招商基金 vs 众禄基金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
招商基金
This app is a comprehensive fund management platform offering a wide range of investment products, personalized financial advice, and market insights. It provides tools for goal-based investing, smart regular investments, and real-time market updates to help users manage their wealth effectively. Members also enjoy exclusive benefits and rewards.
- One-stop fund management platform
- Personalized investment strategies
- Goal-based and smart regular investing
- Real-time market information
- Fund manager insights and analysis
- Member exclusive benefits and rewards
- Bank-level security
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招商基金APP是招商基金全力打造的一站式基金理财平台,涵盖公司旗下所有公募基金、高端理财产品以及招财乐投顾。 APP集基金投顾、目标盈定投、智能定投、涨跌提醒等理财功能,及最新市场投资资讯、基金经理观点,提供个性化投资策略,满足客户全方位财富管理需求;同时招商V计划会员权益全面升级,会员福利月月领,吃喝玩乐随心兑。 【公司简介】 招商基金成立于2002年,公司股东为招商银行(持股55%)和招商证券(持股45%)。经过20余年的规范运作、稳健经营,截至2024年末,公司资管规模达1.56万亿元(非货基5500万亿),累计服务客户超1.8亿。业务覆盖公募基金、养老金、专户理财等领域,是国内业务资质最全的基金公司之一。 数据来源:招商基金,截至2024年末。 【APP优势特色】 1. 产品类型丰富:涵盖货币基金、债券基金、股票基金、混合基金、FOF、REITs等多种类型基金产品,用户选择多样。 2. 购基享费率优惠:货币基金认申购,部分免手续费,起购金额低至0.01元。 3. 每日9万快取额度:活期+智能存取,快速赎回秒级到账,每日9万额度。 4. 净值披露更快一步:每晚19点起更新基金净值,收益早知道。 5. 招财乐投顾:以客户体验为中心,基于投资目标与风险偏好,提供个性化投资方案;基金体检服务,支持跨平台持仓一键上传与分析。 6. 目标盈定投:想赚多少自己定,自主设置收益目标,达标止盈有提醒。 7. 预估赎回费:提供赎回费金额预估,方便用户提前查看估算费用,辅助交易决策。 8. 安全保障:银行级别多重安全保障,通过CCRC安全认证,为您的投资保驾护航。 9. 个性陪伴:最新市场资讯、基金经理说、基金定期报告、基金经理直播等全覆盖,有趣又有料。 10. 用户权益焕新:福利升级、玩法丰富,会员好礼月月领,积分福利享不停,尽享贴心服务。
众禄基金
This platform offers a comprehensive suite of financial services, including access to a vast public fund supermarket, personalized fund portfolio construction, and customized high-end FOF products. It provides professional financial products, services, and solutions for individual and institutional investors, backed by extensive research and practical experience.
- Public fund supermarket with over 7000 funds
- Fund portfolio construction for various risk levels
- Customized high-end FOF products for high-net-worth clients
- Cash management with 24/7 withdrawal
- Professional financial content and market analysis
- Asset allocation research and services
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众禄基金,是证监会核准的首批独立基金销售机构,也是首家以独立基金销售机构为主体的挂牌公司(证券代码:834540),已为数百万个人及机构投资者提供专业的金融产品、服务及方案。 【专注资产配置】 2006年创建中国首家资产配置研究院——众禄资产配置研究院,并于2018年联合上海交大安泰经济与管理学院完成研究院的全面升级。 【助力稳健收益】 2007年开创“基金组合服务”新品类,助力投资者获取中长期稳健收益,14年历史平均年化收益率10.17%(历史收益不代表未来,投资需谨慎)。 【产品多服务优】 闲钱理财神器:众禄现金宝7x24小时随时取现,最高每日快取7万元,还可随时用于购买基金组合/高端FOF等,突破银行卡限额限制。 公募基金超市:上百家基金公司7000余只基金,费率低至1折起,只需一个众禄账号即可买遍全市场牛基,更有大数据榜单、优选基金等助力您告别“选基困难症”。 基金组合服务:构建不同风险等级的公募基金组合,充分满足投资者在购房买车、子女教育、养老规划等场景下追求中长期稳健收益的投资需求。 定制高端FOF:基于22年的新股投资经验和15年的资产配置本土化研究及实战经验,众禄联合券商、基金公司为高净值客户定制高端FOF产品。 内容丰富专业:众禄为广大投资者提供丰富的行业资讯、市场解读、基金动态、资产配置报告等内容,让投资者实时把握投资机会。 ——更多功能介绍,欢迎直接下载众禄基金App体验。 【联系我们】 客服热线:4006-788-887 微信公众号:众禄基金服务号(zlfund)
Screenshots
Verdict
The clearest difference is review sentiment: 众禄基金 at 100% against 招商基金's 33%. 众禄基金 also leads on monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
招商基金 ships an update every 6 weeks, 众禄基金 every 3 weeks. The most recent releases landed on September 3, 2026 and September 15, 2026 respectively.
| Parameter | 招商基金 | 众禄基金 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (5 ratings) — better | — |
| Positive reviews | 33.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 5 — better | — |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 | 9.0 |
| Further details — not scored | ||
| Size | 112 MB | 98 MB |
| Age rating | 4+ | 17+ |
| Developer | 招商基金管理有限公司 | 深圳众禄基金销售有限公司 |
Customer experience
招商基金
众禄基金
In-app purchases
招商基金
No in-app purchases
众禄基金
No in-app purchases









