Comparison

Minkasu vs Payella

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Minkasu

Securely pay with your smartphone across all channels without usernames or passwords. Utilizes advanced security features like tokenization and biometrics for protected transactions. Get started in three simple steps.

Highlights
  • Secure smartphone payments
  • Cross-channel compatibility
  • No usernames or passwords
  • Tokenization and biometrics
  • Fingerprint authentication
  • Credit card number protection
Features
Read full description

Pay securely with your smartphone on any device, any browser, and anywhere! Minkasu is a mobile payment app that delivers seamless user experience across all channels — online, mobile web, social, messaging platforms, in-app and in-store — without usernames and passwords. The company has filed five patents around its core technology. It employs tokenization, public key infrastructure, identity verification and biometrics to provide you with the highest level of security. Fingerprint is used to authenticate transactions, and credit card numbers are neither stored, nor shared with the merchants. Get started in three simple steps: 1. Download the App 2. Set-up Your Profile 3. You’re All Set... Use your Smartphone to Make Payments! Got feedback? Email us at ios@minkasu.com. We’d love to hear from you.

About

Payella

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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: – Remote opening of private and corporate accounts; – Customizable White Label solutions; – Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: – Unique multi-currency IBANs; – SWIFT & SEPA transactions; – Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; – Security you can trust; – Competitive pricing; – Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: – Transfer initiation; – Card top-up; – Transaction history overview; – Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.

Screenshots

Minkasu4 screens
Payella3 screens

Verdict

The call

The clearest difference is ads: Minkasu at none against Payella's shown. Minkasu also leads on update cadence (every 6 weeks vs every 3 months) and iOS requirement (9.0 vs 11.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Minkasu ships an update every 6 weeks, Payella every 3 months. The most recent releases landed on June 1, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
Minkasu versus Payella: the parameters behind the verdict, then further details
ParameterMinkasuPayella
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.0 — better11.0
Further details — not scored
Size12 MB58 MB
Age rating4+4+
DeveloperMinkasu, Inc.PAYELLA GROUP LTD

In-app purchases

None

Minkasu

No in-app purchases

None

Payella

No in-app purchases

Questions

Is Minkasu free?
Minkasu is free to download, with no in-app purchases.
Is Payella free?
Payella is free to download, with no in-app purchases.
Do Minkasu or Payella have ads?
Payella shows ads; Minkasu does not.
Which is updated more often, Minkasu or Payella?
Minkasu ships an update every 6 weeks, and Payella every 3 months. Most recently, Minkasu was updated on June 1, 2026 and Payella on September 17, 2026.

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