratings)4.8 (16 ratings) — better
Positive reviews84.4% of reviews — better80.0% of reviews
Number of ratings416 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.6
Further details — not scored
Size8 MB30 MB
Age rating4+4+
DeveloperMatthias HochgattererDiveshen Govender

Customer experience

Finances 1 (Old Version)

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews224 reviews
Positive84.4%
Neutral3.1%
Negative12.5%

uBudget

All ratings16 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews20 reviews
Positive80.0%
Neutral10.0%
Negative10.0%

Bugs and requests

Finances 1 (Old Version)

Reported bugs

2 issues
  • Crashes and closes unexpectedly for some users
  • Recurring transactions not always posting automatically

Requested features

5 requests
  • Add ability to track hours worked and calculate average hourly earnings
  • Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
  • Provide option to view expenses by specific store/merchant
  • Enhance color customization for categories
  • Add more cloud storage integration options (e.g., OneDrive, Google Drive)

uBudget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Finances 1 (Old Version)

No in-app purchases

None

uBudget

No in-app purchases

Questions

Is Finances 1 (Old Version) free?
Finances 1 (Old Version) is free to download, with no in-app purchases.
Is uBudget free?
uBudget is free to download, with no in-app purchases.
Which has better reviews, Finances 1 (Old Version) or uBudget?
uBudget is rated higher. Finances 1 (Old Version) averages 4.0 out of 5 from 4 ratings, while uBudget averages 4.8 from 16 ratings.
Do Finances 1 (Old Version) or uBudget have ads?
uBudget shows ads; Finances 1 (Old Version) does not.
Which is updated more often, Finances 1 (Old Version) or uBudget?
Finances 1 (Old Version) ships an update monthly, and uBudget every 3 weeks. Most recently, Finances 1 (Old Version) was updated on November 1, 2026 and uBudget on November 3, 2026.

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