Comparison

NBE vs PayMe.tech

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBE

This app provides a convenient mobile wallet for managing all your financial transactions. Easily transfer funds, pay bills, make purchases, and manage your money from anywhere, anytime. Enjoy a seamless experience for all your payment needs.

Highlights
  • Electronic wallet for payments
  • Transfer money instantly
  • Scan and pay with QR codes
  • Issue virtual cards for online purchases
  • Load wallet from NBE cards
  • ATM cash in/out
  • Pay telecom and utility bills
Features
Read full description

With NBE PhoneCash, everything is a click away... Whether you want to transfer, pay, or buy, your transactions have never been easier. NBE PhoneCash is an electronic wallet that enables you to go through all your payments anywhere anytime, saving you time and effort, and with a unique and smooth experience. Through NBE PhoneCash Mobile Wallet, you will enjoy the following benefits: 1- Load your wallet from any NBE card Debit/Credit/prepaid/Payroll/Meeza) 2- ATM cash in/ cash out (recharge or withdraw from the wallet balance through any ATM machine with "Meeza" logo) 3- Send money to any wallet in the market instantly 4- Scan and Pay (purchase from various merchants through QR code scanning) 5- Issue a virtual card for online purchases 6- Branch/ Agent cash in/ cash out (recharge or withdraw from the wallet balance through NBE branches and Fawry outlets) 7- Other various services including a list payments including telecom, utilities, etc. 8- Purchase Aman Elmasryeen certificate NOW You can link your card to your wallet immediately and generate your activation code. Register and Download NBE PhoneCash Mobile Wallet and enjoy your payments from the comfort of your home in the quickest way possible. Application free of charge Terms & conditions apply

About

PayMe.tech

Easily pay bills and send money internationally with this secure e-payment solution. Manage obligations, send gift cards, and access exclusive offers from anywhere in the world.

Highlights
  • Cross-border bill payments
  • Send gift cards and vouchers
  • Prepaid card management
  • Access to offers and discounts
  • Real-time payments
  • Secure transactions
Features
Read full description

Welcome to PayMe – The Future of Cross-Border Payments Living abroad and need to manage bills back home? PayMe makes cross-border payments simple, fast, and secure. Send money, pay bills, and support your family anytime, from anywhere in the world. Say goodbye to complexity and delays. With PayMe, you can handle your financial obligations instantly using any bank card issued globally—giving you complete peace of mind. - Seamless Cross-Border Bill Payments Easily pay bills for your loved ones back home, including utilities, telecom, education, installments, and more. PayMe ensures smooth and reliable transactions without hassle. - Gift Cards & Vouchers Celebrate special moments effortlessly. Send digital gift cards and vouchers instantly for birthdays, anniversaries, and other occasions—no matter where you are. - Prepaid Cards Manage your spending with ease using PayMe’s prepaid card feature. Load funds securely and stay in control of your finances. - Exclusive Offers & Discounts Stay updated with the latest deals from your favorite brands. Enjoy savings on shopping, dining, entertainment, and more. - Why Choose PayMe? Fast & Easy – Complete transactions in just a few taps Transparent – No hidden fees, full clarity on every payment Low Fees – Competitive rates compared to traditional methods Global Access – Manage payments anytime, anywhere Real-Time Processing – Instant payments without delays Secure & Trusted – Licensed by the Central Bank of Egypt and the Central Bank of the UAE PCI Compliant – Industry-standard data protection Fraud Protection – Advanced security to keep your transactions safe Dedicated Support – Our team is always ready to assist you Pay your bills from anywhere in the world to Egypt—and soon, to even more countries. Stay in touch with us! Website: www.payme.tech Support: customer.support@payme.tech Instagram: https://instagram.com/payme.egy?igshid=dWtudTBqMTlpenpz Facebook: https://www.facebook.com/profile.php?id=61551375730887&mibextid=LQQJ4d

Screenshots

NBE4 screens
PayMe.tech4 screens

Verdict

The call

The clearest difference is update cadence: PayMe.tech at fortnightly against NBE's every 6 months. NBE's advantage is ratings volume (208 vs 3) and iOS requirement (11.0 vs 15.6). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.5 for NBE against 2.3 for PayMe.tech. That said, the two scores are not equally well evidenced: NBE has 208 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 7% of NBE's written reviews are positive against 0% of PayMe.tech's.

UpkeepUpdate frequency

NBE ships an update every 6 months, PayMe.tech fortnightly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
NBE versus PayMe.tech: the parameters behind the verdict, then further details
ParameterNBEPayMe.tech
PriceFreeFree
Rating2.5 (208 ratings) — better2.3 (3 ratings)
Positive reviews7.5% of reviews — better0.0% of reviews
Number of ratings208 — better3
Update frequencyEvery 6 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.6
Further details — not scored
Size186 MB35 MB
Age rating4+17+
DeveloperNational Bank Of EgyptPayme Digital For Payment Services Provider CO.L.L.C

Customer experience

NBE

All ratings208 ratings
Positive33.2%
Neutral8.2%
Negative58.7%
Written reviews147 reviews
Positive7.5%
Neutral8.2%
Negative84.4%

PayMe.tech

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

NBE

Reported bugs

14 issues
  • App crashes when accepting requests
  • Black screenshot on iOS 18.2.1 and iOS 16.6
  • App closes after password entry
  • Cannot open after updates
  • Incompatible with iOS 15
Show 9 more
  • Session expiration errors
  • Telecom charging functionality broken
  • Wallet loading failures
  • OTP code timeout issues
  • False jailbreak detection on non-jailbroken devices
  • Network connection lost errors
  • Transaction declined errors on mobile top-up
  • Service unavailable messages
  • App not compatible with iPhone X and newer models

Requested features

8 requests
  • PDF invoice download option
  • Receipt sharing functionality
  • Custom font size adjustment
  • Customizable transaction amounts for top-ups
  • Alternative proof of payment methods
Show 3 more
  • App modernization and UI redesign
  • Improved splash screen design
  • iPhone X and newer device optimization

PayMe.tech

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NBE

No in-app purchases

None

PayMe.tech

No in-app purchases

Questions

Is NBE free?
NBE is free to download, with no in-app purchases.
Is PayMe.tech free?
PayMe.tech is free to download, with no in-app purchases.
Which has better reviews, NBE or PayMe.tech?
NBE is rated higher. NBE averages 2.5 out of 5 from 208 ratings, while PayMe.tech averages 2.3 from 3 ratings.
Do NBE or PayMe.tech have ads?
Neither NBE nor PayMe.tech shows ads.
Which is updated more often, NBE or PayMe.tech?
NBE ships an update every 6 months, and PayMe.tech fortnightly. Most recently, NBE was updated on November 1, 2026 and PayMe.tech on November 3, 2026.

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