SecOVID vs myAccess mobile banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecOVID
This app provides a secure one-time password system for enhanced authentication. It offers both hardware tokens and a PIN-protected soft token app to generate 8-digit passwords, protecting against unauthorized access to various applications.
- One-time password generation
- Hardware token support
- PIN-protected soft token app
- LDAPs protocol authentication
- High-level logon protection
- Easy integration with LDAP
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The one-time password system made in Germany. SecOVID is a one-time password solution consisting of a client component and a server component, the Smart Security Management Server, which enables authentication using a one-time password via the LDAPs protocol. On the client side, KOBIL offers a hardware SecOVID token that generates a valid one-time, 8-digit password by pressing the key on the device. Alternatively, you can use a PIN-protected soft token app that generates an 8-digit one-time password to strengthen weak passwords. SecOVID offers the highest level of protection against unauthorized logon attempts as an entry-level solution for secure access to applications worldwide. The solution can be integrated very easily and quickly wherever an LDAP connection is available (e.g. Citrix, Cisco, Microsoft, SAP, etc.).
myAccess mobile banking
Manage your banking needs with this intuitive mobile application. Perform card transfers, pay bills, and track your accounts 24/7. Find nearby ATMs and branches, and stay updated on exchange rates.
- Card cashback service
- Loan and credit card applications
- Card-to-card transfers via Masterpass
- Bill payments and top-ups
- Branch and ATM locator
- 24/7 account monitoring
- Payment templates
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MyAccess-in daha müasir, daha sürətli və daha intuitiv versiyasını sizə təqdim edirik. Yenilənməkdə olan tətbiqimiz sizə yeni xidmətlər təklif edir: - Kartlar üzrə Cashback xidməti - Kredit və kredit kartı sifarişi - Masterpass-la hansı bankın kart sahibi olduğunuzdan asılı olmayaraq, kartdan-karta köçürmələr - İstənilən bankın kartından istənilən hesabınıza mədaxil və kredit ödənişi – Pulsuz! - Ən yaxın filial, ATM və ödəniş nöqtələri barədə məlumat - 24/7 rejimində Kartlar, Kreditlər, Hesablar və Əmanətlərə tam nəzarət - Bankdaxili, Mübadilə, Ölkədaxili köçürmələr - Kommunal ödənişlər - Mobil operatorların ödənişləri - Ödəniş şablonlarının yaradılması və saxlanılması - Məzənnə barədə gündəlik məlumat. Bu yeni tətbiq hələlik ancaq fiziki şəxslərin istifadəsi üçün nəzərdə tutulub. Tətbiq bank müştərilərinin rahatlığı üçün daima inkişaf etdirilir və yeniliklər barədə məlumatlar verilir. Biznes tranzaksiyalar üçün mövcud MyAccess Mobile tətbiqimiz də xidmətinizdədir.
Screenshots
Verdict
The clearest difference is rating: SecOVID at 5.0 against myAccess mobile banking's 1.8. SecOVID also leads on review sentiment (27% vs 0%) and iOS requirement (10.3 vs 15.0). myAccess mobile banking's advantage is update cadence (fortnightly vs every 7 months) and ratings volume (8 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SecOVID holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: myAccess mobile banking has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of SecOVID's written reviews are positive against 0% of myAccess mobile banking's.
SecOVID ships an update every 7 months, myAccess mobile banking fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | SecOVID | myAccess mobile banking |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 1.8 (8 ratings) |
| Positive reviews | 27.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 1 | 8 — better |
| Update frequency | Every 7 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.3 — better | 15.0 |
| Further details — not scored | ||
| Size | 22 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | KOBIL GmbH | AccessBank |
Customer experience
SecOVID
myAccess mobile banking
In-app purchases
SecOVID
No in-app purchases
myAccess mobile banking
No in-app purchases
Questions
Is SecOVID free?
Is myAccess mobile banking free?
Which has better reviews, SecOVID or myAccess mobile banking?
Do SecOVID or myAccess mobile banking have ads?
Which is updated more often, SecOVID or myAccess mobile banking?
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