京东钱包 vs 360信用钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
京东钱包
Read full descriptionHide full description
应用简介： 新版京东钱包对旧版庞大的体量进行精简，使其更符合定位。京东钱包不再承载生活服务类产品，这些服务将迁移至京东金融APP。当前，充值、提现、转账功能为京东钱包的核心功能。新版本还对界面风格重定义，使其更符合品牌文化，提升用户体验。 [主要功能] 提供钱包账户的充值、提现、转账服务，安全便捷。 加强实名认证力度，全方位保护您的帐户信息安全。 持续支持京东股神。 全新精简账单。 通知公告更醒目。 官方微信：京东钱包 客服电话：4000988500
360信用钱包
This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.
- Personal credit assessment
- Installment purchases
- Cash loans
- Consumer finance
- Big data technology
- Machine learning
Read full descriptionHide full description
产品优势： - 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。 - 通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购，分期借等多种现金消费形式，旨在向用户提供正规、便捷、省心的分期消费体验，提升用户的消费生活品质。 - 先消费后还款，分期立享所爱 - 费率透明：年化利率(单利)7.2%-24%（以审核为准）； 温馨提示： - 客服/投诉热线：400-6030360（周一至周日：8:00 - 24:00） - 贷款额度、利率，放款时间以实际审核为准; - 福利活动仅抵扣部分利息，详细优惠方式以APP内活动规则为准； (新用户限时最长免息 30天，最高免息65元，借12期享最后一期免息) - 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
京东钱包 and 360信用钱包 both sit at 1.0 stars, but that hides the real split: 86% of 360信用钱包's written reviews are positive against 19% of 京东钱包's. 360信用钱包 also leads on update cadence (every 3 weeks vs every 3 months). 京东钱包's advantage is iOS requirement (9.0 vs 13.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 1.0 for 京东钱包 against 1.0 for 360信用钱包. Both are backed by a comparable volume of ratings — 6 and 5 respectively. Written reviews are what separate them: 19% of 京东钱包's written reviews are positive against 86% of 360信用钱包's.
京东钱包 ships an update every 3 months, 360信用钱包 every 3 weeks. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.
| Parameter | 京东钱包 | 360信用钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (6 ratings) | 1.0 (5 ratings) |
| Positive reviews | 18.8% of reviews | 86.4% of reviews — better |
| Number of ratings | 6 — better | 5 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 23 MB | 85 MB |
| Age rating | 4+ | 17+ |
| Developer | Chinabank Payments Co., Ltd. | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
京东钱包
360信用钱包
In-app purchases
京东钱包
No in-app purchases
360信用钱包
No in-app purchases
