bancamea.md vs MICB Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
bancamea.md
Access daily currency exchange rates from all Moldovan banks with this app. It features an integrated converter for quick and easy currency conversions based on the latest rates.
- Daily exchange rates
- All Moldovan banks
- Integrated currency converter
- Latest exchange rates
- Simple and elegant interface
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Romanian: Aplicația "bancamea.md" îți oferă un mod elegant și simplu de a accesa cursurile de schimb valutar de la toate băncile din Republica Moldova, actualizate zilnic. Cu ajutorul convertorului valutar integrat, poți converti ușor și rapid diferite valute, bazându-te pe cele mai recente rate de schimb. Russian: Приложение "bancamea.md" представляет удобный и простой способ доступа к ежедневным валютным курсам всех банков Молдовы. Благодаря интегрированному валютному конвертеру, вы можете быстро и легко конвертировать различные валюты, опираясь на актуальные обменные курсы. English: The "bancamea.md" app offers an elegant and simple way to access daily exchange rates from all banks in Moldova. With its integrated currency converter, you can easily and quickly convert different currencies based on the latest exchange rates.
MICB Token
Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.
- Secure authentication
- Transaction authorization
- Cross-device mobility
- Push notifications
- Biometric/PIN login
- Online and offline modes
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The MICB Token allows easy and secure authentication in our MICB Business system and authorization of your banking transactions anywhere and anytime. It provides mobility to the customers and eliminates dependency on a single device. The MICB Token mobile app is the most secure and easiest way to authenticate and authorize. To use the MICB Token app, you need to download it, install it on a mobile device (phone or tablet) and configure it. The app works with a login PIN or you can use biometrics. BC "Moldindconbank" S.A. offers its customers (legal entities) a new authentication and authorization method, which provides users with a seamless user experience through push notifications and secure authorization through biometrics, facial recognition or PIN. The authorization of transactions in the MICB Business is easier and more secure with a simple tap. The MICB Token application works in two modes: Online - when a log-in or electronic transaction is initiated, you will receive a notification of confirmation on your device. Offline - you can confirm your authentication in the MICB Business banking and the authorization of the electronic transactions, even when your device is not connected to the internet, by using the QR code scanning option displayed on the MICB Business system screen. The application will generate a code that you need to enter in the "OTP code" field in internet banking.
Screenshots
Verdict
bancamea.md and MICB Token are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for bancamea.md against 4.7 for MICB Token. Both are backed by a comparable volume of ratings — 10 and 6 respectively.
bancamea.md ships an update every 14 months, MICB Token every 13 months. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.
| Parameter | bancamea.md | MICB Token |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (10 ratings) — better | 4.7 (6 ratings) |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 10 — better | 6 |
| Update frequency | Every 14 months | Every 13 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 7 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Resetnic Dragos | BC Moldindconbank S.A. |
Customer experience
bancamea.md
MICB Token
In-app purchases
bancamea.md
No in-app purchases
MICB Token
No in-app purchases









