Comparison

Finances 1 (Old Version) vs CashTrace

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finances 1 (Old Version)

Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.

Highlights
  • Income and expense tracking
  • Transaction categorization
  • Weekly, monthly, yearly statistics
  • Apple Watch app
  • Data export (full version)
  • Customizable categories
  • Passcode and fingerprint security
Features
Read full description

**Don't download – this app was replaced by Finances 2** My Finances helps you to track your income and expenses with ease. The app lets you categorise your transactions and provides weekly, monthly and yearly statistics. Beautiful line and bar charts make analysing your income and expenses fun. The app is designed to be easy to use on the go and gets out of your way quickly. Apple Watch: My Finances on Apple Watch shows your income and expenses of today, yesterday, this week and month. You can also view your transactions grouped by categories is a beautiful bar chart. The Glance shows your net worth history over the last 30 days. It's the easiest and fastest way to get an overview of your finances. Features: - Income and expense tracking for multiple account - Planned (one-time or recurring) transactions with reminder - Weekly, monthly and yearly statistics (full version) - Data export as csv, plaintext and json file (full version) - Customisable categories - Secure your data with a passcode and your fingerprint (requires Touch ID) - Today widget - Apple Watch app to see your statistics on your wrist - Optimised for iPhone 6 and 6 Plus - No ads The free version is limited to 20 transactions per month per account and doesn't offer all statistics, data export and automatic backups. Purchase the full version with a one-time In-App Purchase to enable all features.

About

CashTrace

This app helps you quickly log expenses, track cash flow, and understand your spending habits with clear charts and insights. Keep your financial data private and synced across your Apple devices.

Highlights
  • Log expenses and income quickly
  • Track daily, weekly, and monthly spending
  • Visualize budget with charts and insights
  • Add recurring transactions
  • Import data via CSV
  • Organize spending with custom categories
  • Private iCloud sync
Read full description

CashTrace is a private expense tracker and budget app that helps you log spending in seconds, follow cash flow, and stay in control of your money every day. Built for fast daily use, CashTrace combines simple money tracking with clear charts, averages, and insights so you can see where your money goes without the clutter. Your data stays in your iCloud, syncs across your Apple devices, and is never shared with third parties. Why people download CashTrace: • Track expenses and income in seconds • See daily, weekly, and monthly spending trends • Understand your budget with charts, averages, and insights • Add recurring transactions for bills, rent, and subscriptions • Import existing finance data with CSV • Organize spending with custom categories, notes, and calendar view • Keep everything private with secure iCloud sync • Stay focused with a clean, easy-to-use money manager Whether you want a simple expense tracker, a practical budget planner, or a private money manager, CashTrace gives you a fast, focused way to build better money habits and stay on top of spending. Terms of use: https://www.cashtrace.io/terms

Screenshots

Finances 1 (Old Version)3 screens
CashTrace4 screens

Verdict

The call

The clearest difference is rating: CashTrace at 4.9 against Finances 1 (Old Version)'s 4.0. CashTrace also leads on update cadence (every 10 days vs monthly) and ratings volume (35 vs 4). Finances 1 (Old Version)'s advantage is in-app purchases (none vs 6) and review sentiment (84% vs 56%). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CashTrace sells 6 in-app purchases, starting at $1.49 per month. Finances 1 (Old Version) asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

CashTrace holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: CashTrace has 35 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 84% of Finances 1 (Old Version)'s written reviews are positive against 56% of CashTrace's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Finances 1 (Old Version) ships an update monthly, CashTrace every 10 days. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Finances 1 (Old Version) versus CashTrace: the parameters behind the verdict, then further details
ParameterFinances 1 (Old Version)CashTrace
PriceFreeFree
Rating4.0 (4 ratings)4.9 (35 ratings) — better
Positive reviews84.4% of reviews — better55.6% of reviews
Number of ratings435 — better
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS9.0 — better26.1
Further details — not scored
Size8 MB26 MB
Age rating4++12
DeveloperMatthias HochgattererBoris Gutic

Customer experience

Finances 1 (Old Version)

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews224 reviews
Positive84.4%
Neutral3.1%
Negative12.5%

CashTrace

All ratings35 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive55.6%
Neutral11.1%
Negative33.3%

Bugs and requests

Finances 1 (Old Version)

Reported bugs

2 issues
  • Crashes and closes unexpectedly for some users
  • Recurring transactions not always posting automatically

Requested features

5 requests
  • Add ability to track hours worked and calculate average hourly earnings
  • Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
  • Provide option to view expenses by specific store/merchant
  • Enhance color customization for categories
  • Add more cloud storage integration options (e.g., OneDrive, Google Drive)

CashTrace

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Finances 1 (Old Version)

No in-app purchases

6 purchases

CashTrace

Subscriptions6
  • CashTrace Pro$1.491 Month
  • CashTrace Pro7 Days trial$1.991 Month
  • CashTrace Pro$1.991 Month
Show 3 more
  • CashTrace Pro$8.991 Year
  • CashTrace Pro7 Days trial$12.991 Year
  • CashTrace Pro$12.991 Year

Questions

Is Finances 1 (Old Version) free?
Finances 1 (Old Version) is free to download, with no in-app purchases.
Is CashTrace free?
CashTrace is free to download, with in-app purchases available.
Which has better reviews, Finances 1 (Old Version) or CashTrace?
CashTrace is rated higher. Finances 1 (Old Version) averages 4.0 out of 5 from 4 ratings, while CashTrace averages 4.9 from 35 ratings.
Do Finances 1 (Old Version) or CashTrace have ads?
Neither Finances 1 (Old Version) nor CashTrace shows ads.
Which is updated more often, Finances 1 (Old Version) or CashTrace?
Finances 1 (Old Version) ships an update monthly, and CashTrace every 10 days. Most recently, Finances 1 (Old Version) was updated on October 26, 2026 and CashTrace on October 24, 2026.

Other comparisons