Comparison

SecOVID vs myAccess mobile banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecOVID

This app provides a secure one-time password system for enhanced authentication. It offers both hardware tokens and a PIN-protected soft token app to generate 8-digit passwords, protecting against unauthorized access to various applications.

Highlights
  • One-time password generation
  • Hardware token support
  • PIN-protected soft token app
  • LDAPs protocol authentication
  • High-level logon protection
  • Easy integration with LDAP
Features
Read full description

The one-time password system made in Germany. SecOVID is a one-time password solution consisting of a client component and a server component, the Smart Security Management Server, which enables authentication using a one-time password via the LDAPs protocol. On the client side, KOBIL offers a hardware SecOVID token that generates a valid one-time, 8-digit password by pressing the key on the device. Alternatively, you can use a PIN-protected soft token app that generates an 8-digit one-time password to strengthen weak passwords. SecOVID offers the highest level of protection against unauthorized logon attempts as an entry-level solution for secure access to applications worldwide. The solution can be integrated very easily and quickly wherever an LDAP connection is available (e.g. Citrix, Cisco, Microsoft, SAP, etc.).

About

myAccess mobile banking

Manage your banking needs with this intuitive mobile application. Perform card transfers, pay bills, and track your accounts 24/7. Find nearby ATMs and branches, and stay updated on exchange rates.

Highlights
  • Card cashback service
  • Loan and credit card applications
  • Card-to-card transfers via Masterpass
  • Bill payments and top-ups
  • Branch and ATM locator
  • 24/7 account monitoring
  • Payment templates
Features
Read full description

MyAccess-in daha müasir, daha sürətli və daha intuitiv versiyasını sizə təqdim edirik. Yenilənməkdə olan tətbiqimiz sizə yeni xidmətlər təklif edir: - Kartlar üzrə Cashback xidməti - Kredit və kredit kartı sifarişi - Masterpass-la hansı bankın kart sahibi olduğunuzdan asılı olmayaraq, kartdan-karta köçürmələr - İstənilən bankın kartından istənilən hesabınıza mədaxil və kredit ödənişi – Pulsuz! - Ən yaxın filial, ATM və ödəniş nöqtələri barədə məlumat - 24/7 rejimində Kartlar, Kreditlər, Hesablar və Əmanətlərə tam nəzarət - Bankdaxili, Mübadilə, Ölkədaxili köçürmələr - Kommunal ödənişlər - Mobil operatorların ödənişləri - Ödəniş şablonlarının yaradılması və saxlanılması - Məzənnə barədə gündəlik məlumat. Bu yeni tətbiq hələlik ancaq fiziki şəxslərin istifadəsi üçün nəzərdə tutulub. Tətbiq bank müştərilərinin rahatlığı üçün daima inkişaf etdirilir və yeniliklər barədə məlumatlar verilir. Biznes tranzaksiyalar üçün mövcud MyAccess Mobile tətbiqimiz də xidmətinizdədir.

Screenshots

SecOVID4 screens
myAccess mobile banking4 screens

Verdict

The call

The clearest difference is rating: SecOVID at 5.0 against myAccess mobile banking's 1.8. SecOVID also leads on review sentiment (27% vs 0%) and iOS requirement (10.3 vs 15.0). myAccess mobile banking's advantage is update cadence (fortnightly vs every 7 months) and ratings volume (8 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SecOVID holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: myAccess mobile banking has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of SecOVID's written reviews are positive against 0% of myAccess mobile banking's.

UpkeepUpdate frequency

SecOVID ships an update every 7 months, myAccess mobile banking fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
SecOVID versus myAccess mobile banking: the parameters behind the verdict, then further details
ParameterSecOVIDmyAccess mobile banking
PriceFreeFree
Rating5.0 (1 ratings) — better1.8 (8 ratings)
Positive reviews27.3% of reviews — better0.0% of reviews
Number of ratings18 — better
Update frequencyEvery 7 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.3 — better15.0
Further details — not scored
Size22 MB86 MB
Age rating4+4+
DeveloperKOBIL GmbHAccessBank

Customer experience

SecOVID

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive27.3%
Neutral27.3%
Negative45.5%

myAccess mobile banking

All ratings8 ratings
Positive12.5%
Neutral12.5%
Negative75.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SecOVID

No in-app purchases

None

myAccess mobile banking

No in-app purchases

Questions

Is SecOVID free?
SecOVID is free to download, with no in-app purchases.
Is myAccess mobile banking free?
myAccess mobile banking is free to download, with no in-app purchases.
Which has better reviews, SecOVID or myAccess mobile banking?
SecOVID is rated higher. SecOVID averages 5.0 out of 5 from 1 ratings, while myAccess mobile banking averages 1.8 from 8 ratings.
Do SecOVID or myAccess mobile banking have ads?
Neither SecOVID nor myAccess mobile banking shows ads.
Which is updated more often, SecOVID or myAccess mobile banking?
SecOVID ships an update every 7 months, and myAccess mobile banking fortnightly. Most recently, SecOVID was updated on October 20, 2026 and myAccess mobile banking on October 24, 2026.

Other comparisons