Goldwater Bank vs MyTime Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Goldwater Bank
Manage your bank accounts, pay bills, and find ATMs conveniently from your mobile device. This secure and fast application allows 24/7 banking access for existing customers enrolled in online banking.
- Manage accounts
- Check balances and transaction history
- Pay bills and credit cards
- Transfer money
- Find branches and ATMs
- Send secure messages
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Goldwater Bank’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Goldwater Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With Goldwater Bank Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Goldwater Bank accounts • Find the nearest Goldwater Bank branches and ATMs • Send us a message To use Goldwater Bank Mobile, you must be a Goldwater Bank customer and enrolled in our online banking service. To sign up, visit www.goldwaterbank.com
MyTime Wallet
Securely manage your digital wallet and debit card. Create a financial firewall to protect your money from retailers. Enjoy free, real-time money transfers globally and efficient bill payments without traditional banking fees.
- Secure wallet and debit card management
- Financial firewall technology
- Free real-time money transfers
- Efficient bill payments
- Fee-free banking services
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MyTime Wallet allows customers to securely manage their MyTime mobile wallet and debit card accounts. Its technology will enable customers to create a financial firewall between retailers and their money. It also allows for real-time and FREE money movement to loved ones worldwide. The technology will also enable customers to pay bills more efficiently and receive higher-quality banking services without the fees and need for a physical bank. More control, security, and less cost all add up to more time to enjoy the essential things in life.
Screenshots
Verdict
The clearest difference is update cadence: MyTime Wallet at every 9 days against Goldwater Bank's every 3 months. MyTime Wallet also leads on monetization model (free vs ad-supported) and device support (4 vs 2). Goldwater Bank's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 80%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Goldwater Bank holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 22 and 48 respectively. Written reviews point the same way: 100% of Goldwater Bank's written reviews are positive against 80% of MyTime Wallet's.
Goldwater Bank ships an update every 3 months, MyTime Wallet every 9 days. The most recent releases landed on August 9, 2026 and August 26, 2026 respectively.
| Parameter | Goldwater Bank | MyTime Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (22 ratings) — better | 4.7 (48 ratings) |
| Positive reviews | 100.0% of reviews — better | 80.0% of reviews |
| Number of ratings | 22 | 48 — better |
| Update frequency | Every 3 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 101 MB | 170 MB |
| Age rating | 4+ | 12+ |
| Developer | Goldwater Bank | Unified Signal, Inc. |
Customer experience
Goldwater Bank
MyTime Wallet
In-app purchases
Goldwater Bank
No in-app purchases
MyTime Wallet
No in-app purchases
