Comparison

Spending Tracker vs SSI iBoard Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Effortlessly track expenses, manage budgets, and gain a clear overview of all your finances in one place. Features like AI scanning and voice input simplify daily tracking, helping you save money and avoid late fees.

Highlights
  • AI Invoice Scanning
  • Automatic Bank Sync
  • Voice Input for expenses
  • Budgeting and alerts
  • Family Sharing
  • Debt and bill reminders
  • Visual spending reports
Features
Read full description

MISA Money Keeper – Smart expense tracking and budgeting for individuals and families. Over 5 million people have stopped "guessing" and started mastering their money—with just 30 seconds of daily tracking. After 10 years of listening to our users, we know the biggest hurdle isn't the lack of tools—it’s the effort of manual entry. That’s why MISA Money Keeper offers Voice Input, AI Invoice Scanning, and Automatic Bank Sync. Whichever you choose, it only takes seconds to keep your finances fully updated. WHY DO 5 MILLION USERS TRUST MISA MONEY KEEPER? 1. Know where your money goes — Effortlessly All income and expenses are automatically categorized. Set budgets for each category and get instant alerts before you overspend. Result: On average, our users save an extra $100–$200/month just by visualizing their spending habits. 2. All your finances on one screen Cash, bank accounts, e-wallets, gold, foreign currencies, savings, and investments—all updated in real-time. Stop switching between 5 different apps to see your total net worth. 3. Family Sharing — Total transparency Multiple users can log transactions on a single account. Perfect for couples and families to manage shared cash flow, reduce conflict, and increase financial clarity. 4. Never miss a debt or credit card payment Get smart reminders for upcoming loans, debts, and credit card bills. Say goodbye to late fees and protect your credit score. 5. Understand your finances in 3 seconds Intuitive visual reports and scientific charts show you spending trends and identify "budget leaks" immediately—no Excel needed. 6. Seamless Data Sync Your data stays with you across smartphones and tablets (Desktop version coming soon). Log anywhere, view anytime. 7. Trusted by 30 Years of Experience Developed by MISA JSC—a tech leader with 30 years of expertise and 3,000+ professionals. We provide dedicated customer support you can rely on. 8. A Community of Smart Spenders Join our community of over 50,000 members to learn smart spending tips, sharing saving hacks, and get support from both users and the MISA team. SMART UTILITIES TO LIGHTEN YOUR LOAD: AI Invoice Scanner: Log expenses without typing. Recurring Transactions: Never miss rent or utility bills. Smart Reminders: Build a habit without the willpower. Shopping Lists: Stick to your plan and avoid impulse buys. Bill Splitter: Easily split group expenses with friends. Loan Interest Calculator: Know exactly what you're paying. Excel/PDF Export: Ready-to-use reports whenever you need. Gold & Currency Rates: Real-time updates within the app. Personal finance isn't easy—but with just 30 seconds a day, we make it possible. Connect with us: Fanpage: https://www.facebook.com/sothuchiMISA Community: https://www.facebook.com/groups/sothuchimisa Website: https://sothuchi.misa.vn Email: sothuchi@misa.vn

About

SSI iBoard Pro

Trade a variety of securities, including equities, bonds, and derivatives, with real-time market data and analysis tools. Manage your portfolio, set personalized alerts, and conduct secure cash transactions. Explore diverse investment options to optimize your wealth management.

Highlights
  • Trade equities, corporate bonds, and derivatives
  • Real-time technical charts and market information
  • Personalized watchlists and alerts
  • Portfolio and asset management tools
  • Hassle-free cash transactions
  • Explore S-Products for diversification
Features
Read full description

iBoard Pro, the cutting-edge trading platform brought to you by SSI Securities Corporation, Vietnam's premier securities company. With our platform, you can experience the latest advancements in trading technology, empowering you to make informed investment decisions and seize opportunities in the financial markets. Expand Your Investment Horizon: Buy and Sell a Variety of Securities Your all-in-one solution for seamless and efficient trading in the financial markets. With our app, you can expand your investment horizon by buying and selling a wide range of equities, corporate bonds, and derivatives. Empower yourself to take control of your investments and capitalize on market opportunities like never before. Real-Time Insights and In-Depth Analysis: Technical Charts and Market Information Experience the power of real-time technical charts and insightful market information right at your fingertips. Stay informed and make informed decisions with up-to-the-minute data. Dive deep into detailed company profiles, enabling you to understand the fundamentals and potential of each investment opportunity. Stay in Control: Personalized Watchlist and Alerts for Tailored Trading Take personalization to the next level with our personalized watchlist and alert feature. Tailor your trading experience by curating a list of your preferred stocks, covered warrants, ETFs and derivatives. Stay updated with the latest price movements and never miss an opportunity to act on your investment strategies. Professional Portfolio and Asset Management Made Easy iBoard Pro goes beyond trading capabilities, offering professional portfolio and asset management tools. Easily track and manage your investments with comprehensive portfolio analysis and reporting. Gain valuable insights into your holdings, diversify your investments, and optimize your wealth management strategies. Hassle-Free Cash Transactions We understand the importance of convenience when it comes to managing your finances. iBoard Pro provides a seamless and secure platform for cash transactions. Whether you need to deposit funds or withdraw profits, our app ensures hassle-free financial transactions with just a few taps. Diversify Your Investments: Explore S-Products In addition to equity and derivatives trading, our app offers S-Products, a range of financial services related to fixed income and others. Diversify your investment portfolio and maximize your potential returns.

