EFGH Token vs AAIB Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EFGH Token
This app provides two-factor authentication for secure online logins and transactions via your smartphone. It allows users to safely access EFG-Hermes online applications after activation.
- Two-factor authentication
- Secure online logins
- Transaction authorization
- Smartphone integration
- Access to online applications
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Two-Factor authentication provided by EFG-Hermes is now in your pocket! EFG-Hermes Token allows online users to safely login and perform transaction via their Smart phone. After activation, you will be able to safe login to EFG-Hermes online applications.
AAIB Token
This app enhances mobile banking security by generating one-time passwords (OTPs) for transaction authentication. It acts as a second factor, ensuring your transfers are both easy and secure. Follow simple activation steps within your mobile banking app to start using it.
- One-time password generation
- Second factor authentication
- Secure transaction authentication
- Mobile banking enhancement
- Easy activation process
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AAIB’s token app is a supplementary app to secure our mobile banking transactions Our main aim is to perform easy and secured banking through our mobile app by using OTP (One Time Passwords) as a second factor of authentication to your transfers. To activate the app, you will need to login to AAIB Mobile Banking and follow the below steps: - Open " More " tab - Tap on " Token Settings " - Select " Activate Token " to receive an activation code via SMS to your registered mobile number - Open AAIB Token app and insert the activation code you received and your mobile banking user ID - You will be asked to create 4 digits PIN code to use later in generating OTPs - Now you are ready to authenticate your transactions using the Token App While transferring funds through AAIB Mobile Banking, you will be asked to enter OTP to complete your transaction, hereunder simple steps to follow and get it done: - Open the token app - Enter your token 4 digits PIN - The app will generate OTP - Insert the generated OTP in the transaction - Your transaction will be completed successfully
Screenshots
Verdict
The clearest difference is rating: EFGH Token at 5.0 against AAIB Token's 1.7. EFGH Token also leads on iOS requirement (12.0 vs 15.1). AAIB Token's advantage is update cadence (every 2 months vs every 9 months) and ratings volume (12 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EFGH Token holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: AAIB Token has 12 ratings behind it against 1, so its average is the more settled of the two.
EFGH Token ships an update every 9 months, AAIB Token every 2 months. The most recent releases landed on July 7, 2026 and August 26, 2026 respectively.
| Parameter | EFGH Token | AAIB Token |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 1.7 (12 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 12 — better |
| Update frequency | Every 9 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 14 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | EFG-HERMES UAE LIMITED | AAIB |
Customer experience
EFGH Token
AAIB Token
In-app purchases
EFGH Token
No in-app purchases
AAIB Token
No in-app purchases
