SecOVID vs Express24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecOVID
This app provides a secure one-time password system for enhanced authentication. It offers both hardware tokens and a PIN-protected soft token app to generate 8-digit passwords, protecting against unauthorized access to various applications.
- One-time password generation
- Hardware token support
- PIN-protected soft token app
- LDAPs protocol authentication
- High-level logon protection
- Easy integration with LDAP
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The one-time password system made in Germany. SecOVID is a one-time password solution consisting of a client component and a server component, the Smart Security Management Server, which enables authentication using a one-time password via the LDAPs protocol. On the client side, KOBIL offers a hardware SecOVID token that generates a valid one-time, 8-digit password by pressing the key on the device. Alternatively, you can use a PIN-protected soft token app that generates an 8-digit one-time password to strengthen weak passwords. SecOVID offers the highest level of protection against unauthorized logon attempts as an entry-level solution for secure access to applications worldwide. The solution can be integrated very easily and quickly wherever an LDAP connection is available (e.g. Citrix, Cisco, Microsoft, SAP, etc.).
Express24
Manage your bank accounts, cards, loans, and deposits with ease. Perform transfers, pay bills, order new cards, and stay updated on exchange rates and bank news. Access information about branches and ATMs.
- Account and card information
- Fund transfers
- Bill payments
- Loan and deposit management
- Card and credit ordering
- Exchange rate updates
- Branch and ATM locator
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Hörmətli müştərilər! Express24 mobil əlavəsi sizin işinizin rahatlığı üçün düşünülüb. Nə istədiyinizi ən yaxşı Siz bilirsiniz deyə, təqdim etdiyimiz mobil əlavəni sizinlə birlikdə təkmilləşdirmək arzusundayıq. Gəlin birlikdə ən rahat mobil əlavəmizi yaradaq! Express24 mobil əlavəsinin hazırki versiyasını yükləyərək Siz bir toxunuşla aşağıda qeyd edilən bank xidmətlərindən faydalana biləcəksiniz: - Hesablar, plastik kartlar, əmanətlər və kreditləriniz barədə məlumat - Çıxarış və rekvizit - Bankdaxili hesab və kartlar arasında köçürmə - Kredit və depozit ödənişləri - Kommunal ödənişlər - Ödənişlər üzrə şablon yaratmaq - Plastik kart və kredit sifarişi - Valyuta məzənnəsi, cari kampaniyalar və digər yeniliklər - Bankın xidmət şəbəkəsi üzrə məlumat: filiallar, ATM-lər, Expresspay terminallar Bütün maraqlı təkliflər və rəylərinizi express24@expressbank.az mail ünvanında və ya 132 Məlumat mərkəzimizə gözləyəcəyik.
Screenshots
Verdict
The clearest difference is rating: SecOVID at 5.0 against Express24's 4.4. SecOVID also leads on device support (3 vs 1) and iOS requirement (10.3 vs 16.6). Express24's advantage is update cadence (every 9 days vs every 7 months) and ratings volume (82 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SecOVID holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Express24 has 82 ratings behind it against 1, so its average is the more settled of the two.
SecOVID ships an update every 7 months, Express24 every 9 days. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.
| Parameter | SecOVID | Express24 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.4 (82 ratings) |
| Positive reviews | — | 38.5% of reviews |
| Number of ratings | 1 | 82 — better |
| Update frequency | Every 7 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 10.3 — better | 16.6 |
| Further details — not scored | ||
| Size | 22 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | KOBIL GmbH | Expressbank OJSC |
Customer experience
SecOVID
Express24
In-app purchases
SecOVID
No in-app purchases
Express24
No in-app purchases









