Minkasu vs Payella
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Minkasu
Securely pay with your smartphone across all channels without usernames or passwords. Utilizes advanced security features like tokenization and biometrics for protected transactions. Get started in three simple steps.
- Secure smartphone payments
- Cross-channel compatibility
- No usernames or passwords
- Tokenization and biometrics
- Fingerprint authentication
- Credit card number protection
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Pay securely with your smartphone on any device, any browser, and anywhere! Minkasu is a mobile payment app that delivers seamless user experience across all channels — online, mobile web, social, messaging platforms, in-app and in-store — without usernames and passwords. The company has filed five patents around its core technology. It employs tokenization, public key infrastructure, identity verification and biometrics to provide you with the highest level of security. Fingerprint is used to authenticate transactions, and credit card numbers are neither stored, nor shared with the merchants. Get started in three simple steps: 1. Download the App 2. Set-up Your Profile 3. You’re All Set... Use your Smartphone to Make Payments! Got feedback? Email us at ios@minkasu.com. We’d love to hear from you.
Payella
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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: – Remote opening of private and corporate accounts; – Customizable White Label solutions; – Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: – Unique multi-currency IBANs; – SWIFT & SEPA transactions; – Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; – Security you can trust; – Competitive pricing; – Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: – Transfer initiation; – Card top-up; – Transaction history overview; – Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.
Screenshots
Verdict
The clearest difference is ads: Minkasu at none against Payella's shown. Minkasu also leads on update cadence (every 6 weeks vs every 3 months) and iOS requirement (9.0 vs 11.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Minkasu ships an update every 6 weeks, Payella every 3 months. The most recent releases landed on June 1, 2026 and September 17, 2026 respectively.
| Parameter | Minkasu | Payella |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 11.0 |
| Further details — not scored | ||
| Size | 12 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Minkasu, Inc. | PAYELLA GROUP LTD |
In-app purchases
Minkasu
No in-app purchases
Payella
No in-app purchases









