Comparison

FFSB MOBILE vs First Federal MS FirstWithUs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FFSB MOBILE

Manage your bank accounts, check balances, transfer funds, and pay bills conveniently from your mobile device. Set up custom alerts for deposits, withdrawals, and balance levels. Locate branches and ATMs easily.

Highlights
  • Account management
  • Balance checking
  • Money transfers
  • Bill payment
  • Branch/ATM locator
  • Customizable alerts
Features
Read full description

Do your banking anywhere and anytime right from your mobile device. You can manage your accounts, check your balance, transfer money between FFSB accounts, pay bills, find a branch or ATM. Now it’s easy to do banking 24/7, right from your iPhone®. To start, just enroll in FFSB’s Retail Online Banking. You can set up alerts for:
 • Deposits
 • Withdrawals or Check Clearing
 • Account balance levels Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. First Federal Savings Bank is a mutual bank serving north central Illinois. We have branch locations in the following communities: 
•Ottawa (2 locations to serve you, including our flagship office) 
•Amboy •Elgin•LaSalle•Mendota •Morris
 • Peru •Rock Falls•Shorewood •Streator•Walnut Disclosure
 Some features are available for eligible customers and accounts only.
 
iPhone is a registered trademark of Apple, Inc. 

There is no charge from FFSB, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations

About

First Federal MS FirstWithUs

Access your bank accounts 24/7 from anywhere. Manage debit cards, check balances, view transactions, transfer funds, and pay bills. Locate branches and ATMs easily.

Highlights
  • 24/7 Account Access
  • Debit Card Management
  • Balance Checks
  • Transaction History Viewing
  • Money Transfers
  • Bill Payments
  • ATM/Branch Locator
Features
Read full description

First Federal Savings & Loan Association has branches located in Pascagoula, Moss Point, Gautier, Ocean Springs, Vancleave, and Hurley, Mississippi. First Federal customers can securely access their accounts 24/7 anytime, anywhere with First Federal’s mobile banking app! Locate branches and ATMs, manage debit cards, check balances, view transaction history, transfer money and pay bills from the palm of your hand. To learn more, visit us on the web at https://firstwithus.com. Our customers are always First With Us!

Screenshots

FFSB MOBILE4 screens
First Federal MS FirstWithUs4 screens

Verdict

The call

FFSB MOBILE and First Federal MS FirstWithUs both sit at 4.7 stars, but that hides the real split: 100% of First Federal MS FirstWithUs's written reviews are positive against 38% of FFSB MOBILE's. First Federal MS FirstWithUs also leads on ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). FFSB MOBILE's advantage is ratings volume (462 vs 154). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for FFSB MOBILE against 4.8 for First Federal MS FirstWithUs. Both are backed by a comparable volume of ratings — 462 and 154 respectively. Written reviews are what separate them: 38% of FFSB MOBILE's written reviews are positive against 100% of First Federal MS FirstWithUs's.

UpkeepUpdate frequency

FFSB MOBILE ships an update every 3 months, First Federal MS FirstWithUs every 4 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
FFSB MOBILE versus First Federal MS FirstWithUs: the parameters behind the verdict, then further details
ParameterFFSB MOBILEFirst Federal MS FirstWithUs
PriceFreeFree
Rating4.7 (462 ratings)4.8 (154 ratings) — better
Positive reviews37.5% of reviews100.0% of reviews — better
Number of ratings462 — better154
Update frequencyEvery 3 months — betterEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size105 MB115 MB
Age rating4+4+
DeveloperFirst Federal Savings BankFirst Federal Savings & Loan Association

Customer experience

FFSB MOBILE

All ratings317 ratings
Positive95.3%
Neutral1.9%
Negative2.8%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

First Federal MS FirstWithUs

All ratings137 ratings
Positive96.4%
Neutral2.2%
Negative1.5%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FFSB MOBILE

No in-app purchases

None

First Federal MS FirstWithUs

No in-app purchases

Questions

Is FFSB MOBILE free?
FFSB MOBILE is free to download, with no in-app purchases.
Is First Federal MS FirstWithUs free?
First Federal MS FirstWithUs is free to download, with no in-app purchases.
Which has better reviews, FFSB MOBILE or First Federal MS FirstWithUs?
First Federal MS FirstWithUs is rated higher. FFSB MOBILE averages 4.7 out of 5 from 462 ratings, while First Federal MS FirstWithUs averages 4.8 from 154 ratings.
Do FFSB MOBILE or First Federal MS FirstWithUs have ads?
FFSB MOBILE shows ads; First Federal MS FirstWithUs does not.
Which is updated more often, FFSB MOBILE or First Federal MS FirstWithUs?
FFSB MOBILE ships an update every 3 months, and First Federal MS FirstWithUs every 4 months. Most recently, FFSB MOBILE was updated on November 6, 2026 and First Federal MS FirstWithUs on November 7, 2026.

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