Comparison

Arbuthnot Latham Mobile vs Bread4Scrap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arbuthnot Latham Mobile

Securely manage your accounts online with 24/7 access. Transfer funds, view e-statements, and send secure messages to your banking support team. Manage registered devices and access your finances on the go.

Highlights
  • 24/7 account access
  • Money transfers and payments
  • View e-statements
  • Secure messaging
  • Device management
Features
Read full description

Designed for you, the Arbuthnot Latham Mobile Banking App enables you to securely view and manage your accounts online. Other features include: • Accounts: 24/7 access to your accounts and managed entities • Payments: Transfer money and make payments to verified payees • e-Statements: View your account e-Statements • Communication: Send secure messages to your Banking Support team • Access: Manage all registered devices How to register If you are a client of Arbuthnot Latham you will need your Online Banking Logon ID, password and access to the mobile phone registered to your account. If you require assistance, our office hours are 8:00am to 8:00pm Monday to Friday (excluding Bank Holidays) and 9:00am to 1:00pm on Saturdays (GMT). Call us on +44 (0) 207 012 2600 (Private Banking clients) or +44 (0) 207 012 2100 (Commercial Banking clients). To find out more about how we can help grow and manage your wealth, please visit www.arbuthnotlatham.co.uk.

About

Bread4Scrap

Manage your Bread4Scrap card securely from your mobile device. Check your balance, view transactions, and receive spending alerts. You can also manage card settings like ATM and online access, and report your card lost or stolen.

Highlights
  • Secure login with Face ID/fingerprint
  • Free balance checks
  • View card transactions
  • Spending alerts
  • Capture photo receipts
  • View PIN
  • Block/unblock transactions
  • Manage ATM and online spending access
Features
Read full description

With the Bread app installed on your mobile device, you can manage your Bread4Scrap card on the go. See below the features the app has to offer: - Securely log in using Face ID or fingerprint - Check your balance for FREE - View your card transactions - Receive a text alert when you spend money - Capture photo receipts on the go - View your PIN number - Instantly block transactions on your card and unblock again whenever you like - Switch ATM access on and off - Enable or disable online spending - Report your card lost or stolen - App available in multiple languages

Screenshots

Arbuthnot Latham Mobile4 screens
Bread4Scrap4 screens

Verdict

The call

The clearest difference is review sentiment: Arbuthnot Latham Mobile at 100% against Bread4Scrap's 25%. Bread4Scrap's advantage is update cadence (fortnightly vs every 5 months) and iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Arbuthnot Latham Mobile ships an update every 5 months, Bread4Scrap fortnightly. The most recent releases landed on September 18, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
Arbuthnot Latham Mobile versus Bread4Scrap: the parameters behind the verdict, then further details
ParameterArbuthnot Latham MobileBread4Scrap
PriceFreeFree
Rating4.5 (4 ratings) — better—
Positive reviews100.0% of reviews — better25.0% of reviews
Number of ratings4 — better—
Update frequencyEvery 5 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size134 MB90 MB
Age rating4+4+
DeveloperArbuthnot Latham & Co., LimitedB4B Payments LTD

Customer experience

Arbuthnot Latham Mobile

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bread4Scrap

Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

In-app purchases

None

Arbuthnot Latham Mobile

No in-app purchases

None

Bread4Scrap

No in-app purchases

Questions

Is Arbuthnot Latham Mobile free?
Arbuthnot Latham Mobile is free to download, with no in-app purchases.
Is Bread4Scrap free?
Bread4Scrap is free to download, with no in-app purchases.
Do Arbuthnot Latham Mobile or Bread4Scrap have ads?
Neither Arbuthnot Latham Mobile nor Bread4Scrap shows ads.
Which is updated more often, Arbuthnot Latham Mobile or Bread4Scrap?
Arbuthnot Latham Mobile ships an update every 5 months, and Bread4Scrap fortnightly. Most recently, Arbuthnot Latham Mobile was updated on September 18, 2026 and Bread4Scrap on September 26, 2026.

Other comparisons