Comparison

NN Direct vs Ghiseul.ro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NN Direct

Manage your insurance and pension accounts with ease. Pay premiums, make investments, update personal details, and track claims securely. Enjoy a user-friendly experience with convenient login options.

Highlights
  • Pay insurance premiums and pension contributions
  • Invest in fund units
  • Update personal and contact information
  • Track insurance claims status
  • Secure login with facial recognition or fingerprint
  • View payment history
Features
Read full description

NN Direct este aplicația care îți aduce pe telefon ce este mai important să știi despre asigurările și pensiile de la NN. Poți plăti primele asigurărilor sau contribuțiile pensiilor facultative rapid și în siguranță, cu orice card bancar, și poți salva detaliile cardurilor tale pentru a face plăți mai ușor. Dacă ești printre cei cu apetit pentru investiții, tot prin aplicație poți face tranzacții cu unități de fond în câțiva pași simpli. Mai mult, ai acces la istoricul primelor de asigurare plătite și al contribuțiilor la pensie și îți poți actualiza datele personale sau de contact oricând apar schimbări, prin simpla scanare a cărții de identitate. În cazul apariției unui eveniment asigurat, ne poți transmite toate detaliile prin intermediul meniului dedicat din NN Direct, unde poți urmări ulterior statusul solicitării tale. Noi te vom notifica în cazul în care avem nevoie de documente suplimentare, pe care le vei putea încărca tot în aplicație. Activarea contului se face scurt și de la distanță, iar pentru autentificare poți alege varianta clasică (email și parolă) sau, și mai simplu, cu recunoaștere facială sau amprentă digitală. Ca să te bucuri de noua experiență care vine cu funcționalități noi și informații pe înțelesul tău, e suficient să actualizezi sau descarci cea mai recentă versiune. Odată ce te-ai conectat, ne place să credem că avem o aplicație intuitivă și îți va fi ușor să afli ce te interesează. Dacă nu e așa, dă-ne de veste. În timp ce citești aceste rânduri, echipa noastră lucrează la îmbunătățirea aplicației, așa că apreciem dacă ne lași un review aici. Promitem să răspundem în timp util.

About

Ghiseul.ro

Easily pay over 350 types of public services, fees, and taxes online from over 1200 Romanian institutions. Save time, enjoy non-stop service, and benefit from zero commission on all transactions. Securely manage and track all your payments with immediate confirmation.

Highlights
  • Online payment of public services, fees, and taxes
  • Supports over 1200 Romanian institutions
  • Zero commission on all payments
  • Secure transactions with status tracking
  • Immediate payment confirmations via email
  • Payment history and traceability
  • Access to legally recognized proof of payment
Features
Read full description

Join over 1.4 million Romanians who already use Ghiseul.ro. No more worries in your interaction with the Romanian public administration! Use the Ghiseul.ro app to pay online – simply, quickly and securely – over 350 types of public services, fees and taxes, provided by +1200 Romanian institutions and authorities. All payments made through Ghișeul.ro, the official online payment system of the Romanian Government, have ZERO commission. Your 7 benefits when using the app: 1. Save time – pay online, with no unnecessary trips to institutions; 2. Non-stop service – pay when you want; 3. ZERO commission on every payment; 4. Safe transactions – the security of transactions is guaranteed and you can check the status of your payments anytime; 5. Payment confirmation issued immediately – you receive the payment confirmation by e-mail, as soon as the transaction is processed; 6. Traceability – see all transactions you made in the Payments History section of the application; 7. Access the proof of payment, which is legally recognized, whenever you need to. Depending on your needs, you have two options: 1. you create an account using the app, where you will find all payment obligations for taxes; 2. you use the app to make payments that do not require authentication, such as service-specific fees (passport, car licenses, certificates or registration plates, bulletin), fines, court fees, etc. Create a Ghiseul.ro account using the 7-step Account Creation Guide at: https://www.adr.gov.ro/ghiseul-ro/ Don't forget: between January 1 and March 31, you have up to 10% discount on paying taxes. Terms and conditions apply to this offer. Find out what the specific conditions are from your local town hall. Also remember that Ghiseul.ro can be used only by Romanian citizens that have a Romanian ID and unique code (CNP) and a bank card. In 2022, Ghiseul.ro processed over 3.4 million transactions, worth over 1.4 billion lei. Ghiseul.ro is the official online payment platform of the Romanian state, managed by the Authority for the Digitalization of Romania.

Screenshots

NN Direct4 screens
Ghiseul.ro4 screens

Verdict

The call

The clearest difference is iOS requirement: NN Direct at 11.0 against Ghiseul.ro's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for NN Direct against 4.9 for Ghiseul.ro. Both are backed by a comparable volume of ratings — 147 and 242 respectively. Written reviews are what separate them: 75% of NN Direct's written reviews are positive against 80% of Ghiseul.ro's.

UpkeepUpdate frequency

NN Direct ships an update monthly, Ghiseul.ro every 2 weeks. The most recent releases landed on September 14, 2026 and September 16, 2026 respectively.

Scorecard1 real difference · 9 level
NN Direct versus Ghiseul.ro: the parameters behind the verdict, then further details
ParameterNN DirectGhiseul.ro
PriceFreeFree
Rating4.8 (147 ratings)4.9 (242 ratings) — better
Positive reviews75.0% of reviews80.0% of reviews — better
Number of ratings147242 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size118 MB36 MB
Age rating4+4+
DeveloperNN Asigurari de Viata S.A.Autoritatea pentru Digitalizarea Romaniei

Customer experience

NN Direct

All ratings147 ratings
Positive93.9%
Neutral2.7%
Negative3.4%
Written reviews16 reviews
Positive75.0%
Neutral6.3%
Negative18.8%

Ghiseul.ro

All ratings242 ratings
Positive99.2%
Neutral0.0%
Negative0.8%
Written reviews15 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

NN Direct

No in-app purchases

None

Ghiseul.ro

No in-app purchases

Questions

Is NN Direct free?
NN Direct is free to download, with no in-app purchases.
Is Ghiseul.ro free?
Ghiseul.ro is free to download, with no in-app purchases.
Which has better reviews, NN Direct or Ghiseul.ro?
Ghiseul.ro is rated higher. NN Direct averages 4.8 out of 5 from 147 ratings, while Ghiseul.ro averages 4.9 from 242 ratings.
Do NN Direct or Ghiseul.ro have ads?
Neither NN Direct nor Ghiseul.ro shows ads.
Which is updated more often, NN Direct or Ghiseul.ro?
NN Direct ships an update monthly, and Ghiseul.ro every 2 weeks. Most recently, NN Direct was updated on September 14, 2026 and Ghiseul.ro on September 16, 2026.

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