Comparison

ViCA vs splitmaster

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ViCA

This app provides secure personal authentication for internet banking services. It allows users to log in and authorize transactions, helping to prevent fraud and protect financial information. An existing bank contract is required to use this application.

Highlights
  • Secure login to internet banking
  • Authorize transactions and transfers
  • Prevents credential theft and financial fraud
  • Supports multiple banking services
  • Ground-breaking personal authentication
Features
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A ViCA egy új, innovatív személyi hitelesítő alkalmazás, mellyel biztonságosan tudja igénybe venni bankja internet banking szolgáltatásait. Segítségével be tud jelentkezni az internet banking szolgáltatásba, valamint alá tudja vele írni a megbízásait, tranzakcióit. A ViCA alkalmazás segítségével megakadályozhatja, hogy csalók megszerezzék belépési adatait vagy ellopják az Ön pénzét. Fontos: ez az alkalmazás nem használható önállóan internet bankoláshoz, meglévő internet banking szolgáltatás szükséges hozzá! A ViCA alkalmazást jelenleg az alábbi pénzintézeti szolgáltatásokhoz lehet igénybe venni: - CIB Business Online - Erste Bank Electra és Vállalati NetBank - Giro Electra - K&H Bank Vállalati Electra Internet Banking - KDB Bank Netbank és PC Kontakt - OTP Electra - Raiffeisen Bank Electra - MBH Bank (korábban Takarék és MKB) - Unicredit Spectra A szolgáltatás igénybevételének módjáról és feltételeiről kérjük, érdeklődjön a számlavezető pénzintézeténél! ************* A ViCA is a new, ground-breaking personal authentication tool that makes internet banking services much safer. You can use ViCA to log in to the internet banking service and you can sign your transfers with it. ViCA can help you to avoid scams, theft of user creditentials and your money. Important: this application can not be used by itself for internet banking purposes. An existing contract with your bank is required! At the moment, the ViCA application is available for the users of the following services: - CIB Business Online - Erste Bank Electra és Vállalati NetBank - Giro Electra - KDB Bank Netbank és PC Kontakt - K&H Bank Corporate Electra Internet Banking - OTP Electra - Raiffeisen Bank Electra - MBH Bank (formerly Takarék and MKB) - Unicredit Spectra Please contact your bank for the terms and conditions to use the application!

About

splitmaster

Features
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Stop overpaying when you split a bill. Even splits shortchange the person who ordered less — the salad eater always ends up subsidizing the steak eater. Next time someone says "let's just split it evenly", you'll have a better answer. splitmaster ends that. Scan the receipt, add your friends, and let everyone claim exactly what they ordered. splitmaster calculates each person's share — down to the cent. Fair to the cent. No guessing. No one pays for someone else's meal. Every feature is free — no paywall, no pro tier, no ads, no data selling. You get free receipt scans per month, refilled automatically. HOW IT WORKS Point your camera at any receipt — every item appears automatically Add your friends to the bill Everyone swipes what they ordered Fair shares appear automatically — done Shared a dish? Split it by quantity — two slices of pizza vs one, you pay two thirds. Tax and tip? Distributed proportionally, no separate tip calculator. The math is invisible. The result is fair. WHAT MAKES SPLITMASTER DIFFERENT Most bill splitting apps make you type amounts or split evenly. splitmaster shows every line item from the scanned receipt and lets each person swipe exactly what they ordered. Shared dishes split by quantity. No typing. No arguing about who had what. SMART DEBT SIMPLIFICATION After a trip, your group ends up with a tangled web of IOUs. splitmaster untangles it automatically and settles everyone in the fewest possible payments. No awkward conversations about who owes what. GROUPS & RUNNING BALANCES Create a group for your apartment, travel crew, or weekly dinner squad. Every receipt feeds into a running tab — see who owes what at a glance, across every shared dinner, every group trip, every roommate grocery run. Share a QR code or deep link and your friends join instantly. NOT JUST RECEIPTS No receipt? Add shared expenses manually. Split evenly, by amount, or by percentage. One-on-one or any size group. 150+ CURRENCIES Every currency tracked separately — never forced into a conversion you didn't ask for. Live rates on demand. EVERY FEATURE FREE • Receipt scanning & itemization — scan receipts, let friends claim items • Smart debt simplification — fewest transfers, no awkward math • Two settlement modes — Simplified or Bilateral, per group • Live currency conversion — 150+ currencies, tracked separately • Manual splits — even, by amount, or by percentage • Groups with QR code and deep link invites — join instantly • Running balances — per friend, per group, per currency • Activity feed & push notifications — never miss a settlement • Settle up — record a payment with a single swipe • Sign in with Apple, Google, or email • No ads. No data selling. No subscription. PERFECT FOR • Restaurant bills with friends • Roommate rent and shared household expenses • Travel and vacation group costs in multiple currencies • Office lunch groups, wedding weekends, ski crews • Couples sharing daily expenses and household budget YOUR DATA, YOUR CONTROL No ads. No data selling. Delete your account and all data from the app — 30-day grace period, then permanent erasure. GDPR compliant. FREQUENTLY ASKED • Is it really free? Yes. Every feature. No ads. No data selling. We don't run ads and we don't sell your data — that's how. • Do I need an account? A free account — takes seconds with Sign in with Apple, Google, or email. • What if a friend doesn't have the app? Share QR or link to invite them to install the app and connect you automatically. • Does it work for travel? Yes — 150+ currencies, each tracked separately. • Where is my data stored? Encrypted in transit and at rest. Delete anytime. Scan. Claim. Settle. Fair. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitmaster.co/privacy

Screenshots

ViCA4 screens
splitmaster4 screens

Verdict

The call

The clearest difference is update cadence: splitmaster at weekly against ViCA's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ViCA ships an update every 2 months, splitmaster weekly. The most recent releases landed on September 29, 2026 and September 30, 2026 respectively.

Scorecard1 real difference · 7 level
ViCA versus splitmaster: the parameters behind the verdict, then further details
ParameterViCAsplitmaster
PriceFreeFree
Positive reviews1.9% of reviews—
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size18 MB65 MB
Age rating4+4+
DeveloperCardinal Kft.Andrii Korshenko

In-app purchases

None

ViCA

No in-app purchases

None

splitmaster

No in-app purchases

Questions

Is ViCA free?
ViCA is free to download, with no in-app purchases.
Is splitmaster free?
splitmaster is free to download, with no in-app purchases.
Do ViCA or splitmaster have ads?
Neither ViCA nor splitmaster shows ads.
Which is updated more often, ViCA or splitmaster?
ViCA ships an update every 2 months, and splitmaster weekly. Most recently, ViCA was updated on September 29, 2026 and splitmaster on September 30, 2026.

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