Comparison

Cyclos vs Hudson Valley Current

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cyclos

This app connects to your organization's banking services, enabling mobile payments, account management, and e-commerce features. It offers secure transactions, contact management, and a marketplace for shopping and vouchers.

Highlights
  • Mobile payments
  • Account balance and history
  • Contact management
  • Marketplace and shopping cart
  • Voucher management
  • Receive payments via NFC/QR
  • Fingerprint authentication
Features
Read full description

Cyclos is online banking software with additional modules such as e-commerce and communication tools. Cyclos has been made available by the NGO STRO (Social Trade Organization). If your organization uses Cyclos and has mobile banking enabled you can use this app to connect to the banking services provided by your organization. Features: - Easy payments - Check your account balance - Check your payment history - Manage your contacts - View profile of other users - Register new user - Fingerprint authentication - Marketplace & shopping cart - View nearby businesses on Map - Buy and redeem Vouchers (with camera / QR code) - Receive payments (POS), using NFC card, QR code (camera), card number, and other identification methods - Send payment request to other channels (whatsapp, email) - Print payment receipts - Read announcements through mobile pages - Create your own custom operations - Customize logo, fixed URL, layout (white-label) How does it work? The first time you start the mobile app you will have to enter the URL of your organization. After selecting the `Submit` button you can login with your user name and password. If you just want to test the mobile app you can connect to the Cyclos demo site. This can be done by entering the URL demo.cyclos.org at the setting page (gear wheel icon at the top right) and logging in with an existing Cyclos demo user account. If you do not have a demo account you can register one at the Cyclos site (https://demo.cyclos.org). You can also use the pre registered demo user account (user: demo1 password: 1234) to login directly with the mobile app. www.cyclos.org/mobilebanking www.socialtrade.org

About

Hudson Valley Current

This app champions a local economic system focused on self-reliance and community well-being. It educates users about economic principles and fosters opportunities for underserved populations through initiatives like a local currency, a publication, and a food security campaign.

Highlights
  • Local economic direction
  • Mutual credit local currency
  • Local living economy publication
  • Food security initiative
  • Community education
  • Economic development
Features
Read full description

Hudson Valley Current supports a new economic direction based on the principles of localism and triple bottom line thinking. HVC promotes local self-reliance through economic development, educates the community about our economic system, and increases opportunities for underserved communities. There are three primary projects of the Hudson Valley Current: 1) The Current: a mutual credit based local currency; 2) Livelihood Magazine: a local living economy publication; and 3) the Satisfy Hunger campaign: a food security initiative.

Screenshots

Cyclos4 screens
Hudson Valley Current4 screens

Verdict

The call

The clearest difference is update cadence: Hudson Valley Current at fortnightly against Cyclos's every 2 months. Hudson Valley Current also leads on iOS requirement (9.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Cyclos against 5.0 for Hudson Valley Current. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Cyclos ships an update every 2 months, Hudson Valley Current fortnightly. The most recent releases landed on October 23, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
Cyclos versus Hudson Valley Current: the parameters behind the verdict, then further details
ParameterCyclosHudson Valley Current
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews33.3% of reviews—
Number of ratings11
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.09.0 — better
Further details — not scored
Size14 MB14 MB
Age rating4+17+
DeveloperCyclosHudson Valley Current Inc.

Customer experience

Cyclos

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Hudson Valley Current

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Cyclos

No in-app purchases

None

Hudson Valley Current

No in-app purchases

Questions

Is Cyclos free?
Cyclos is free to download, with no in-app purchases.
Is Hudson Valley Current free?
Hudson Valley Current is free to download, with no in-app purchases.
Which has better reviews, Cyclos or Hudson Valley Current?
Cyclos and Hudson Valley Current are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Cyclos or Hudson Valley Current have ads?
Neither Cyclos nor Hudson Valley Current shows ads.
Which is updated more often, Cyclos or Hudson Valley Current?
Cyclos ships an update every 2 months, and Hudson Valley Current fortnightly. Most recently, Cyclos was updated on October 23, 2026 and Hudson Valley Current on October 7, 2026.

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