Screenshots

Spending Tracker4 screens
SSI iBoard Pro4 screens

Verdict

The call

The clearest difference is review sentiment: Spending Tracker at 82% against SSI iBoard Pro's 41%. Spending Tracker also leads on rating (4.7 vs 4.3) and ratings volume (849 vs 109). SSI iBoard Pro's advantage is in-app purchases (none vs 5). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 5 in-app purchases, starting at $1.99 per month. SSI iBoard Pro asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Spending Tracker has 849 ratings behind it against 109, so its average is the more settled of the two. Written reviews point the same way: 82% of Spending Tracker's written reviews are positive against 41% of SSI iBoard Pro's.

UpkeepUpdate frequency

Spending Tracker ships an update every 6 days, SSI iBoard Pro every 8 days. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Spending Tracker versus SSI iBoard Pro: the parameters behind the verdict, then further details
ParameterSpending TrackerSSI iBoard Pro
PriceFreeFree
Rating4.7 (849 ratings) — better4.3 (109 ratings)
Positive reviews81.7% of reviews — better41.2% of reviews
Number of ratings849 — better109
Update frequencyEvery 6 days — betterEvery 8 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15 — better15.5
Further details — not scored
Size222 MB158 MB
Age rating4+4+
DeveloperMISA JSCSSI Securities Corporation

Customer experience

Spending Tracker

All ratings849 ratings
Positive92.5%
Neutral2.7%
Negative4.8%
Written reviews252 reviews
Positive81.7%
Neutral6.0%
Negative12.3%

SSI iBoard Pro

All ratings109 ratings
Positive81.7%
Neutral6.4%
Negative11.9%
Written reviews85 reviews
Positive41.2%
Neutral8.2%
Negative50.6%

User reviews

Spending Tracker

From 849 App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Helpful for managing finances
  • 🚀 Convenient features
  • ⭐ Great app overall

Room to improve

  • 🐛 Buggy and unreliable
  • 🔒 Security and account issues
  • 🔋 Performance problems
  • 💸 Paid version not worth the cost

SSI iBoard Pro

From 109 App Store ratings

What we love

  • 👍 Easy to use interface
  • 📊 Intuitive design and layout
  • ⚡ Smooth and stable performance
  • 📈 Professional and comprehensive features
  • 🔄 Regular updates and improvements

Room to improve

  • 🐢 Slow loading and lag issues
  • 🔴 Frequent app crashes and freezing
  • 📉 Cluttered interface with excessive information
  • 🔌 Poor stability during high market volatility
  • 🔐 Security concerns with session management

Bugs and requests

Spending Tracker

Reported bugs

4 issues
  • Transactions not syncing properly
  • Accounts being deleted unexpectedly
  • App crashes and freezes frequently
  • Compatibility issues with newer OS versions

Requested features

4 requests
  • Add more customization options
  • Improve syncing and backup functionality
  • Integrate with banking/financial institutions
  • Provide better customer support

SSI iBoard Pro

Reported bugs

11 issues
  • App freezes and becomes unresponsive during heavy trading
  • Data fails to load during market volatility
  • Charts display incorrectly and cannot be saved
  • Connection drops frequently, requires app restart
  • OTP authentication system is slow and times out
Show 6 more
  • Password change process causes system slowdown
  • Update installation fails repeatedly
  • Incorrect stock information and trading data
  • Session doesn't auto-logout after expiration
  • Widget functionality missing on iOS
  • Unable to place sell orders in certain conditions

Requested features

10 requests
  • Reduce update frequency to monthly or major releases only
  • Improve chart display and save chart data for later viewing
  • Add iOS widget support
  • Better account switching between regular and margin accounts
  • Include foreign investor shareholding ratio information
Show 5 more
  • Improve data accuracy and completeness for stocks
  • Simplify password change policy or make it optional
  • Optimize OTP system performance during password changes
  • Improve accessibility for screen reader users
  • Revert to previous UI/UX design or improve current design

In-app purchases

5 purchases

Spending Tracker

Subscriptions2
  • Money Keeper Premium$1.991 Month
  • Money Keeper Premium Yearly$6.991 Year
One-time3
  • Giao diện vàng sang trọng$5.99
  • Themes vàng đồng sang trọng$5.99
  • Money Keeper Premium Lifetime$24.99
None

SSI iBoard Pro

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is SSI iBoard Pro free?
SSI iBoard Pro is free to download, with no in-app purchases.
Which has better reviews, Spending Tracker or SSI iBoard Pro?
Spending Tracker is rated higher. Spending Tracker averages 4.7 out of 5 from 849 ratings, while SSI iBoard Pro averages 4.3 from 109 ratings.
Do Spending Tracker or SSI iBoard Pro have ads?
Neither Spending Tracker nor SSI iBoard Pro shows ads.
Which is updated more often, Spending Tracker or SSI iBoard Pro?
Spending Tracker ships an update every 6 days, and SSI iBoard Pro every 8 days. Most recently, Spending Tracker was updated on October 31, 2026 and SSI iBoard Pro on October 30, 2026.

Other comparisons