Payments reminder vs eXpense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payments reminder
Easily track your income and expenses with this straightforward finance app. Get reminders for upcoming payments and view your current balance to plan your funds effectively.
- Track income and expenses
- Color-coded entries (green for income, red for expenses)
- Dashboard for paid and upcoming payments
- Current balance overview
- Customizable payment reminders
- Set specific reminder times
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Introducing Payments Reminder - The simplest way to organize your payments. Forget about those complicated apps that are way too frustrating to use and say yes to a payments reminder app which is straightforward and extremely simple to use. INCOME Enter your monthly income or any income you earn throughout the month within the app. The income are highlighted in green color. EXPENSES Enter your monthly expenses to be paid throughout the month. Expenses are highlighted in red. PAID See you're already paid monthly expenses and payments clearly on the dashboard. UPCOMING Overview your upcoming payments while checking your current balance. Plan your funds! REMINDERS For the upcoming payments that are due, you can receive notifications that will serve as reminders to not forget and pay the amount you owe. Alternatively, set exact time and date when to get the reminders. Download the simple finance app that will organise your earnings and expenses in a neat way!
eXpense
Easily track and limit your spending with this intuitive expense tracker. Quickly add expenses, monitor daily limits and overall balances, and cultivate better financial discipline with helpful tips.
- Easy expense tracking
- Intuitive calculator interface
- Daily spending limit monitoring
- Overall balance overview
- Financial discipline tips
- Multi-currency support
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eXpense is the simplest expense tracker for cash spending — designed for people who want effortless tracking without categories, accounts, or complex budget setup. Open the app, type the amount, tap save. eXpense logs your spending in seconds, so you always know where your money goes. No sign-ups, no bank linking, no learning curve, no nagging upsells. HOW IT WORKS Three taps and you are done. Enter the amount, optionally add a one-line note, save. eXpense focuses on the daily habit of logging — the part every other expense tracker app gets wrong by demanding too much friction up front. The whole interaction takes five seconds. Do it at the till, do it on the bus, do it on your watch. WHO IS THIS FOR - People who pay in cash and want to see real spending - Travelers tracking daily costs without categories - Couples splitting expenses without arguments - Freelancers logging billable cash purchases - Anyone burned out by complex personal finance and budget apps KEY FEATURES - One-screen entry: amount, optional note, save - Daily, weekly, and monthly totals at a glance - Apple Watch app for instant logging on the wrist - Home Screen and Lock Screen widgets — see today's spend without opening the app - iCloud sync across iPhone, iPad, and Mac - Dark mode and large-type support - Full export to CSV for spreadsheets and accountants - Multi-currency support for travel and digital nomads - Optional Face ID and Touch ID lock for the whole app PRIVACY BY DESIGN Your data stays on your device or in your private iCloud — never on our servers. No analytics on your transactions. No ads. No bank connections. No third-party trackers. eXpense is a personal finance app that respects your privacy because spending data is nobody's business but yours. DESIGNED FOR DAILY USE Most expense trackers fail because they ask too much: pick a category, choose an account, tag a payee, link a card. By the third day you stop logging. eXpense is built around the only metric that matters — did you log today, yes or no. Open the widget, see your daily total, decide tomorrow's spending in five seconds. WORKS EVERYWHERE - iPhone with watchOS Apple Watch companion - iPad with side-by-side multitasking - Mac via Apple Silicon with full keyboard shortcuts - Widgets on iOS, iPadOS, and macOS Home Screen - Apple Watch complication on every face NO SUBSCRIPTION NONSENSE One-time purchase. No subscription. No paywalls between you and the basic feature of writing down what you spent today. The app you buy today is the app you have forever — with free updates as new iOS, iPadOS, and watchOS versions ship. WHAT USERS SAY "Finally an expense tracker I actually use." "Three taps, done. Why is this so hard for everyone else?" "The Apple Watch complication is the killer feature." "I tried five budget apps before this. eXpense stuck because it asks for nothing." REQUIREMENTS iOS 17.0 or later, iPadOS 17.0 or later, macOS 14.0 or later, watchOS 10.0 or later. By using this app, you agree to Apple's Standard License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is price: eXpense at Free against Payments reminder's $0.99. eXpense also leads on review sentiment (75% vs 64%). Payments reminder's advantage is rating (4.0 vs 1.0) and in-app purchases (none vs 2). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
eXpense is free to download; Payments reminder costs $0.99 up front. eXpense sells 2 in-app purchases, starting at $2.99 per month. Payments reminder asks for nothing beyond the download.
Payments reminder holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 64% of Payments reminder's written reviews are positive against 75% of eXpense's, so the app with the better star average is not the one people write more warmly about.
Payments reminder ships an update every 2 months, eXpense every 16 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.
| Parameter | Payments reminder | eXpense |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 4.0 (4 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 64.1% of reviews | 75.0% of reviews — better |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 2 months — better | Every 16 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 2 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Evgeny Turchaninov | Evgeny Goncharov |
Customer experience
Payments reminder
eXpense
In-app purchases
Payments reminder
No in-app purchases
eXpense
- eXpense Pro Monthly$2.991 Month
- eXpense Pro Yearly$17.991 Year
Questions
Is Payments reminder free?
Is eXpense free?
Which has better reviews, Payments reminder or eXpense?
Do Payments reminder or eXpense have ads?
Which is updated more often, Payments reminder or eXpense?
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