Mobile First vs Encore Bank Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobile First
Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Deposit checks remotely
- Pay bills
- Review past payments
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Start banking wherever you are with Mobile First for iPad and iPhone? Available to all First Community Bank online banking customers. Mobile First Allows you to check balances, make transfers, deposit checks and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts Bill Pay - Make payments to existing payees or cancel scheduled bills. Review previously paid bills from your mobile device. Check Deposit - Deposit checks while on the go. All features may not be available in the tablet application.
Encore Bank Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks remotely. Locate nearby branches and ATMs with ease.
- Check account balances
- View recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks remotely
- Find branches and ATMs
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Available to all online banking customers of Encore Bank, Encore Bank Mobile allows you to check balances and recent transactions, transfer funds and pay bills, all from your phone. Available features include: Accounts -Check you latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. Remote Deposit Capture - Deposit checks to your Encore Bank account on the go Locations - Find nearby branches and ATMs using the built-in GPS. Additionally, you can search by zip code or address. All features may not be available in the tablet application.
Screenshots
Verdict
The clearest difference is ratings volume: Mobile First at 4.6K against Encore Bank Mobile's 49. Mobile First also leads on update cadence (monthly vs every 6 months). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Mobile First against 4.7 for Encore Bank Mobile. That said, the two scores are not equally well evidenced: Mobile First has 4.6K ratings behind it against 49, so its average is the more settled of the two. Written reviews are what separate them: 60% of Mobile First's written reviews are positive against 67% of Encore Bank Mobile's.
Mobile First ships an update monthly, Encore Bank Mobile every 6 months. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.
| Parameter | Mobile First | Encore Bank Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.6K ratings) — better | 4.7 (49 ratings) |
| Positive reviews | 60.3% of reviews | 66.7% of reviews — better |
| Number of ratings | 4.6K — better | 49 |
| Update frequency | Monthly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 148 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | First Community Bank Batesville | Encore Bank (Mobile) |
Customer experience
Mobile First
Encore Bank Mobile
Bugs and requests
Mobile First
Reported bugs
4 issues- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected
Requested features
5 requests- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services
Encore Bank Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mobile First
No in-app purchases
Encore Bank Mobile
No in-app purchases
Questions
Is Mobile First free?
Is Encore Bank Mobile free?
Which has better reviews, Mobile First or Encore Bank Mobile?
Do Mobile First or Encore Bank Mobile have ads?
Which is updated more often, Mobile First or Encore Bank Mobile?
Other comparisons
