Comparison

EBL Access vs OK Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBL Access

This app generates One-Time Passwords (OTPs) for secure authentication of financial transactions within EBL Internet Banking. It ensures your online banking activities are protected with an extra layer of security.

Highlights
  • One-Time Password (OTP) generation
  • Secure financial transaction authentication
  • EBL Internet Banking integration
  • Enhanced online banking security
Read full description

EBL Access is a mobile application which generates One-Time Password (OTP) for authenticating financial transactions in the EBL Internet Banking.

About

OK Wallet

This mobile financial services app allows users to send cash, recharge mobile talk time, pay utility bills, and make payments at stores by scanning QR codes. It offers secure transactions with OTP and PIN verification, and easy access to account balances and transaction history.

Highlights
  • Send cash quickly
  • Recharge mobile talk time
  • Pay utility bills
  • Scan QR code for payments
  • Add money from bank/cards
  • View transaction history
  • Check account balance
Features
Read full description

“OK Wallet” is a Mobile Financial Services application of ONE Bank Limited which is a simple, easy-to-use and highly secured mobile financial App for sending cash quickly to people, recharging mobile talk time, pay utility bills, paying at favourite stores and shops by scanning QR code or using OK merchant payment gateway in case of paying at online shops, tap to know account balance and many more. Highly Secured Mobile Banking Application: OK Wallet app ensures security by OTP (One Time Password) verification which makes the Apps more secured wallet. Moreover, the unique password (PIN) requires for performing transactions. How to Registrar ‘OK Wallet’: It’s Easy! Download OK Wallet App for self-registration by capturing your NID and picture or visit nearest ONE Bank Branch or OK Wallet Agent Point with valid Photo ID (NID/Passport/Driving License) and a copy of lab printed color photograph. Easy Access to OK Account: Simply login to “OK Wallet” Apps by providing OTP and PIN from registered phone number. Also USSD users can dial *269# to get OK Wallet services. User-Friendly Navigation: Comprehensive menu of “OK Wallet” provides convenient access to financial services. Add Money: Enjoy the freedom of adding e-money to your OK Wallet account from Bank account or VISA/Master Cards Mobile Recharge: Convenient & easy way of recharging mobile balance or pay post-paid bills round the clock at any mobile networks: • Robi • Airtel • Banglalink • Grameenphone • Teletalk Pay Your Bills Make payments for your monthly utility bills such as electricity, water, gas, government fees, credit card payment, tuition fees and other services right from the comfort of your home. Select Recipient from Contact List: No need to manually input numbers anymore! Simply select the desired recipient from contact list for fast and error-free financial transaction. Scan QR Code for faster and error free financial transaction: Scan QR Code for faster and error free financial transaction. Scan QR code at merchant outlets for payment and at agent points for easy cash-out. ATM Cash Withdrawal Go to your nearest ONE Bank ATM and withdraw cash from your OK Wallet account on an exciting service charge. OBL ATM operates 24/7 to serve all customers. Statement Exert greater control over your mobile wallet by accessing your detailed transaction history from Transaction menu. Check Limit Know how much more you can transact by having a real-time view of your transaction limits. Account Balance Check Checking your balance is just a tap away. Security Tips: • Don’t share password or OTP to anyone not even to ONE Bank employees. ONE Bank representatives would never ask you to reveal Password or OTP. • Do not fall for the traps of any frauds out of greed, fear, trust or superstition. • Always use trusted Mobile device. • Always log out after finishing an online transaction session. • Frauds can call you and say that they have sent you money by mistake or that you have won the lottery or have got a new job opportunity. They can also mislead you pretending like OBL executive and con you by talking about activation of new services or threatening to shut down your account. • For any of these incidents do not just fall for the trap, first verify the intention and identity of the caller and Contact ONE Bank Call Centre 16269 immediately.

Screenshots

EBL Access4 screens
OK Wallet4 screens

Verdict

The call

The clearest difference is rating: EBL Access at 4.8 against OK Wallet's 3.6. EBL Access also leads on iOS requirement (7.1 vs 13.0). OK Wallet's advantage is update cadence (every 2 months vs every 19 months) and review sentiment (64% vs 50%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EBL Access holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: OK Wallet has 30 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 50% of EBL Access's written reviews are positive against 64% of OK Wallet's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

EBL Access ships an update every 19 months, OK Wallet every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard5 real differences · 5 level
EBL Access versus OK Wallet: the parameters behind the verdict, then further details
ParameterEBL AccessOK Wallet
PriceFreeFree
Rating4.8 (6 ratings) — better3.6 (30 ratings)
Positive reviews50.0% of reviews64.3% of reviews — better
Number of ratings630 — better
Update frequencyEvery 19 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS7.1 — better13.0
Further details — not scored
Size11 MB84 MB
Age rating4+4+
DeveloperEastern Bank PLC.ONE Bank Limited

Customer experience

EBL Access

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

OK Wallet

All ratings28 ratings
Positive67.9%
Neutral3.6%
Negative28.6%
Written reviews14 reviews
Positive64.3%
Neutral7.1%
Negative28.6%

In-app purchases

None

EBL Access

No in-app purchases

None

OK Wallet

No in-app purchases

Questions

Is EBL Access free?
EBL Access is free to download, with no in-app purchases.
Is OK Wallet free?
OK Wallet is free to download, with no in-app purchases.
Which has better reviews, EBL Access or OK Wallet?
EBL Access is rated higher. EBL Access averages 4.8 out of 5 from 6 ratings, while OK Wallet averages 3.6 from 30 ratings.
Do EBL Access or OK Wallet have ads?
Neither EBL Access nor OK Wallet shows ads.
Which is updated more often, EBL Access or OK Wallet?
EBL Access ships an update every 19 months, and OK Wallet every 2 months. Most recently, EBL Access was updated on November 1, 2026 and OK Wallet on November 2, 2026.

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