Comparison

BankTree Personal Finance vs Spendmori

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BankTree Personal Finance

Track spending, plan budgets, and manage personal finances effortlessly. Visualize your financial health with insightful reports and never miss a bill with timely reminders. Securely sync your data across devices for complete control.

Highlights
  • Expense tracking
  • Budget planning
  • In-depth financial reports
  • Bill reminders
  • Receipt capture
  • Cloud syncing
Features
Read full description

BankTree personal finance will help you to understand where your money goes, so you can plan to spend more wisely. Manage your personal and family finance on your iPhone or iPad. You don’t need a notebook and pen or Excel. With this handy application, you can start to keep track of your spending, plan your budget to save your money. Money management is now intuitive, fun and stress free. KEY FEATURES 1. Expense tracker & Money manager Keep track of all spending on a daily basis in just a few minutes. You only need to key in a few details and choose a category, it's that simple. 2. Budget planner Easy to manage budgets for all expenses or specific category for a week, month or even year. See when you reach a limit on a budget. 3. In-depth reports We provides bar and pie charts, which give you an accurate picture of your total expense, income or balance for the month, week and more. Stay on top of your money. 4. Bill reminder Never miss a bill because you can schedule for upcoming bills such as rental, Internet or monthly subscription, in just a few steps. See when the bill is due each month, and when to spend less and save more money. 5. Receipt capture Do you want to see your receipt on your computer? Take a picture of your receipt and attach to your transaction. Synchronize the mobile app with the desktop application and see your receipt added to your transaction on your computer. 6. Cloud Syncing with top-notch security level If you have more than one device or are using both iPhone or iPad, you can rely on our app to record all of the transactions and manage your expenditure. It works seamlessly across devices and platforms. From iPhone, iPad to PC & laptop, securely access your data from anywhere and any devices so you can fully control your money, budgets, and finances. Link with the BankTree personal finance desktop application or the BankTree Online web application. OTHER FEATURES - Currency converter tool - Multiple currencies, account transfers - Schedule for future and recurring transactions - Split transactions for multiple category transactions - Backup and restore, link to Dropbox or Google Drive - Export to CSV or QIF file - Built in pass code protection - Help & Support Upgrade to PREMIUM for the following features: - Link with Google Drive, Smart Sync across all devices - Add schedule transactions and forecast bills - Add budget planner for your spending and saving goals - Add backup and restore and export to CSV and QIF For further help and support please contact us http://www.banktree.co.uk/support Clarification for Access Permissions: -Photos / Media / Files Attach your receipts and photos to each transaction. -Storage Save your images, transactions, backup and restore data files. -Network / WiFi Update files to cloud, and obtain currency exchange rates. Note: To setup the Windows Desktop / Cloud synchronization follow the instructions provided after selecting 'Sync with BankTree desktop'.

About

Spendmori

Easily track daily income, expenses, and transfers to manage your personal finances. Organize household budgets, freelance income, and multiple accounts across devices with detailed statistics and customizable categories.

Highlights
  • Record income, expenses, and transfers
  • Manage multiple accounts
  • Create custom categories
  • Attach receipt photos
  • Search transactions
  • View statistics and charts
  • Export reports to CSV
Features
Read full description

Spendmori helps you record everyday income, expenses and transfers without turning money tracking into a complicated workflow. Use it to keep personal spending, household costs, freelance records or simple cash flow organized across your devices. What you can do: - Add income, expenses and transfers with date, time, account, category, notes and optional color. - Manage multiple accounts, including cash, cards, bank accounts and wallets. - Create custom categories and subcategories for the way you actually spend. - Attach photos of receipts, bills or invoices to transactions and transfers. - Search transactions and transfers by text, type, account, category, date range and sort order. - View statistics with income, expense, net totals, category charts and period summaries. - Generate reports and open, share or export CSV files. - Set daily reminders so you do not forget to record new entries. - Use biometric app lock on supported devices. - Choose currency, number format, date format, language, theme and app color. Your data syncs in real time when you sign in, so your records can stay available across your devices. Spendmori focuses on recording and organizing your own money data for daily use. Privacy Policy: https://spendmori.com/privacy-policy Terms and Conditions: https://spendmori.com/terms-and-conditions

Screenshots

BankTree Personal Finance4 screens
Spendmori4 screens

Verdict

The call

The clearest difference is rating: Spendmori at 5.0 against BankTree Personal Finance's 2.0. Spendmori also leads on update cadence (every 3 days vs every 11 days). BankTree Personal Finance's advantage is ads (none vs shown) and iOS requirement (12.0 vs 14.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BankTree Personal Finance sells 1 one-off in-app purchase and Spendmori sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spendmori holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

BankTree Personal Finance ships an update every 11 days, Spendmori every 3 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
BankTree Personal Finance versus Spendmori: the parameters behind the verdict, then further details
ParameterBankTree Personal FinanceSpendmori
PriceFreeFree
Rating2.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews60.5% of reviews—
Number of ratings11
Update frequencyEvery 11 daysEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size14 MB106 MB
Age rating4+4+
DeveloperBankTreeGerardo Arellano

Customer experience

BankTree Personal Finance

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews38 reviews
Positive60.5%
Neutral10.5%
Negative28.9%

Spendmori

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

BankTree Personal Finance

One-time1
  • Premium$4.99
3 purchases

Spendmori

Subscriptions2
  • One month premium plan$1.991 Month
  • Annual$19.991 Year
One-time1
  • Life time app purchase$49.99

Questions

Is BankTree Personal Finance free?
BankTree Personal Finance is free to download, with in-app purchases available.
Is Spendmori free?
Spendmori is free to download, with in-app purchases available.
Which has better reviews, BankTree Personal Finance or Spendmori?
Spendmori is rated higher. BankTree Personal Finance averages 2.0 out of 5 from 1 ratings, while Spendmori averages 5.0 from 1 ratings.
Do BankTree Personal Finance or Spendmori have ads?
Spendmori shows ads; BankTree Personal Finance does not.
Which is updated more often, BankTree Personal Finance or Spendmori?
BankTree Personal Finance ships an update every 11 days, and Spendmori every 3 days. Most recently, BankTree Personal Finance was updated on November 1, 2026 and Spendmori on November 3, 2026.

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