Comparison

SecOVID vs Express24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecOVID

This app provides a secure one-time password system for enhanced authentication. It offers both hardware tokens and a PIN-protected soft token app to generate 8-digit passwords, protecting against unauthorized access to various applications.

Highlights
  • One-time password generation
  • Hardware token support
  • PIN-protected soft token app
  • LDAPs protocol authentication
  • High-level logon protection
  • Easy integration with LDAP
Features
Read full description

The one-time password system made in Germany. SecOVID is a one-time password solution consisting of a client component and a server component, the Smart Security Management Server, which enables authentication using a one-time password via the LDAPs protocol. On the client side, KOBIL offers a hardware SecOVID token that generates a valid one-time, 8-digit password by pressing the key on the device. Alternatively, you can use a PIN-protected soft token app that generates an 8-digit one-time password to strengthen weak passwords. SecOVID offers the highest level of protection against unauthorized logon attempts as an entry-level solution for secure access to applications worldwide. The solution can be integrated very easily and quickly wherever an LDAP connection is available (e.g. Citrix, Cisco, Microsoft, SAP, etc.).

About

Express24

Manage your bank accounts, cards, loans, and deposits with ease. Perform transfers, pay bills, order new cards, and stay updated on exchange rates and bank news. Access information about branches and ATMs.

Highlights
  • Account and card information
  • Fund transfers
  • Bill payments
  • Loan and deposit management
  • Card and credit ordering
  • Exchange rate updates
  • Branch and ATM locator
Features
Read full description

Hörmətli müştərilər! Express24 mobil əlavəsi sizin işinizin rahatlığı üçün düşünülüb. Nə istədiyinizi ən yaxşı Siz bilirsiniz deyə, təqdim etdiyimiz mobil əlavəni sizinlə birlikdə təkmilləşdirmək arzusundayıq. Gəlin birlikdə ən rahat mobil əlavəmizi yaradaq! Express24 mobil əlavəsinin hazırki versiyasını yükləyərək   Siz bir toxunuşla aşağıda qeyd edilən bank xidmətlərindən faydalana biləcəksiniz: -   Hesablar, plastik kartlar, əmanətlər və kreditləriniz barədə məlumat -   Çıxarış və rekvizit -   Bankdaxili hesab və kartlar arasında köçürmə -   Kredit və depozit ödənişləri -   Kommunal ödənişlər -   Ödənişlər üzrə şablon yaratmaq -   Plastik kart və kredit sifarişi -   Valyuta məzənnəsi, cari kampaniyalar və digər yeniliklər -   Bankın xidmət şəbəkəsi üzrə məlumat: filiallar, ATM-lər, Expresspay terminallar Bütün maraqlı təkliflər və rəylərinizi  express24@expressbank.az mail ünvanında və ya 132 Məlumat mərkəzimizə gözləyəcəyik.

Screenshots

SecOVID4 screens
Express244 screens

Verdict

The call

The clearest difference is rating: SecOVID at 5.0 against Express24's 4.4. SecOVID also leads on device support (3 vs 1) and iOS requirement (10.3 vs 16.6). Express24's advantage is update cadence (every 9 days vs every 7 months) and ratings volume (82 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SecOVID holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Express24 has 82 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

SecOVID ships an update every 7 months, Express24 every 9 days. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

Scorecard5 real differences · 5 level
SecOVID versus Express24: the parameters behind the verdict, then further details
ParameterSecOVIDExpress24
PriceFreeFree
Rating5.0 (1 ratings) — better4.4 (82 ratings)
Positive reviews—38.5% of reviews
Number of ratings182 — better
Update frequencyEvery 7 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS10.3 — better16.6
Further details — not scored
Size22 MB100 MB
Age rating4+4+
DeveloperKOBIL GmbHExpressbank OJSC

Customer experience

SecOVID

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Express24

All ratings82 ratings
Positive84.1%
Neutral3.7%
Negative12.2%
Written reviews13 reviews
Positive38.5%
Neutral15.4%
Negative46.2%

In-app purchases

None

SecOVID

No in-app purchases

None

Express24

No in-app purchases

Questions

Is SecOVID free?
SecOVID is free to download, with no in-app purchases.
Is Express24 free?
Express24 is free to download, with no in-app purchases.
Which has better reviews, SecOVID or Express24?
SecOVID is rated higher. SecOVID averages 5.0 out of 5 from 1 ratings, while Express24 averages 4.4 from 82 ratings.
Do SecOVID or Express24 have ads?
Neither SecOVID nor Express24 shows ads.
Which is updated more often, SecOVID or Express24?
SecOVID ships an update every 7 months, and Express24 every 9 days. Most recently, SecOVID was updated on October 2, 2026 and Express24 on October 4, 2026.

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